TPG has a new look. Read about why and where we're headed.

  • Credit cards

    News

    • Credit card news

    Best credit cards by category

    • Best overall credit cards
    • Best travel credit cards
    • Best cash back credit cards
    • Best business credit cards
    • Best hotel credit cards
    • Best airline credit cards
    • All credit cards

    Best credit cards by brand

    • Best American Express credit cards
    • Best Capital One credit cards
    • Best Chase credit cards
    • Best Bank of America credit cards
    • Best Bilt credit cards
    • Best Citi credit cards
    • All credit cards

    Credit card rewards

    • American Express Membership Rewards
    • Capital One miles
    • Chase Ultimate Rewards
    • Bilt Rewards
    • Citi ThankYou Rewards
    • All credit card programs

    Managing your credit cards

    • Credit card application tips
    • Credit score basics
    • Credit utilization guide
    • Downgrade or close a credit card
    • Upgrade a credit card
  • Rewards

    News

    • Rewards, points and miles news

    Transfers and valuations

    • Transfer my points and miles
    • What are points and miles worth?

    Credit card rewards

    • American Express Membership Rewards
    • Capital One miles
    • Chase Ultimate Rewards
    • Bilt Rewards
    • Citi ThankYou Rewards
    • All credit card programs

    Hotel rewards

    • Hilton Honors
    • IHG One Rewards
    • Marriott Bonvoy
    • World of Hyatt
    • All hotel programs

    Airline rewards

    • Alaska Airlines Atmos Rewards
    • American AAdvantage
    • Delta SkyMiles
    • Southwest Rapid Rewards
    • United MileagePlus
    • All airline programs

    Everyday rewards

    • Dining and restaurant rewards
    • Retail and shopping rewards

    Other travel rewards

    • Cruises
    • Rental cars

    New to rewards?

    Learn how to get started earning and redeeming rewards so you can make the most of your everyday spending.

    Get started
  • Travel

    News

    • Travel news

    Airport security

    • Clear
    • Global Entry
    • TSA PreCheck

    Guides

    • Airport lounges
    • Destinations
    • State of Loyalty 2026

      See how far your points, miles and dollars go in TPG's first loyalty report.

    • Best US Airlines

      See how TPG ranks the top US airlines for 2026.

  • Offers
    • TPG member offers
    • Limited-time credit card offers
    • Transfer bonuses
    • All offers
  • New to rewards?
Subscribe
Ad disclosure
The Points Guy
  • Credit card reviews

    • Capital One Venture Rewards
    • Chase Sapphire Reserve
    • American Express Platinum
    • American Express Gold
    • Capital One Venture X Business
    • Chase Ink Business Preferred
    • American Express Business Platinum
    • Limited-time welcome offers
  • Points + miles

    • Transfer partners guide
    • Current transfer bonuses
    • Points + miles travel deals
    • Priority Pass lounge access
    • Best frequent flyer programs
    • Best hotel loyalty programs
  • Travel guides

    • Google Flights
    • Google Explore
    • Best times to book flights
    • Best all-inclusive resorts
    • Best all-inclusive family resorts
    • Best Hyatt hotels
    • Airport lounge etiquette
    • Free PreCheck and Global Entry
    • Travel rewards glossary
  • Destinations

    • Hawaii
    • Japan
    • New York
    • Paris
    • Tulum
    • Cancun
    • Disney
  • Meet TPG

    • About us
    • Philanthropy
    • Careers
    • Partnerships
    • Creator Network
    • Contact us
    • Site map
    • Newsletters
  • Legal

    • Do Not Sell or Share My Personal Information
    • Privacy policy
    • Terms of use
    • Consumer Health Data Privacy Policy
    • Model card

Get the latest tips, news and deals from TPG experts

Our commitment to transparency

The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. We publish editorial content and card reviews to help you find a great card to turn your goals into reality.

We may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners. This may impact how or where products appear. While we don’t cover all available credit cards, our editorial team creates and maintains our analysis of cards. Editorial content is not influenced by nor subject to review by any credit card company, bank or partner prior to or after publication. Read our advertising policy and product review methodology for more information.

Copyright © 2026 The Points Guy, LLC. All rights reserved. A Red Ventures company.

At a glance

Rewards rates

4X
Earn 4X points on Southwest® purchases.
2X
Earn 2X points on gas station and restaurant purchases.
2X
Earn 2X points on hotel accommodations booked directly with hotel.
2X
Earn 2X points on local transit and commuting, including rideshare.
1X
Earn 1X points on all other purchases.

Intro offer

Earn 80,000 points.

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Ongoing purchases APR

19.49% - 27.99% Variable

Ongoing balance transfer APR

19.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$299

Recommended credit

Good Credit, Excellent Credit

More details

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.

At a glance

Rewards rates

4X
Earn 4X points on Southwest® purchases.
2X
Earn 2X points on gas station and restaurant purchases.
2X
Earn 2X points on hotel accommodations booked directly with hotel.
2X
Earn 2X points on local transit and commuting, including rideshare.
1X
Earn 1X points on all other purchases.

Intro offer

Earn 80,000 points.

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Ongoing purchases APR

19.49% - 27.99% Variable

Ongoing balance transfer APR

19.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$299

Recommended credit

Good Credit, Excellent Credit

More details

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X pts on Southwest® purchases.
  • Earn 2 points for every $1 you spend at gas stations and restaurants
  • Earn 2X points on hotel accommodations booked directly with the hotel
  • Earn 2X points on local transit and commuting, including rideshare.
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
  • Member FDIC
at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Our take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
3/5

Overview

Backed by Chase’s reliable travel and purchase protections, this card is a strong fit for frequent Southwest flyers who often travel with colleagues or family. With perks like Group 5 boarding, free checked bags for up to 8 companions and unlimited upgrades to extra legroom seats when available, it’s built for travelers who value comfort, convenience and rapid reward earnings with Southwest. (Partner offer)

Read the full review

Pros

  • Complimentary first checked bag for the cardmember and up to eight additional passengers on the same reservation
  • Preferred seat selection at booking, when available
  • 9,000 complimentary Southwest points annually, on each cardmember anniversary
  • Elevated earning rates on spending in select categories, including gas stations, restaurants and accommodations booked direct.
  • 10,000 points towards a Companion Pass, annually
  • Ability to earn tier-qualifying points (TQPs) toward A-List status

Cons

  • $299 annual fee
  • Limited airline flexibility
  • No lounge access
  • Certain perks are subject to availability

Who is this card good for?

If you frequently fly on Southwest’s route network for business, often travel with groups of up to 8, and value perks like early boarding, free checked bags and earning toward elite status, the Southwest Rapid Rewards Performance Business Card could be a solid option.

Earning rewards

You’ll earn 4 points per dollar spent on Southwest Airlines purchases, 2 points per dollar spent at gas stations and restaurants, 2 points per dollar spent on local transit and commuting (including rideshare), 2 points per dollar spent on hotels booked directly and 1 point per dollar spent on everything else.

By signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.
Ad disclosure

Earn 80,000 points.

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    1 - 4X points

  • Annual Fee

    $299

  • Regular APR

    19.49% - 27.99% Variable

  • Recommended Credit

    Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
Apply now
Southwest® Rapid Rewards® Performance Business Credit Card
Southwest® Rapid Rewards® Performance Business Credit Card
Apply now
Southwest® Rapid Rewards® Performance Business Credit CardSouthwest® Rapid Rewards® Performance Business Credit Card
Apply now