Have an Amex Business Platinum card? Don’t forget to register for these perks
Editor's Note
The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of perks.
Despite the annual price tag of $895 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card's best benefits aren't automatic; you'll have to enroll your card to get them. Here's a quick look at what those perks are and how to register for them.
Remember, the card is also currently offering a lucrative introductory bonus where new cardholders can earn 200,000 bonus points after spending $20,000 on eligible purchases in the first three months of card membership. According to TPG's November 2024 valuations, that's worth a whopping $4,000.
Here's what else to know about the Amex Business Platinum.
Related: How to maximize your earning with the Amex Business Platinum
Overview of the Business Platinum perks
The Amex Business Platinum offers many statement credits that you could potentially maximize (after meeting qualifying spending thresholds). All these credits require enrollment before you can actually begin using them. Here's a look at what those credits are:
| Credit | Annual amount | Do I need to enroll? | How it works |
|---|---|---|---|
Dell | Up to $1,150 | Yes | Annual statement credit up to $150 in on U.S purchases directly with Dell Technologies and an additional $1,000 statement credit after you spend $5,000 or more per calendar year on the same card |
Indeed | Up to $360 | Yes | Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter |
Adobe | Up to $250 | Yes | Annual $250 statement credit on U.S. purchases directly with Adobe after spending $600 or more per calendar year |
Wireless telephone services | Up to $120 | Yes | Annual statement credit for purchases made directly from any US wireless telephone provider, up to $10 per month |
Clear | Up to $209 | Yes | Statement credits toward an annual Clear Plus membership for expedited airport security (subject to auto-renewal) |
Airline fee | Up to $200 | Yes | Annual airline fee credit of up to $200 in statement credits on charges by the airline you select per calendar year |
Global Entry or TSA PreCheck | Up to $120 | Yes | Statement credits for Global Entry ($120) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
Besides statement credits, the Business Platinum card also has several other perks that require enrollment. These include:
- Receive 35% of your points back when you Pay with Points for flights booked through Amex Travel with your selected qualifying airline (up to 1,000,000 points back per calendar year.)
- Access to Amex Centurion Lounges, Delta Sky Clubs** (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection. Access is limited to eligible card members.
- Gold Elite status with Hilton Honors and Marriott Bonvoy
- Premium Private Jet Program: Access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships; Plus, you can also get a $500 or $2,000 credit added to Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership
Finally, here are the other top Amex Business Platinum perks that don't require registration:
- 2 points per dollar (up to $2 million per calendar year) on purchases over $5,000 and across categories that include:
- U.S. Electronics goods retailers, software and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 5 points per dollar on flights and prepaid hotels booked in advance through Amex Travel
- Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Global Dining Access by Resy: Exclusive reservations at some of the world's top restaurants, access to premium events, and other perks like priority notification and VIP status
*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.
Related: Who should (and shouldn't) get the Amex Business Platinum?
How to register
The golden ticket to accessing these perks is through your online Amex account under the "Benefits" tab. Once there, you can find every perk that you need to register for.
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining.
Related: Is the Amex Business Platinum worth the annual fee?
Bottom line
The Amex Business Platinum Card is one of our top business cards. It's excellent, especially for businesses with expenses in the statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Apply here: Amex Business Platinum with a 200,000-point welcome offer after you spend $20,000 in the first three months from account opening.
For rates and fees of the Amex Business Platinum, click here.
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month