Update: Some offers mentioned below are no longer available. View the current offers here.
The start of a new year means new beginnings and new opportunities. That includes new beginnings for your American Express shopping credits and new opportunities for purchases that might have $0 out-of-pocket costs to you.
Specifically, I’m referring to the annual Saks Fifth Avenue credits on The Platinum Card® from American Express and Dell shopping credits on The Business Platinum Card® from American Express. Enrollment is required in advance for these benefits.
Here's how you can use your renewed balance of shopping credits for the year ahead.
Saks shopping credits on the Amex Platinum
The Amex Platinum Card offers up to $100 in annual statement credits per calendar year for purchases from Saks Fifth Avenue. This is available when shopping online or in person and comes in the form of up to $50 in credits from January to June and up to $50 in credits from July to December each year.
To use this benefit and receive the credits, you must enroll your card in advance through this direct registration link prior to making any purchases.
Related: Reminder: Your Amex Platinum’s $50 Saks credit expires in December — here are 12 items to buy
Make sure to stack this credit with online shopping portals to earn bonus cash back or miles. Also, keep an eye out for any sales or coupons Saks is offering, along with Amex Offers.
If you frequently shop at Saks, this statement credit will be useful. Even if you don’t, it’s easy to find a few items that cost no more than $50. When you search the sale section, you can sort specifically for items that are less than $50.
Dell shopping credits on the Amex Business Platinum
If you have the Amex Business Platinum Card, you can receive up to $150 in statement credits on U.S. purchases made directly at Dell and an additional up to $1,000 statement credit after spending $5,000 or more per calendar year. (enrollment is required).
Again, use shopping portals to maximize this purchase by adding extra points, miles or cash back on top of your purchase and the statement credits you’ll receive from American Express.
Bottom line
A new year means your credit card’s annual credits may have reset. Among the more popular and easy-to-use options are Dell and Saks Fifth Avenue credits available each calendar year from American Express.
You’ll want to use up these statement credits no matter which card you have, as they are “use it or lose it” benefits that won’t roll over to the second half of the year.
Apply here: The Business Platinum Card from American Express
Apply here: The Platinum Card from American Express
