Details on the New US Bank Club Carlson Credit Cards
In yet another step that signals Club Carlson's increasing presence in the loyalty points world, the hotel chain has teamed up with US Bank to launch three new Visa credit cards.
Here are the terms of each:
Club Carlson Premier Rewards Visa Signature
- Up to 85,000 Bonus Gold Points to start. Receive 50,000 Gold Points after your first purchase, plus 35,000 points after you spend $2,500 on your card within the first 90 days
- 10 points per dollar on eligible purchases at participating Carlson Rezidor hotels worldwide and 5 points per dollar everywhere else Visa is accepted
- 40,000 bonus points each year after you renew your card and pay the annual fee
- Bonus Award Nights – when Gold Points are redeemed for two or more consecutive award nights, the last night is free – exclusively for cardmembers
- Automatic Gold Elite Status once the card is used. Existing Gold Elite members receive 15 qualifying nights toward Concierge Elite Status
- Annual Fee: $75
Club Carlson Rewards Visa Signature
- Up to 60,000 Bonus Gold Points to start - Receive 50,000 Gold Points after your first purchase. Plus 10,000 points once you spend $1,500 on your card within the first 90 days
- 6 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
- 3 points per $1 spent in eligible net purchases everywhere else
- 25,000 bonus points each year after you renew your card and pay the annual fee
- Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free.
- Club Carlson Silver Status is yours when you activate and use your card
- $50 annual fee
Club Carlson Business Rewards Visa Signature
- Up to 85,000 Bonus Points: first purchase bonus of 50,000 Gold Points, you must first make a purchase with your Club Carlson Business Rewards Visa credit card within 90 days after your Account was opened. You may earn an additional one-time Spend Bonus of 35,000 Gold Points if you spend at least $2,500 in Net Purchases on your Card within 90 days after your Account was opened.
- 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
- 5 points per $1 spent in eligible net purchases everywhere else
- 40,000 bonus points each year after you renew your card and pay the annual fee
- Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for business owners.
- Club Carlson Gold Status is yours after you activate and use your card
- $60 Annual Fee
The bonuses seem pretty generous considering the low spending requirements on all three cards. For the Premier and Business cards, those 85,000 points are enough for almost two nights in a Category 5 property, and just 15,000 points shy of two free nights in a top-tier Category 6 property like some of those expensive European Radisson Blu hotels.
However, it is two perks of the Premier and Business cards that are particularly valuable:
1. Gold Status: Regular Club Carlson members earn 20 Gold Points for every $1 spent at Carlson properties on room revenue and food and beverage charged to the room plus a 1,000-point online booking bonus.
Gold Status is usually achieved after 20 qualifying stays or 35 nights and includes the following perks on this stay:
- Complimentary room upgrades as available
- 50% point bonus on every eligible stay
- 2,000-point online booking bonus at clubcarlson.com or any Carlson Rezidor hotel website
- Early check-ins and late checkouts as available upon request
- Roll Over Nights (unused elite-qualifying nights count again next year toward elite status)
- 72-hour room availability guarantee at participating hotels
- Elite Customer Service Line
If you're already a Gold member, this card also gives you 15 nights' credit toward the next level, Concierge Level, which normally requires 30 stays or 75 nights and confers the following perks:
- Complimentary room upgrades as available
- 75% point bonus on every eligible stay
- 3,000-point online booking bonus at clubcarlson.com or any Carlson Rezidor hotel website
- Early check-ins and late checkouts as available upon request
- Roll Over Nights (unused elite-qualifying nights count again next year toward elite status)
- 48-hour room availability guarantee at participating hotels
- Elite Customer Service Line
So let's say you were just a regular Club Carlson member who got the card and got Gold Status. That would mean that if you paid for Carlson reservations using your credit card, you'd go from earning 20 Gold Points per $1 to earning double that, 40 points per $1! That's because you'd be earning 10 points per $1 for using your card, and a 50% bonus on base points from gold status. You're effectively doubling your earning potential. That also means that for every $1,250 you spend at Club Carlson hotels - not even including the 2,00-point online booking bonus for reservations - you'd be earning the 50,000 points necessary for a free night at a top-tier hotel, some of which can easily go for $300-400 a night. That's like getting between a 25-35% return on your investment - not bad.
This also brings me to the second valuable cardholder benefit, which is available for all three cards...
2. Bonus Award Night: For every 2 award nights you book, you get the last night free. That means if you wanted to redeem for those Category 5 and 6 properties, you'd be saving either 44,000 or 50,000 points - not a bad deal.
Let's say you wanted to book a two-night stay at one of the Radisson Blu Paris properties.
The Radisson Blu Hotel Champs Elysees is going for 336 euros ($440) a night in February, or 50,000 Gold Points since it's a Category 6 property. For two nights, you'd either be paying 672 euros ($880) or 100,000 points under normal circumstances - a value of 0.88 cents per point.
However, with your cardholder Bonus Award Night, you'd only need 50,000 points for the two-night stay, getting a value of 1.76 cents per point instead - doubling your value. Much better, especially considering you would have more than enough points just from the sign-up bonus to redeem for this stay, not to mention that the $440 you would save on that second night would more than make up for the annual fee on the card. You can take advantage of up to 50 Bonus Award Nights per year.
While Club Carlson isn't one of the hotel programs I concentrate on, I do have quite a few points with them, and I like many of their top-tier European properties where the perks of these cards would provide me with even more value options for redeeming those points.
The other consideration is that while I have several cards open each at Amex, Citi and Chase, I also don't have any US Bank credit cards at the moment, so this could be a good opportunity for me to score a sizable bonus with a new bank.
[card card-name='Chase Sapphire Preferred® Card' card-id='22125056' type='javascript' bullet-id='1']
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.