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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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Check if you're eligible for as high as 300,000 points with the American Express Business Platinum
Olivia Mittak is a credit cards editor at TPG. She specializes in maximizing earn for points and miles, finding the best welcome bonuses and choosing the right credit cards for your wallet.
April 2, 2026 • 9 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: This is a recurring post, regularly updated with new information and offers.
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Quick summary
A premium business card currently offers a historically high welcome bonus, subject to eligibility and application terms.
The card provides a wide array of statement credits for travel, business services and select merchants, which can help offset its high cost for those who maximize benefits.
Additional perks include airport lounge access, hotel elite status, cellphone protection and travel protections, appealing to frequent travelers and business owners with significant expenses.
Eligibility for the welcome offer is limited to one per card per lifetime, and applicants can preview their offer before finalizing the application.
What to consider
The welcome offer requires a substantial initial spend within three months to qualify and may not be available to all applicants.
Statement credits and certain benefits require advance enrollment and may have specific usage conditions or minimum purchase requirements.
Eligibility for the bonus is affected by your history with similar products, and a qualification tool will inform you if you are not eligible during the application process.
What you'll miss from the article
A detailed breakdown of statement credits, travel perks and eligibility nuances that can help you assess if this premium business card fits your needs.
Generated by AI with support from our editorial team.
The Business Platinum has an $895 annual fee (see rates and fees). That makes it among the most expensive business cards on the market.
With an annual fee that high, receiving the highest welcome offer possible is important. Amex recently introduced new terms for the Business Platinum's welcome offer, with new cardmembers now potentially eligible for an exceptionally high offer (subject to additional terms).
So, here's what you need to know about the current offer on the Amex Business Platinum.
Current Amex Business Platinum welcome offer
New Business Platinum cardmembers can find out their offer and see if they are eligible for as high as 300,000 bonus points after spending $20,000 on purchases within the first three months of card membership. Welcome offers vary and you may not be eligible for an offer.
If you're offered the full 300,000 bonus points, that's by far the highest-ever offer we've seen on this card. So, it's worth filling out an application to see which offer you receive.
You'll be able to see your offer before you submit your application, so you can choose to try again later if the offer you receive isn't optimal.
THE POINTS GUY
Based on our April 2026 valuations, this welcome offer is worth up to $6,000. That's fantastic value for the spending requirement, if you're able to get the full 300,000 points.
To earn the welcome offer, your business must spend a lot on the card quickly. With its hefty initial spending requirement and statement credits (which we’ll talk about below), this card is targeted toward businesses with employees and significant expenses.
Keep in mind that Amex only allows cardmembers to earn one welcome bonus per card in a lifetime. That's why we encourage prospective cardmembers to be patient and wait for the best offer they can get.
While the Business Platinum carries a high $895 annual fee, its wide range of perks and credits can easily outweigh the cost for business owners who maximize its offerings.
Statement credits
The card offers the following statement credits:
Credit*
Amount per calendar year
How it works
Adobe
$250
$250 Adobe statement credit after spending $600 or more on U.S. purchases made directly at Adobe each calendar year (subject to auto-renewal)
Airline
Up to $200
Up to $200 in statement credits per calendar year for incidental charges with a qualifying airline of your choice
ChastGPT Business
Up to $300
Up to $300 in statement credits per calendar year for U.S. purchases of a ChatGPT Business subscription (subject to auto-renewal)
Clear+
Up to $219
Up to $219 in statement credits per calendar year for an annual Clear+ membership for expedited airport security (subject to auto-renewal
Dell
Up to $1,150
Up to $150 in statement credits on U.S. purchases made directly at Dell each calendar year
$1,000 statement credit after spending $5,000 or more at Dell each calendar year
Global Entry/TSA PreCheck
Up to $120 (every four to 4 1/2 years)
Statement credits for Global Entry every four years ($120) or TSA PreCheck every 4 1/2 years (up to $85)
Hilton
Up to $200
Up to $50 in quarterly statement credits on eligible purchases made directly with a Hilton portfolio property (Hilton for Business program membership is required)
Lodging
Up to $600
Up to $300 in biannual lodging statement credits for eligible American Express Fine Hotels + Resorts and The Hotel Collection bookings (minimum two-night stay is required for The Hotel Collection; beginning Jan. 1, 2027, Fine Hotels + Resorts will require stays of two nights or more to be eligible for the lodging statement credit)
Indeed
Up to $360
Up to $90 in quarterly statement credits on all U.S. Indeed hiring and recruiting products and services
Wireless telephone services
Up to $120
Up to $10 in monthly statement credits for purchases made directly from any U.S. wireless telephone provider (Select providers beginning Feb. 17, 2027)
*Enrollment is required in advance for select benefits.
WESTEND61/GETTY IMAGES
Plus, if you put at least $250,000 in eligible purchases on the card in a calendar year, you’ll unlock the following credits to use in the following calendar year:
Up to $1,200 in statement credits for Amex Travel flights
Up to $2,400 in statement credits for American Express One AP (the issuer's automated accounts payable platform) monthly fees (subject to auto-renewal)
That’s up to $3,600 in additional annual value, though this is clearly targeted at companies with significant card spending and, ideally, those already using (or willing to adopt) Amex’s One AP platform.
Earning rates
The Business Platinum offers impressive earning potential, including:
5 points per dollar spent on flights and prepaid lodging booked through amextravel.com
1 point per dollar spent on most other eligible purchases
Cardmembers also earn 2 points per dollar spent in the following categories (on up to $2 million in eligible purchases per calendar year, then 1 point per dollar spent):
Eligible purchases of $5,000 or more
U.S. cloud service and software providers
U.S. construction materials and hardware suppliers
Hotel elite status: Gold elite status with Hilton Honors and Marriott Bonvoy and Sterling status with Leaders Club, the loyalty program for The Leading Hotels of the World
Pay with Points: 35% of your points back for flights booked through Amex Travel with your selected qualifying airline (up to 1 million points back per calendar year)
Cellphone protection***: A maximum of $800 per claim, with a limit of two approved claims per 12-month period; a $50 deductible will apply
***Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Who is eligible for the Amex Business Platinum welcome offer?
The personal and business versions of the Platinum are considered different products. So, even if you currently have the American Express Platinum Card®, the issuer’s one-bonus-per-card-per-lifetime rule won’t prevent you from earning the business card’s offer.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
