Amex Changes Mercedes-Benz Platinum Card Bonus Terms – Prior Platinum Cardholders Excluded

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Update: Some offers mentioned below are no longer available. View the current offers here – The Platinum Card® from American Express

Update: Beginning March 22, 2014, American Express Card Members will no longer have access to American Airlines Admiral Club and US Airways Club airport lounges through Airport Club Access / Airport Lounge Program. This means that Card Members will no longer be able to gain complimentary access to the American Airlines airport lounges (known as Admirals Club lounges) or the US Airways Club airport lounges as a benefit of their Platinum Card Membership.

TPG reader Debbie wrote to me that she was interested in applying for the Mercedes-Benz Platinum Card from American Express, which comes with all of the same benefits that I value with the personal Platinum Card (American, Delta, US Airways and Priority Pass Select lounge access and $200 yearly airline credit) as well as a 50,000-point bonus when you spend $3,000 within the first three months.

However, reading through the terms, she noted that “This offer is not valid for existing Platinum Card members from American Express. You are eligible to receive points for only one Card account.”

You might recall that during my last major round of credit card applications back in March, I had decided when making my current credit card inventory list, to replace my then-current American Express Platinum card with the Mercedes-Benz version and score an additional bonus in the process.

Back then, the terms simply stated that the “Welcome bonus offer not available to applicants who have had this product within the last 12 months.” I confirmed on this Flyertalk thread that those with a regular Platinum had been getting the bonus with no issues, though, so it was as if Amex considered the two cards as separate products.

However, instead of switching and foregoing the sign-up bonus, I applied for the Mercedes card as a new applicant, and then once I got it, I canceled my old Platinum card over to it, scored the new bonus, and was off to the races.

Since then, though, it looks like Amex has started cracking down more on applicants who want to score bonuses both on the personal Platinum and Mercedes-Benz versions and it has amended to terms to include previous cardholder-ship of the regular Platinum Card as an exclusion to getting a new bonus on a second Platinum card.

The new terms state that you cannot get the bonus on this card if you have already had the Platinum card.
The new terms state that you cannot get the bonus on this card if you have already had the Platinum card.

That’s unfortunate, and I would love to hear any recent reader experiences to the contrary, but it just goes to show that if you find a great credit card deal, you should get in on it while you can since issuers can change the rules whenever they please and that can leave you without the chance of any bonus at all.

For more details on the Platinum Card and its benefits, check out these posts:

The Amex Platinum Card Review
Is the Amex Platinum Worth the $450 Annual Fee?
Maximizing the Amex Platinum $200 Annual Airline Rebate
Understanding the Amex Platinum Lounge Access Benefit
The Amex Platinum Fine Hotels & Resorts Program
My Experience Getting Refunded for the Global Entry Application Fee With My Amex Platinum Card

The Business Platinum® Card from American Express

Aside from the 75,000 points welcome bonus, Amex recently made huge improvements to the Business Platinum Card, including the fact that you will now earn 50% more points on purchases of $5,000 or more, earn 5x on flights and eligible hotels at Amextravel.com and cardholders will receive a $200 airline fee credit each year.

Apply Now
More Things to Know
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
  • Terms Apply
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$450
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

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