New Atmos Rewards card offers: Earn bonus points and a Companion Fare for Alaska and Hawaiian flights
Editor's Note
Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Atmos points can be used for flights on Alaska and Hawaiian, as well as a range of partner airlines, making it easier to turn everyday spending and travel into award trips around the world.
The program offers three cobranded credit cards: the Atmos™ Rewards Summit Visa Infinite® Credit Card, Atmos™ Rewards Ascent Visa Signature® credit card and Atmos™ Rewards Visa Signature® Business Card.
For a limited time, new Ascent and Business cardholders can earn elevated offers to get them closer to their dream trip with Alaska or Hawaiian. Both cards are currently offering 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23). The only difference is that the Ascent requires $3,000 in spending in 90 days to earn its offer, while the Atmos Business requires $4,000 in spending in the same timeframe.
Let's dig deeper into these cards.
Atmos Rewards Summit
The Atmos Rewards Summit features a valuable welcome bonus, useful earning rates and a solid suite of benefits.
Welcome offer: Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases within the first 90 days from account opening.
Based on TPG's January 2026 valuations, this bonus is worth up to $1,523 when you include the value of the 25,000-point Global Companion Award.
This offer is worth slightly less than its launch bonus, which offered 100,000 bonus points for a higher minimum spending requirement of $6,000 (offer no longer available).
Annual fee: $395
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining and foreign transaction purchases
- 1 point per dollar spent on all other purchases
Key benefits:
- 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Two Alaska Lounge passes each quarter
- Up to $120 in statement credits for TSA PreCheck or Global Entry every four years
- No foreign transaction fees
Why we like it: This welcome offer includes a Global Companion Award, with points that can be redeemed for travel on Alaska, Hawaiian or a partner (including Oneworld members) for an award ticket in any class. The 25,000-point award is earned upon account opening and after each card anniversary.
Cardholders can earn a second 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.
For frequent international travelers, earning 3 points per dollar spent on foreign transaction purchases is an industry first and can lead to quickly accruing Atmos Rewards points. TPG contributing editor for credit cards Matt Moffitt is based in Spain and uses this card for most of his everyday spending there (given his purchases are charged in euros).
To learn more, read our full review of the Atmos Rewards Summit.
Apply here: Atmos Rewards Summit Visa Infinite
Atmos Rewards Ascent
Semifrequent Alaska and Hawaiian flyers who want to pay an affordable annual fee are the target audience for the Atmos Rewards Ascent, a mid-tier option with useful perks of its own.
Welcome offer: Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days of opening your account.
TPG's January 2026 valuations deem the points-only part of this offer at $1,015.
This is the highest bonus we've seen since October 2025, when an extra 10,000 bonus points were offered — with a higher $4,000 spending requirement in 120 days (offer no longer available).
Annual fee: $95
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
Why we like it: The Atmos Rewards Ascent is an excellent choice for anyone who flies Alaska or Hawaiian at least a couple of times each year and can find value in the card's perks.
To learn more, read our full review of the Atmos Rewards Ascent.
Apply here: Atmos Rewards Ascent Visa Signature
Atmos Rewards Business
Small-business owners who fly Alaska, this one's for you. The Atmos Rewards Visa provides perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.
Welcome offer: Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days of account opening.
The points in this bonus are worth $1,015, per TPG's January 2026 valuations.
The current bonus provides 10,000 fewer points than the card's launch offer, but also requires $1,000 less in spending (offer no longer available).
Annual fee: $70 for the company and $25 per card
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- $100 off an annual Alaska Lounge+ membership purchased with your card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America business account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
Why we like it: The Atmos Rewards Visa Signature Business is a great option for business owners who would benefit from the perks related to flying on Alaska and Hawaiian.
The Lounge+ membership discount is only available on the business card, something to keep in mind if lounge access matters to you. However, the Summit does include two lounge passes per quarter, offering occasional access without a full membership.
With a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.
To learn more, read our full review of the Atmos Rewards Business.
Apply here: Atmos Rewards Visa Signature Business
Bottom line
The Atmos Rewards cards are offering new bonuses that allow new cardholders to add a haul of points to their accounts.
- The Summit suits frequent flyers who want premium perks and faster status earning.
- The Ascent is ideal for casual Alaska or Hawaiian travelers who value free bags and a lower annual fee.
- The Business delivers solid rewards and travel benefits for small-business owners at a competitive price point.
If you're ready to maximize this program and collect Atmos Rewards points, collecting one of these offers is a fantastic way to start.
Apply here: Atmos Rewards Summit Visa Infinite Credit Card
Apply here: Atmos Rewards Ascent Visa Signature credit card
Apply here: Atmos Rewards Visa Signature Business Card
Updated 1/14/2026
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.