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TPG reader @MrMainStreet tweeted me to ask:

@thepointsguy– “Are Dividend Miles going away with the US Airways/AA merger? Do we need to spend them before Quarter Two?”

People get nervous about airline mergers, as there always seem to be winners and losers. American Airlines recently announced that the AAdvantage and Dividend Miles loyalty programs will merge in the second quarter of 2015, meaning the end of Dividend Miles as we know it. Going forward we’ll just have AAdvantage.

Basically, Dividend Miles are going away in the sense that they’ll all be transferred to the AAdvantage program, so if you have an existing AAdvantage account, you’ll be able to link the two accounts. On the actual day of the merger in 2015 (there isn’t a specified date yet), the miles will all just become AAadvantage miles.

Soon US Airways Dividend miles will become American AAdvantage miles.

You don’t need to spend your Dividend Miles before then, and you don’t have to worry about them disappearing. However, you could take advantage of some of the great deals Dividend Miles has to offer before the program goes away. While Dividend Miles doesn’t allow one-way awards for half price, there are certain awards that cost much less using US Airways miles than American Airlines miles.

For example,  you can go around the world for only 110,000 Dividend Miles round-trip in business class to Australia or Southeast Asia. You can also route around both oceans as a normal award. You can no longer leverage stopovers with AAdvantage like you can with Dividend Miles. There are nuances to both programs, but US Airways are among my favorite, and I’ll be sad to see the program go. I’ll probably book some of these awards before the merger is complete, and you should look at your options too.

To reiterate, you don’t have to use the miles; you’ll still have them in the form of AAdvantage miles after the two programs merge.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at

American Express® Gold Card

With some great bonus categories, the American Express Gold Card has a lot going for it. The card offers 4x points at US restaurants, at US supermarkets (up to $25,000; then 1x), and 3x points on flights booked directly with airlines or through It is currently offering a welcome bonus of 35,000 bonus points after you spend $2,000 in the first three months.

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More Things to Know
  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms apply.
  • See Rates & Fees
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