Here’s One Wacky Way to Destroy Your Metal Credit Card

Oct 30, 2017

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Destroying credit cards is an important part of the credit card life cycle. Whether you want to cut, shred or incinerate, it’s important to get rid of credit cards if their security has been compromised, the card has expired or you’ve closed your account.

One of our favorite cards at The Points Guy is the Chase Sapphire Reserve — a versatile and rewarding travel card with a handful of valuable perks. Unlike most cards that are made out of plastic, the Sapphire Reserve is made of metal and is a bit more difficult to get rid of. You can’t just put it through a shredder. So when we received an email from TPG reader Wajid K. about his DIY experience trying to destroy his Sapphire Reserve, we knew we had to share his story. (His email has been lightly edited for clarity.)

Wajid writes:

“I recently renewed my Chase Sapphire Reserve and received a new card, interestingly it came with a return envelope to return the old card. Chase is providing this service to destroy your old card free of charge.

Instead of availing myself of this service I challenged myself to destroy the card.

I gathered all the tools I had at my disposal. I started with the paper shredder as I had used the shredder to destroy enough plastic credit cards in the past, I figured it would do the job. But soon found out that my shredder was not capable of eating away a metal credit card. It started to go down the shredder but got stuck. I did that a few times, it started to chew the card but was not doing the job, finally it got to a point where it got stuck and I had to use pliers to take it out.

Next I got hold of my zip tie cutting tool, which was no help either. Next came the final tool in my arsenal, a bypass lopper, which I have used in the past to destroy a lot of things. I started using the lopper and it started to cut through the metal, but soon I found out that it was not going to do the job.”


That looks pretty well destroyed enough to us. So we emailed back asking Wajid if he was able to actually, totally obliterate the card, and he replied:

“I was unable able to destroy it completely, in the interest of time I gave up, now I have it saved as a souvenir.”

But although it’s still technically in one piece (more or less), it definitely looks like Wajid, or anyone else for that matter, will not be able to use the card again. So, mission accomplished!

What’s been your experience when trying to destroy a metal credit card? Sound off in the comments below. 

2020 TPG Award Winner: Premium Card of the Year
Chase Sapphire Reserve

SIGN-UP BONUS: 50,000 Points


CARD HIGHLIGHTS: 3X points on all travel and dining, $300 annual travel credit, points transferrable to over a dozen travel partners.

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • New Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself Back(SM), your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Regular APR
17.74% - 24.74% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater
Recommended Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.