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Have an Amex Business Platinum card? Don’t forget to register for these perks

Nov. 07, 2022
5 min read
American Express Business Platinum_2021_WSmith5
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The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of credit card perks.

Despite the annual price tag of $695 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card’s best benefits aren’t automatic; you’ll have to enroll your card to get them. Here’s a quick look at what those perks are and how to register for them.

And remember, the card is also currently offering a lucrative introductory bonus of 120,000 Membership Rewards points after you spend $15,000 on eligible purchases in the first three months of card membership. That’s worth a whopping $2,400, according to TPG’s latest valuations.

Overview of the Business Platinum perks

The Amex Business Platinum has over $1,400 in statement credits that you could potentially maximize. Of the seven credits, you must register for six before you can actually begin using them. Here’s a look at what those credits are:

Credit Annual amount  Do I need to register? How it works
DellUp to $400.Yes.Annual statement credit on all U.S. Dell purchases, up to $200 semi-annually. This is a $200 increase from the existing Dell benefit.
IndeedUp to $360.Yes.Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter.
AdobeUp to $150.Yes.Annual statement credit on select purchases, including Adobe Creative Cloud and Acrobat Pro DC.
Wireless telephone servicesUp to $120.Yes.Annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month.
ClearUp to $189.No.Statement credits toward an annual Clear membership for expedited airport security.
Airline feeUp to $200.Yes.Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
Global Entry or TSA PreCheckUp to $100.Yes.Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).

Besides statement credits, the Business Platinum card also has several other perks you have to register for. These include:

Finally, here are the other top Amex Business Platinum perks that don’t require registration:

  • 1.5 points per dollar on purchases for up to $2 million per calendar year across new categories that include:
  • Electronics goods retailers, software and cloud service providers
  • Construction materials and hardware supplies
  • Shipping providers
  • 1.5 points per dollar earned on large purchases over $5,000
  • 5 points per dollar on flights and pre-paid hotels booked in advance through Amex Travel
  • Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period. Note that a $50 deductible will apply.*
  • Access to the Cruise Privileges Program and the International Airline Program.
  • Global Dining Access by Resy: Exclusive reservations at some of the world’s top restaurants, access to premium events, and other perks like priority notify and VIP status.

*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

How to register

The golden ticket to accessing these perks is through your online Amex account under the “Benefits” tab. Once there, you can find every perk that you need to register for. In fact, there is an additional “Enroll” tab that breaks down the perks that require enrollment.

AMEX

In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining. For instance, in the screenshot above, this cardholder still has $200 left of their airline fee credit. (Don’t forget to register first.)

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Bottom line

The Amex Business Platinum Card is one of our top business cards that’s excellent for small businesses with expenses in the new statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.

Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.

Official application link: Amex Business Platinum with a 120,000-point welcome offer.

Additional reporting by Ryan Wilcox.

For rates and fees of the Amex Business Platinum Card, click here

Featured image by WYATT SMITH/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.