This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

TPG reader Jill emailed me to ask about reclaiming expired miles:

“My daughter’s frequent flyer account went unused for a bit and over 48,000 miles expired. United will let us buy them back for $300, which is a lot less than it would cost to buy miles outright. Is that a good deal?”

Letting points and miles expire is one of the cardinal sins of award travel, and it breaks my heart to get questions like this. There are plenty of ways to keep your rewards active, and simply tending to your loyalty accounts from time to time will help you avoid a lapse due to inactivity. That being said, we all make mistakes, and it’s important to know how to handle them.

Some airline and hotel programs are more forgiving than others. I answered a similar question last year from a reader deciding whether to reinstate Hawaiian Airlines miles. In that case, the price was much too high, and my advice was to let the miles go. Fortunately for Jill, her offer from United is much more reasonable.

I think it’s helpful to view this as an opportunity to buy miles inexpensively. United normally sells MileagePlus miles for almost 4 cents apiece, which is a terrible price. Even if you buy during a bonus promotion (where the rate can dip to less than 2 cents per mile), you’ll pay less to reinstate United miles than to buy them otherwise. The fact that those miles were already yours is irrelevant; once they’ve expired, the question boils down to whether you should buy them at the going rate. In this case, the answer is yes.

Despite some recent negative changes to United’s award-booking policies, I value MileagePlus miles at 1.5 cents apiece, so I expect you can get $720 of value out of 48,000 miles. Of course, the redemption value could be higher or lower, but that’s a fair estimate. Paying $300 to get $720 worth of miles is a good move, but that’s only true if you’ll actually use them. There’s no point in paying to reactivate your miles if you plan to redeem for low-value awards or (even worse) let them expire again.

Ideally miles wouldn’t expire at all, but United at least lets you reinstate them for a fairly reasonable price.

It’s worth getting familiar with the expiration policies of your favorite loyalty programs. Some miles expire after only a few months, while others never expire. Knowing what to expect can help you avoid losing the miles you’ve earned, and may also help you decide which programs to use in the first place.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook or send me an email at

The best beginner points and miles card out there.
Chase Sapphire Preferred® Card

NEW INCREASED OFFER: 60,000 points! With great travel benefits, 2x points on travel & dining and a 60,000 point sign up bonus worth up to $1,200 in value, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game. Here are the top 5 reasons it should be in your wallet, or read our definitive review for more details.

Apply Now
More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
18.24% - 25.24% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Know before you go.

News and deals straight to your inbox every day.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.