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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
Who's eligible for the Atmos Rewards Summit Visa Infinite credit card?
Credit card writer Danyal Ahmed is an avid traveler, averaging about 100,000 aeronautical miles per year. He regularly applies that knowledge and his expertise in credit cards to his role as a credit card writer at TPG.
October 7, 2025 • 8 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
A new premium airline card has launched alongside a refreshed loyalty program combining two major carriers.
The card offers a large introductory bonus, valuable travel perks and a pathway to elite status within the new program.
Eligibility for the bonus is broad, with few restrictions for most applicants, even those holding other airline cards.
Applicants should be aware of specific application rules that may limit approvals within certain timeframes.
What to consider
Applicants must meet a minimum credit score threshold to qualify.
Approval is subject to rules limiting the number of new cards one can open within set periods (such as two in 30 days, three in 12 months, four in 24 months).
Holding other cards from the same program does not prevent earning the new card's bonus, but conversions from older products may impact eligibility.
What you'll miss from the article
A detailed breakdown of eligibility scenarios and strategies for maximizing value by pairing multiple cards in the new loyalty program.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
The Atmos™ Rewards Summit Visa Infinite® credit card is the latest premium Alaska Airlines cobranded card unveiled alongside refreshes of Alaska's two existing cards. The card's release marks the launch of Alaska Airlines and Hawaiian Airlines' combined loyalty program, Atmos Rewards.
Points and miles enthusiasts are buzzing about the Summit's earning rates and benefits. Prospective cardholders may wonder if they're eligible for the card and to earn its welcome bonus, especially if they currently hold or previously held an Alaska Airlines or Hawaiian Airlines card.
Before you apply, let's determine if you meet the eligibility criteria for the Atmos Rewards Summit card.
Atmos Rewards Summit welcome offer and benefits
One of the highlights of applying for a new card is the opportunity to earn a welcome bonus.
All three Atmos Rewards credit cards currently have large welcome offers, but the Atmos Rewards Summit has the highest offer of the three.
New cardholders can earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases within the first 90 days of opening your account. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.
The Alaska Lounge in the N Concourse at Seattle-Tacoma International Airport (SEA). SEAN CUDAHY/THE POINTS GUY
In addition to a generous welcome offer, cardholders earn:
3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases
3 points per dollar spent on eligible dining purchases
3 points per dollar spent on foreign transactions
1 point per dollar spent on all other purchases
As a premium card, some of its notable benefits include:
Anniversary status points: Receive 10,000 status points each card anniversary, putting you halfway to Atmos Rewards Silver status.
Free points sharing: You can share points with up to 10 other Atmos Rewards members at no charge.
Global Companion Awards: Each anniversary, receive an annual 25,000-point Global Companion Award and earn a second 100,000-point Global Companion Award after spending $60,000 or more with your card.
Pathway to elite status: Earn 1 status point per $2 spent on purchases, earning Atmos Silver status (equivalent to Oneworld Ruby status) after $20,000 in spending and Atmos Rewards Gold status (equivalent to Oneworld Sapphire status) after $60,000 in spending.
As a frequent traveler, I find the card's earning rates and benefits quite amazing. There are only a few eligibility rules to be aware of before applying.
What if you're an existing Alaska or Hawaiian cardholder?
The Alaska Airlines Visa Signature Card® (no longer available) has been converted to the Atmos™ Rewards Ascent Visa Signature® credit card and the Alaska Airlines Visa® Business Credit Card (no longer available) is now the Atmos™ Rewards Visa Signature® Business Card.
You won't be eligible for a welcome bonus on either of these cards if you currently have them, because your old accounts would have changed over.
The information for the Alaska Airlines Visa Signature, Alaska Airlines Visa Business, Hawaiian Airlines Mastercard and Hawaiian Airlines Business cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
What are the eligibility requirements for the Atmos Rewards Summit?
In short, since the Atmos Rewards Summit has not yet reached the masses (as of this publish date), most people applying for the card should be eligible to earn the welcome offer. To increase your chances of approval, you should have a credit score of at least 670.
An Alaska Airlines plane takes off as a Hawaiian Airlines jet taxis at San Francisco International Airport (SFO). ANDALOU/GETTY IMAGES
There is no family restriction on holding more than one Atmos Rewards card or earning the welcome bonuses.
So if you're planning on applying for the Atmos Rewards Ascent or the Atmos Rewards Business, you can earn the welcome bonus on either card alongside the bonus on the Atmos Rewards Summit.
Now that we've covered eligibility for existing cardholders of other Atmos Rewards cards, don't rush to apply before you consider Bank of America's application restrictions.
The most common rule you'll likely be subject to is the 2/3/4 rule. This means you can only get approved for two new Bank of America cards in a 30-day period, three cards in a 12-month period and four cards in a 24-month period.
This applies to personal cards and not Bank of America-issued business cards.
What's the best strategy for getting the Atmos Rewards Summit?
If you're thinking about applying for the Atmos Rewards Summit card and other Atmos Rewards cards, there are several paths you can take.
Apply for the Atmos Rewards Summit first
Since the Atmos Rewards Summit is a net-new card to the portfolio, apply for this card first to secure the high welcome offer.
Apply for a personal and business Atmos Rewards card
If you were planning on applying for two cards within a short period of time, consider applying for the Atmos Rewards Summit and the Atmos Rewards Business to maximize your chances of approval. (But remember the Bank of America restrictions.)
ANDREW KUNESH/THE POINTS GUY
Applying for more than one Atmos Rewards card can unlock substantial value.
New Atmos Rewards Business cardholders earn a welcome bonus of 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days of opening your account.
Paired with the Atmos Rewards Summit card, you'll have at least 180,000 bonus points after meeting the minimum spending requirement on each card, enabling you to maximize the program's great award chart.
The bonus points are enough for a one-way business-class ticket on Japan Airlines from Los Angeles to Tokyo for 75,000 points or on Qatar Airways from New York to Doha for 70,000 points.
In addition, by holding another Atmos Rewards card, you broaden your points-earning potential. You'll earn 2 points per dollar spent at electric vehicle charging stations and gas stations, on local transit (including ride-hailing services), and on shipping purchases.
DANYAL AHMED/THE POINTS GUY
By holding both cards, you'll maximize the Atmos Rewards program's offerings, including the ability to earn elite status with Alaska and its Oneworld equivalent through eligible credit card spending.
Atmos Rewards Business cardholders earn 1 status point for every $3 in eligible spending, while Atmos Rewards Summit cardholders earn 1 status point for every $2 spent.
As a net-new card to the portfolio, many applicants may be eligible to apply for the Atmos Rewards Summit and earn its welcome bonus, given that you have an eligible credit score and are not in violation of Bank of America's 2/3/4 rule.
For Oneworld loyalists and those looking to earn elite status and take advantage of a great award chart, the Atmos Rewards Summit can be your investment in this loyalty program.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
