Have an Amex Business Platinum card? Don’t forget to register for these perks
Editor's Note
The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of perks.
Despite the annual price tag of $895 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card's best benefits aren't automatic; you'll have to enroll your card to get them. Here's a quick look at what those perks are and how to register for them.
Remember, the card is also currently offering a lucrative introductory bonus where new cardholders can earn 200,000 bonus points after spending $20,000 on eligible purchases in the first three months of card membership. According to TPG's November 2024 valuations, that's worth a whopping $4,000.
Here's what else to know about the Amex Business Platinum.
Related: How to maximize your earning with the Amex Business Platinum
Overview of the Business Platinum perks
The Amex Business Platinum offers many statement credits that you could potentially maximize (after meeting qualifying spending thresholds). All these credits require enrollment before you can actually begin using them. Here's a look at what those credits are:
| Credit | Annual amount | Do I need to enroll? | How it works |
|---|---|---|---|
Dell | Up to $1,150 | Yes | Annual statement credit up to $150 in on U.S purchases directly with Dell Technologies and an additional $1,000 statement credit after you spend $5,000 or more per calendar year on the same card |
Indeed | Up to $360 | Yes | Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter |
Adobe | Up to $250 | Yes | Annual $250 statement credit on U.S. purchases directly with Adobe after spending $600 or more per calendar year |
Wireless telephone services | Up to $120 | Yes | Annual statement credit for purchases made directly from any US wireless telephone provider, up to $10 per month |
Clear | Up to $209 | Yes | Statement credits toward an annual Clear Plus membership for expedited airport security (subject to auto-renewal) |
Airline fee | Up to $200 | Yes | Annual airline fee credit of up to $200 in statement credits on charges by the airline you select per calendar year |
Global Entry or TSA PreCheck | Up to $120 | Yes | Statement credits for Global Entry ($120) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
Besides statement credits, the Business Platinum card also has several other perks that require enrollment. These include:
- Receive 35% of your points back when you Pay with Points for flights booked through Amex Travel with your selected qualifying airline (up to 1,000,000 points back per calendar year.)
- Access to Amex Centurion Lounges, Delta Sky Clubs** (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection. Access is limited to eligible card members.
- Gold Elite status with Hilton Honors and Marriott Bonvoy
- Premium Private Jet Program: Access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships; Plus, you can also get a $500 or $2,000 credit added to Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership
Finally, here are the other top Amex Business Platinum perks that don't require registration:
- 2 points per dollar (up to $2 million per calendar year) on purchases over $5,000 and across categories that include:
- U.S. Electronics goods retailers, software and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 5 points per dollar on flights and prepaid hotels booked in advance through Amex Travel
- Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Global Dining Access by Resy: Exclusive reservations at some of the world's top restaurants, access to premium events, and other perks like priority notification and VIP status
*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.
Related: Who should (and shouldn't) get the Amex Business Platinum?
How to register
The golden ticket to accessing these perks is through your online Amex account under the "Benefits" tab. Once there, you can find every perk that you need to register for.
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining.
Related: Is the Amex Business Platinum worth the annual fee?
Bottom line
The Amex Business Platinum Card is one of our top business cards. It's excellent, especially for businesses with expenses in the statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Apply here: Amex Business Platinum with a 200,000-point welcome offer after you spend $20,000 in the first three months from account opening.
For rates and fees of the Amex Business Platinum, click here.
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| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees