Top 10 Citi Prestige 4th Night Free Credits in 2017
Update: Some offers mentioned below are no longer available. View the current offers here.
From an annual $250 airfare credit to generous flight delay perks to Priority Pass lounge access, the Citi Prestige Card offers a bunch of great benefits (in exchange for its significant $450 annual fee). But for frequent leisure travelers, one program in particular offers outstanding value: 4th Night Free.
I've used this benefit to save many thousands of dollars over the years, and while it's recently become a bit less rewarding, since Citi no longer includes taxes when calculating your rebate, it's now possible to book these stays online — and receive the 4th Night Free credit in the form of an instant discount.
I consider this to be hands-down my favorite credit card (of the 40 or so in my wallet), specifically due to the 4th Night Free perk. So I was initially hesitant to go too crazy when it came to pushing the limits of this benefit; I didn't want to "ruin it for everyone else," so to speak. It turns out there's no cause for concern, though — Citi seems to be especially proud of its large payouts, going so far as to promote that fact that one cardholder scored a $4,554 rebate from a single stay in 2016. Wowzah!
But it gets even better than that — it turns out one cardholder managed to score more than twice that amount last year, from a single hotel stay. Citi sent us its list of top 10 4th Night Free redemptions so far from 2017, and it's incredible to see just how much some cardholders have saved (and spent)!
So without further ado, here's the list.
10. Jumby Bay, A Rosewood Resort
A member of the smaller (and high-end) Rosewood chain, Jumby Bay is located on a private island in St. John’s. You’ll need to take a boat from your arrival airport in Antigua, but apparently it’s worth the effort for the island’s car-free (and decidedly carefree) lifestyle. Jumby Bay bills itself as “the finest resort in the Caribbean,” and it certainly has the price tag to match.
Location: St. Johns, Antigua and Barbuda
Base room award rate: N/A
Room type booked: One-Bedroom Pool Suite
4th night credit: $3,684
9. Mandarin Oriental Hyde Park London
Mandarin Oriental’s Hyde Park property in London appears twice on this list — that’s quite an accomplishment, in this case due to the hotel’s exceptionally pricey rooms and suites. It’s in the midst of an 18-month renovation, though naturally the chain aims to avoid disturbing its guests during the overhaul. Should you come across any unwanted dust or construction noise, perhaps you can rest easy knowing you’re getting a solid 25% discount (before taxes) thanks to Citi Prestige’s 4th Night Free.
Location: London, UK
Base room award rate: N/A
Room type booked: One-Bedroom Deluxe Park Suite
4th night credit: $3,713
8. Amanyara
TPG actually visited this hotel recently, and while he didn't pay anywhere close to $3,752 per night, it still cost a pretty penny. I actually scored a (relative) deal at Amanpulo in the Philippines thanks to this same benefit, so between TPG, me and our mystery One-Bedroom Pool Pavilion guest, at least three (and likely many more) Citi Prestige cardholders have used their credits at Aman hotels.
Location: Providenciales, Turks and Caicos
Base room award rate: N/A
Room type booked: One-Bedroom Pool Pavilion
4th night credit: $3,752
7. Hotel Pitrizza, a Luxury Collection Hotel
This unique Starwood property in Italy is only open in the summer months, with the last bookable night being September 30. A base room, which measures just 226 square feet, is available with rates ranging from $440 to a whopping $1,650, including a 10% tax. On some dates, even a relatively small 753-square-foot suite will run you $7,000 per night, so it's no surprise to see this property make the list.
Location: Porto Cervo, Italy
Base room award rate: 60,000-140,000 (SPG Starpoints)
Room type booked: Two-Bedroom Residence Private Pool
4th night credit: $3,906
6. Mandarin Oriental Hyde Park London
It’s back! And for the same room type, to boot. The Mandarin Oriental Hyde Park is clearly a favorite among deep-pocketed Prestige cardholders, perhaps due to its ideal location, within walking distance a number of London’s top tourist spots.
Location: London, UK
Base room award rate: N/A
Room type booked: One-Bedroom Deluxe Park Suite
4th night credit: $4,052
5. Beaches Turks and Caicos Resort Villages
Sandals’ family-friendly Beaches brand may not come to mind as an uber-luxe option, but clearly some of the Turks & Caicos resort’s rooms hit the mark on price. The resort is all-inclusive, which means your 4th Night Free credit (or discount, if booked online) covers not only accommodations, but also food, alcoholic beverages and activities — including some involving Sesame Street characters.
Location: Providenciales, Turks and Caicos
Base room award rate: N/A (Sandals points may be used to cover expenses)
Room type booked: Ocean-View Four-Bedroom Butler Villa Residence
4th night credit: $4,456
4. Cheval Blanc St.-Barth Isle De France
Located on one of the Caribbean’s most exclusive and appealing islands, St. Barth, Cheval Blanc is a picture of perfection, at least based on the website’s exceptional photography — I’m not sure I’ll ever get to visit in person. Base rooms can be had for a slightly more affordable $800+, but naturally the most spacious accommodations will really cost you, such as the 2-Bedroom Beach Suite (with private terrace and infinity pool) our mystery cardholder booked with Citi Prestige.
Location: Baie Des Flamands, France
Base room award rate: N/A
Room type booked: Two-Bedroom Beach Suite With Jacuzzi
4th night credit: $4,688
3. The St. Regis Bora Bora Resort
Topping many a bucket list, Bora Bora is one of the priciest destinations you can visit. Fortunately it can be done on points (a lot of points), but if paid stays are more your cup of tea, there’s no better way to take advantage of Citi’s 4th Night Free perk. The St. Regis is definitely somewhere I’d like to visit, with its iconic thatched-roof overwater bungalows — though perhaps I should have visited before checking out the hotel’s brand-new sister property in the Maldives, my new favorite resort.
Location: Bora Bora, French Polynesia
Base room award rate: 90,000 (SPG Starpoints)
Room type booked: Two-Bedroom Overwater Royal Pool Villa
4th night credit: $5,487
2. L’Horizon Resort & Spa Palm Springs
We knew Palm Springs is pricey — but expensive enough to rank near the top of this most-exclusive list? If there’s a hotel that fits the bill there, it’s L’Horizon. This property dates back to the 1950s, when it catered to Hollywood elite and the country’s top politicians, including some US presidents. It’s an adults-only resort — guests under 21 are not allowed — which likely only contributes to the hotel’s appeal.
Location: Palm Springs, CA
Base room award rate: N/A
Room type booked: Two-Bedroom Residence With Private Pool
4th night credit: $5,675
1. Capella Singapore
Located on Singapore’s up and coming Sentosa Island resort, the Capella is definitely geared toward leisure travelers — after all, even the most liberal corporate accountants would find it hard to justify a $600+ nightly expense in a city where five-star hotels can be had for a couple hundred dollars a night. Honeymooners and locals looking for a high-end weekend getaway could find this hotel worth the splurge, though paying for three nights is undoubtedly quite a commitment — even when you're getting the fourth for free.
Location: Singapore
Base room award rate: N/A
Room type booked: Three-Bedroom Contemporary Manor With Pool
4th night credit: $9,616
Bottom Line
I'm still a bit amazed that I pulled off a $1,490 Citi Prestige rebate, but based on the bookings above, I wouldn't be surprised if that sky-high award doesn't even rank on Citi's list of the top 100 4th Night Free credits. I'll continue to use my hotel points (primarily banked with Starwood, Marriott and Hyatt) whenever possible, but for readers with the means to pull it off, this list definitely offers up some quality inspiration.
What's the largest 4th Night Free credit you've received from Citi Prestige?
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Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.