The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Limited-Time Offer
Best for simple cash-back rewards
The Bank of America® Unlimited Cash Rewards credit card is a simple cash-back card that earns 1.5% cash back on all purchases with no limit to how much you can earn. You won't have to worry about memorizing bonus categories with this no-annual-fee card. Additionally, you can get a $250 online cash rewards bonus if you make at least $1,000 in purchases in the first 90 days of account opening.
Bank of America® Unlimited Cash Rewards credit cardThe Bank of America® Unlimited Cash Rewards credit card is a simple cash-back card that earns 1.5% cash back on all purchases with no limit to how much you can earn. You won't have to worry about memorizing bonus categories with this no-annual-fee card. Additionally, you can get a $250 online cash rewards bonus if you make at least $1,000 in purchases in the first 90 days of account opening.
Read the full reviewThe Bank of America Unlimited Cash Rewards is perfect for those who want a no-annual-fee cash back credit card without having to memorize category bonuses. Since the card offers an unlimited 1.5% cash back on all purchases, you can have one card in your wallet to cover all purchases without the complexity of having to worry about which credit card to use for certain purchases or dealing with category bonus caps.
You'll earn an unlimited 1.5% cash back on all purchases, in addition to the card's welcome bonus of $250 online cash rewards after making at least $1,000 in purchases in the first 90 days of account opening.
Rewards rates
Intro offer
Limited-Time Offer
Limited Time Offer! $250
Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Introductory purchases APR
0% Intro APR for 15 billing cycles for purchases
Ongoing purchases APR
17.74% - 27.74% Variable APR on purchases and balance transfers
Introductory balance transfer APR
0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 5% will apply.
Ongoing balance transfer APR
17.74% - 27.74% Variable APR on purchases and balance transfers
Ongoing penalty APR
Up to 29.99% APR
Annual fee
$0
Recommended credit
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