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Tip: Add Authorized Users on Your American Express Platinum Card

Dec. 13, 2016
2 min read
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Tip: Add Authorized Users on Your American Express Platinum Card
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Update: Some offers mentioned below are no longer available. View the current offers here.

Whether you're a frequent flyer or one who seldom flies but still likes to travel in style, being an authorized user on the Platinum Card from American Express offers an incredible array of benefits — and it's a fantastic deal. For a total of $175, the primary cardholder can add up to three additional cardholders, which could easily outweigh the initial cost since each additional cardholder will get access to many of the perks that come with being a primary cardholder.

The only benefit that the primary cardholder has access to but authorized users do not is the $200 fee credit, which, although disappointing, shouldn't be a deal-breaker.

Not only will authorized users get to take advantage of perks that'll make traveling more enjoyable, but they'll also earn the much-improved 5x Membership Rewards points on airfare when booking directly with the airline. For primary cardholders of the Amex Platinum Card, adding up to three authorized users is a no-brainer — from lounge access to hotel elite status for less than $60 per person, there's no way to go wrong.

For a compete run-down of the benefits you can take advantage of, check out this article.

TPG featured card

Rewards rate
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
Intro offer
Open Intro bonus
Enjoy a $250 travel credit & earn 75K bonus miles
Annual fee
$95
Regular APR
19.49% - 28.49% (Variable)
Recommended credit
Open Credit score description
670-850Excellent, Good

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app