Have an Amex Business Platinum card? Don’t forget to register for these perks
Editor's Note
The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of perks.
Despite the annual price tag of $895 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card's best benefits aren't automatic; you'll have to enroll your card to get them. Here's a quick look at what those perks are and how to register for them.
Remember, the card is also currently offering a lucrative introductory bonus where new cardholders can find out their offer and see if they are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer. According to TPG's November 2024 valuations, that's worth up to $6,000.
Here's what else to know about the Amex Business Platinum.
Related: How to maximize your earning with the Amex Business Platinum
Overview of the Business Platinum perks
The Amex Business Platinum offers many statement credits that you could potentially maximize (after meeting qualifying spending thresholds). All these credits require enrollment before you can actually begin using them. Here's a look at what those credits are:
| Credit | Annual amount | Do I need to enroll? | How it works |
|---|---|---|---|
Dell | Up to $1,150 | Yes | Annual statement credit up to $150 in on U.S purchases directly with Dell Technologies and an additional $1,000 statement credit after you spend $5,000 or more per calendar year on the same card |
Indeed | Up to $360 | Yes | Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter |
Adobe | Up to $250 | Yes | Annual $250 statement credit on U.S. purchases directly with Adobe after spending $600 or more per calendar year |
Wireless telephone services | Up to $120 | Yes | Annual statement credit for purchases made directly from any US wireless telephone provider, up to $10 per month |
Clear | Up to $209 | Yes | Statement credits toward an annual Clear+ membership for expedited airport security (subject to auto-renewal) |
Airline fee | Up to $200 | Yes | Annual airline fee credit of up to $200 in statement credits on charges by the airline you select per calendar year |
Global Entry or TSA PreCheck | Up to $120 | Yes | Statement credits for Global Entry ($120) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
Besides statement credits, the Business Platinum card also has several other perks that require enrollment. These include:
- Receive 35% of your points back when you Pay with Points for flights booked through Amex Travel with your selected qualifying airline (up to 1,000,000 points back per calendar year.)
- Access to Amex Centurion Lounges, Delta Sky Clubs** (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection. Access is limited to eligible card members.
- Gold Elite status with Hilton Honors and Marriott Bonvoy
- Premium Private Jet Program: Access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships; Plus, you can also get a $500 or $2,000 credit added to Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership
Finally, here are the other top Amex Business Platinum perks that don't require registration:
- 2 points per dollar (up to $2 million per calendar year) on purchases over $5,000 and across categories that include:
- U.S. Electronics goods retailers, software and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 5 points per dollar on flights and prepaid hotels booked in advance through Amex Travel
- Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Global Dining Access by Resy: Exclusive reservations at some of the world's top restaurants, access to premium events, and other perks like priority notification and VIP status
*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.
Related: Who should (and shouldn't) get the Amex Business Platinum?
How to register
The golden ticket to accessing these perks is through your online Amex account under the "Benefits" tab. Once there, you can find every perk that you need to register for.
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining.
Related: Is the Amex Business Platinum worth the annual fee?
Bottom line
The Amex Business Platinum Card is one of our top business cards. It's excellent, especially for businesses with expenses in the statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Apply here: Amex Business Platinum Find out your offer and see if you're eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.
For rates and fees of the Amex Business Platinum, click here.
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.