Have an Amex Business Platinum card? Don’t forget to register for these perks
Editor's Note
The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of perks.
Despite the annual price tag of $895 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card's best benefits aren't automatic; you'll have to enroll your card to get them. Here's a quick look at what those perks are and how to register for them.
Remember, the card is also currently offering a lucrative introductory bonus where new cardholders can earn 200,000 bonus points after spending $20,000 on eligible purchases in the first three months of card membership. According to TPG's November 2024 valuations, that's worth a whopping $4,000.
Here's what else to know about the Amex Business Platinum.
Related: How to maximize your earning with the Amex Business Platinum
Overview of the Business Platinum perks
The Amex Business Platinum offers many statement credits that you could potentially maximize (after meeting qualifying spending thresholds). All these credits require enrollment before you can actually begin using them. Here's a look at what those credits are:
| Credit | Annual amount | Do I need to enroll? | How it works |
|---|---|---|---|
Dell | Up to $1,150 | Yes | Annual statement credit up to $150 in on U.S purchases directly with Dell Technologies and an additional $1,000 statement credit after you spend $5,000 or more per calendar year on the same card |
Indeed | Up to $360 | Yes | Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter |
Adobe | Up to $250 | Yes | Annual $250 statement credit on U.S. purchases directly with Adobe after spending $600 or more per calendar year |
Wireless telephone services | Up to $120 | Yes | Annual statement credit for purchases made directly from any US wireless telephone provider, up to $10 per month |
Clear | Up to $209 | Yes | Statement credits toward an annual Clear Plus membership for expedited airport security (subject to auto-renewal) |
Airline fee | Up to $200 | Yes | Annual airline fee credit of up to $200 in statement credits on charges by the airline you select per calendar year |
Global Entry or TSA PreCheck | Up to $120 | Yes | Statement credits for Global Entry ($120) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
Besides statement credits, the Business Platinum card also has several other perks that require enrollment. These include:
- Receive 35% of your points back when you Pay with Points for flights booked through Amex Travel with your selected qualifying airline (up to 1,000,000 points back per calendar year.)
- Access to Amex Centurion Lounges, Delta Sky Clubs** (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection. Access is limited to eligible card members.
- Gold Elite status with Hilton Honors and Marriott Bonvoy
- Premium Private Jet Program: Access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships; Plus, you can also get a $500 or $2,000 credit added to Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership
Finally, here are the other top Amex Business Platinum perks that don't require registration:
- 2 points per dollar (up to $2 million per calendar year) on purchases over $5,000 and across categories that include:
- U.S. Electronics goods retailers, software and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 5 points per dollar on flights and prepaid hotels booked in advance through Amex Travel
- Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Global Dining Access by Resy: Exclusive reservations at some of the world's top restaurants, access to premium events, and other perks like priority notification and VIP status
*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.
Related: Who should (and shouldn't) get the Amex Business Platinum?
How to register
The golden ticket to accessing these perks is through your online Amex account under the "Benefits" tab. Once there, you can find every perk that you need to register for.
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining.
Related: Is the Amex Business Platinum worth the annual fee?
Bottom line
The Amex Business Platinum Card is one of our top business cards. It's excellent, especially for businesses with expenses in the statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Apply here: Amex Business Platinum with a 200,000-point welcome offer after you spend $20,000 in the first three months from account opening.
For rates and fees of the Amex Business Platinum, click here.
TPG featured card
at Capital One's secure site
Terms & restrictions apply. See rates & fees.
| 5X miles | Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel |
| 2X miles | Earn unlimited 2X miles on every purchase, every day |
Pros
- Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
- You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
- Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners
Cons
- Highest bonus-earning categories only on travel booked via Capital One Travel
- LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app