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Update: Some offers mentioned below are no longer available. View the current offers here: Citi Prestige and Citi Premier

Citi’s really been stepping up its game, making its cards more competitive and adding quite a bit of value to the ThankYou Rewards program. Last summer, Citi introduced transfers to airline partners, including Cathay Pacific Asia Miles, EVA Air, Etihad, Garuda Indonesia, Malaysia Airlines, Qatar Airways, Singapore Airlines and Thai Airways. Flying Blue was added a few months later. Then, earlier this year, Virgin Atlantic became a partner, followed by Qantas.

All of these airlines have one thing in common: they’re not based in the US. That’s right — until this weekend, Citi didn’t have a single US transfer partner, besides Hilton HHonors. Beginning today, however, you can now transfer points to Virgin America. Officially, only cards like the Citi Premier Card and the Citi Prestige allow transfers to Virgin America and other partners, but as long as you have at least one Citi card that lets you transfer to partners, you can move points over. Virgin America is also a transfer partner of Amex Membership Rewards.

Transfer Citi ThankYou points to Virgin America.
You can now transfer Citi ThankYou points to Virgin America.

Should you Transfer?

Through October 21, you’ll earn a 25% bonus when you transfer 1,000 points or more. With the bonus, 2 ThankYou points will equal 1.25 Virgin America Elevate points — without a bonus, points will transfer at a 2:1 ratio. TPG values Citi ThankYou points at 1.6 cents each (as you can always get 1.6 cents in value by using points to book AA flights) — Virgin America Elevate points, meanwhile, are worth 1.5-2.3 cents apiece. Unfortunately that means that with a 2:1 ratio, you’ll generally get better value out of your points if you don’t transfer them to Virgin America.

Still, there’s no downside to adding a transfer partner, and we’d love to see Citi grow its ThankYou partner pool even further — American Airlines is an obvious candidate, considering the airline’s existing relationship with Citi. We can only hope AAdvantage becomes a partner before a massive devaluation, which, considering moves by Delta and United, doesn’t seem too far off at this point.

American Express® Gold Card

With some great bonus categories, the American Express Gold Card has a lot going for it. The card offers 4x points at US restaurants, at US supermarkets (up to $25,000; then 1x), and 3x points on flights booked directly with airlines or through It is currently offering a welcome bonus of 35,000 bonus points after you spend $2,000 in the first three months.

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More Things to Know
  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms apply.
  • See Rates & Fees
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