Rewards rates
Intro offer
N/A
Ongoing purchases APR
17.99% - 27.99% Variable
Ongoing balance transfer APR
17.99% - 27.99% Variable
Annual fee
$0
Recommended credit
More details
The Aven Rewards Visa Card stands out for its above-average earning structure. Cardholders earn 3% cash back on all purchases up to $10,000 in spending each year (with AutoPay enabled), then an unlimited 2% thereafter — an excellent baseline rate that rivals or beats many popular flat-rate cards. With no annual fee and no foreign transaction fees, it’s a simple option for homeowners who want strong everyday rewards without juggling bonus categories.
Read the full reviewThe Aven Rewards Visa Card is best for homeowners and straightforward spenders who want elevated flat-rate cash back without having to track bonus categories. It’s especially appealing to those who will spend up to $10,000 per year on the card and can enable AutoPay to unlock the full 3% rate. It may also make sense for homeowners who are interested in upgrading to Aven’s Home Equity Visa product in the future.
Cardholders will earn 3% cash back on all purchases up to $10,000 (with AutoPay enabled), and 2% unlimited cash back thereafter. The card technically earns points, but those points are worth 1 cent each and function like traditional cash back. Rewards can be redeemed for statement credits that reduce your balance and minimum payment due. Points do not expire. Rewards may also be redeemable for flights and hotels through Aven’s travel portal, if available at the time of redemption.
N/A
3% cash-back
$0
17.99% - 27.99% Variable
Good/Excellent