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One of the easiest decisions for travelers to make is getting the IHG Rewards Club Select Credit Card — even if you don’t stay at IHG hotels or never spend anything on the card. Simply put, getting a free night certificate each year more than makes up for the $49 annual fee (waived the first year). That certificate can be used at any IHG hotel in the world, including InterContinental properties that can cost hundreds of dollars per night.

And when the other perks are put to use, the card gets even better. A 10% redemption rebate helps your IHG points go further. Plus, just for being a cardholder, you’ll get mid-tier IHG Platinum Elite status — which TPG values at $880 each year. Platinum Elite status will get you late checkout, bonus points, a welcome amenity and room upgrades. Particularly outside the United States, I’ve found these room upgrades to be quite nice, including suites in Berlin and corner rooms in Taipei:

However, there’s another perk of IHG Platinum Elite status that pays off at the fuel pump. IHG has partnered with Shell’s Fuel Rewards program to offer IHG elites a minimum of five cents per gallon off of their Shell fuel purchases:

In order to get this bonus, you first need to link your IHG account to Shell’s Fuel Rewards. After a verification period — which the terms and conditions note “should occur within 7-10 days from when your accounts are linked” — you’ll start saving at Shell gas stations when you swipe your Fuel Rewards card before you pump your gas.

And, no, you don’t have to use the IHG Rewards Club Select Credit Card to get this bonus. While the IHG credit card offers 2x points on gas purchases, this would only net you a 1.4% return based on TPG’s 0.7 cents per point valuation of IHG points. Instead, you can utilize credit cards that get you a much better return on your gas station spending such as the Business Gold Rewards Card from American Express (3x Membership Rewards points on selected category = 5.7% return), the Citi ThankYou Premier (3x ThankYou Points on gas = 4.5% return) or the Blue Cash Preferred Card from American Express (3% cash back at US gas stations).

If you haven’t gotten the IHG Rewards Club Select Credit Card yet, you can earn 60,000 IHG points for spending $1,000 in the first three months. That’s enough points for more than 13 nights at PointBreaks hotels when accounting for the 10% rebate perk of the card.

Featured image by Justin Sullivan / Getty Images

What’s your favorite perk of the IHG card?

IHG® Rewards Club Select Credit Card

This card comes with a 60,000 point bonus which can be worth $420 when you redeem your points for a stay at IHG participating properties. Each year you'll receive a free night that can be used at over 5,000 properties worldwide and you'll get an automatic 10% points rebate on redemptions.

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More Things to Know
  • Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
  • Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide
  • Earn 5 points per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
  • Platinum Elite status as long as you're a Select credit cardmember
  • Automatic 10% points rebate on redemptions
  • $0 Introductory Annual Fee for the first year, then $49 a year
Intro APR on Purchases
Regular APR
17.24% - 24.24% Variable
Annual Fee
$0 Intro for the First Year, then $49
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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