Best for travel rewards beginners
When you’re stepping into the world of travel rewards, it’s likely you’re looking for simple earning and redemption options — and that’s exactly what the Bank of America Travel Rewards credit card is best at.
At a glance
- 1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
At a glance
- 1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.49% - 27.49% Variable APR will apply. A 3% fee applies to all balance transfers.
- If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Our Take
TPG Editor's Rating
Overview
The Bank of America Travel Rewards credit card is a great starter card thanks to its no annual fee and no foreign transaction fees when you travel internationally. Earning and redeeming is effortless, with no confusing bonus categories to keep track of and the ability to redeem your points for all of your travel needs.
Pros
- 1.5 points per dollar on all purchases
- No annual fee
- No foreign transaction fees
Cons
- Bank of America does not offer airline or hotel transfer partners like other banks such as American Express, Chase or Capital One.
- No travel and purchase protections.
Who is this card good for?
This card is best for those who want to earn travel rewards without any fuss. Additionally, for those who maintain banking relationships with Bank of America, you can increase your rewards earning potential by 25% to 75% if you qualify for the Preferred Rewards program.
Earning Rewards
You’ll earn an unlimited 1.5 points for every dollar spent on all eligible purchases.
Frequently asked questions
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Is the Bank of America Travel Rewards credit card worth it?
With no annual fee, this card is well-worth it for those who are able to pay their statement on time and in full and are looking for a simple way to dip their toes into travel credit cards.
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How do I redeem points with the Bank of America Travel Rewards credit card?
You can redeem your points toward a statement credit to pay for any travel and dining purchases.