TPG Readers on the Best Ways to Redeem Membership Rewards Points
Every so often, TPG readers want to know how other travelers are redeeming their credit card earnings. To that end, we asked our TPG Lounge members to tell us: "What's your favorite way to use Amex Membership Rewards points? Any tips for newbies?"
Transfer to Airlines
The overwhelming response was to transfer American Express Membership Rewards points to airlines for maximum value. This is in keeping with our guide for the best Membership Rewards redemptions. Our readers shared their favorite airline redemption options with us:
I transfer to British Airways Avios, and redeem [through] Alaska Airlines. I check availability on AA's site, then call BA to book. Sometimes they charge a $25 booking fee, sometimes they don't. — Kathy R.
I've transferred to Etihad with bonus, and to British Airways with bonus. At the time Etihad was 30%, and BA was 40%. I've used my Avios on AA exclusively so far. Miniscule fees and good availability, even [for] last minute to Vegas from LAX, instead of paying $380 per person. [I get a] 3 cent per point value. — Edmond K.
Transfers to ANA for redemptions to Japan... always pretty inexpensive. I typically book ANA economy as I like to stretch my points. — Zain N.
Transfer for airfare generally, Delta or JetBlue mostly. — Bill F.
Aeroplan to Europe! — Tim S.
ANA to Africa — Jamie R.
Transfer to Delta. Delta has a great summer flight JFK-Nice, France direct on Saturdays and we've had good luck booking coach with reasonable points the last few summers. — Cheryl D.
1,200 mi flights on AA through British Airways. Get 3-4 cents per point! — Bryan B.
Generally I use to transfer to Delta (or SkyTeam partners) — Allyson C.
Transfer to Asia Miles to use on Cathay — Meg G.
Transfer points to ANA for 90k (ANA) or 95k (Star Alliance) roundtrip redemption to Asia on J. Free stopover in Tokyo also, when [flying] on ANA! — Peter H.
Wait for bonus transfers. British Airways is a good one for short distances, also JFK–YVR on Cathay. [I've] also put some [MR points] into Virgin Atlantic for a RT ANA first[-class redemption]. — Carl C.
Looking forward to transferring to Etihad Guest for either AA transatlantic, or Czech Airlines from Prague to Seoul. — Matt T.
I save them for high-value transfers to foreign airline partners to avoid excise tax. I generally use Ultimate Rewards points for domestic transfers, since that's not an issue. — Andrew K.
Hotels
While airline redemptions are one of the most popular ways to utilize Membership Rewards points, Hilton offers a great redemption value on the hotels side. In fact, American Express just permanently increased the transfer ratio between Membership Rewards points and Hilton early this year.
I transfer to Hilton. They have pretty decent point redemption. — Evelyn E.
[I transfer to Hilton] Honors - 3x points that I just used for a romantic weekend for pier 5 hotel at inner harbor, Baltimore. — Varun V.
Other Options
A few TPG Lounge members boldly owned their redemption methods, despite the inevitable "Facebook laughs":
[to be honest]..., NYC cabs. — Richard M.
Starbucks gift cards. — Mike Z.
Redeem via Amazon. — Darren L.
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month

