5 credit cards that save you money on streaming subscriptions

Keeping up with your favorite music and TV shows can add up. So you may wonder whether it's worth keeping every streaming subscription.

But you don't need to sit on the couch in silence to save money. Several of our favorite credit cards come with streaming credits that allow you to keep the entertainment you love and save money.

In this guide, we'll walk you through which credit cards give you credits for streaming subscriptions and how to use these credits for entertainment at home and on the go.

American Express Platinum Card® — Find out your offer: You may be eligible for as high as 175,000 Membership Rewards points after spending $12,000 in eligible purchases on your new card in your first six months of membership. Welcome offers vary, and you may not be eligible for an offer.

American Express Platinum

The American Express Platinum Card® offers a long list of statement credits to its cardmembers, including up to $300 each calendar year (earned as up to $25 each month) in digital entertainment statement credits (enrollment required).

Streaming benefit: Up to $25 per month in digital entertainment statement credits (up to $300 in statement credits each calendar year). The credits can be used so long as you pay the following merchants directly and on a monthly basis:

• Disney+
• ESPN+
• Hulu
• The Disney+ Bundle (includes all three services above or a combination thereof)
• Paramount+
• Peacock
• The New York Times
• The Wall Street Journal
• YouTube Premium
• YouTube TV

You'll pay first and then receive reimbursement within two days, on average (enrollment required).

With this card, you can effectively get a complimentary Paramount+ or Peacock subscription. The Platinum offers up to $12.95 (plus applicable taxes) in monthly statement credits for a Walmart+ membership (enrollment required).

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And as a Walmart+ member, you'll receive a complimentary ad-supported subscription to either Paramount+ or Peacock. (You can switch between providers every 90 days.) So, it only makes sense to use your digital entertainment credit if you want to upgrade to an ad-free plan with these providers.

Earning rate on streaming: 1 point per dollar spent.

Annual fee: $895 (see rates and fees).

To learn more, read our full review of the American Express Platinum.

Apply here: American Express Platinum

Chase Sapphire Reserve

Chase Sapphire Reserve® (see rates and fees) cardholders get complimentary access to both Apple Music and Apple TV, offering $250 in annual value for subscriptions through June 22, 2027.

Streaming benefit: Activate your memberships in the card benefits hub to start streaming right away — no statement credits or reimbursements needed.

If you already pay for either service, this benefit can save you money every month, helping offset the card's annual fee. Even if you're new to Apple's entertainment ecosystem, it's a convenient way to explore premium music and streaming options at no extra cost.

Earning rate on streaming: 1 point per dollar spent.

Annual fee: $795.

To learn more, read our full review of the Sapphire Reserve.

Apply here: Chase Sapphire Reserve

American Express Blue Cash Everyday

The Blue Cash Everyday® Card from American Express is a great option if you're looking for a solid cash-back card that can help cover your streaming expenses.

Streaming benefit: Up to $84 back per calendar year (up to $7 a month) as a statement credit for Disney Streaming purchases (valid at DisneyPlus.com, Hulu.com or Stream.ESPN.com U.S. websites). Subject to auto-renewal; enrollment required in advance.

Earning rate on streaming: 1% cash back (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout).

Annual fee: $0 (see rates and fees).

To learn more, read our full review of the Blue Cash Everyday.

Apply here: American Express Blue Cash Everyday

American Express Blue Cash Preferred

Cash back fans looking for a more robust card than the Blue Cash Everyday will appreciate the Blue Cash Preferred® Card from American Express.

Streaming benefit: Up to $120 back per calendar year (up to $10 a month) as a statement credit for Disney Streaming purchases (valid at DisneyPlus.com, Hulu.com or Stream.ESPN.com U.S. websites). Subject to auto-renewal; enrollment required in advance.

Earning rate on streaming: 6% cash back on select U.S. streaming services (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout).

Annual fee: $0 introductory annual fee for the first year, then $95 (see rates and fees).

To learn more, read our full review of the Blue Cash Preferred.

Apply here: American Express Blue Cash Preferred

U.S. Bank Altitude Go

U.S. Bank offers several valuable credit card products, including the U.S. Bank Altitude® Go Visa Signature® Card.

Streaming benefit: A $15 statement credit after paying for an eligible streaming charge with your card each month for 11 months in a row. However, note that this works out to just $1.36 per month, so it is not significant.

That said, this card doesn't have an annual fee, so you don't need to worry about getting significant value from it year after year.

Earning rate on streaming: 2 points per dollar spent.

Annual fee: $0.

The information for the U.S. Bank Altitude Go has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Learn more: U.S. Bank Altitude Go

Maximize your rewards on streaming services

For the streaming platforms where you don't receive a credit or complimentary subscription, make sure you're still earning solid rewards for your spending. Several top cards provide elevated return rates on eligible streaming purchases, helping you get more value every month.

Some of the best cards to earn rewards on streaming services include:

• American Express Blue Cash Preferred: 6% cash back on select U.S. streaming subscriptions.
• Capital One Savor Cash Rewards Credit Card: 3% cash back on popular streaming platforms.
• Chase Sapphire Preferred® Card (see rates and fees): 3 points per dollar on select streaming services.

If a particular service isn't covered by a dedicated streaming credit, charging it to one of these cards can ensure you're still earning valuable rewards for every binge-watching session.

Check the merchant offers on your cards

In addition to using these cards for streaming, make sure to check the merchant offers for all your cards regularly. American Express and Chase often have offers to help you save on specific streaming services, such as Fubo, Max, Showtime and YouTube TV.

To take advantage of these offers, add them to your card and then charge that streaming service to the card with the offer.

Bottom line

If you're a big fan of streaming services like we are, opening a card that provides a streaming credit makes sense. No matter how you stream, there's a credit card perk on this list that can help you save on your streaming costs.

But before you apply for a card, make sure that the benefits it provides make it worth the annual fee (if one is charged).

Related: Monthly checklist: Credit card perks and benefits you should be using this month

For rates and fees of the Amex Platinum, click here.
For rates and fees of the Blue Cash Everyday, click here.
For rates and fees of the Blue Cash Preferred, click here.