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Maximizing Starwood Preferred Guest Airline Transfers: Transfer Times

Sept. 11, 2012
4 min read
Maximizing Starwood Preferred Guest Airline Transfers: Transfer Times
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One of the best features of Starwood Preferred Guest points is the ability to transfer them to over 30 airline partners and to score a 5,000-mile bonus for every 20,000 points you transfer.

But one question that comes up time and again is, how long exactly does it take for those transfers to go through? It’s a significant question because you could be searching for flight award availability, find an itinerary you want and then try to transfer your Starpoints after that. But if they don’t transfer to your airline frequent flyer account in time, you could end up losing your award redemption, so it’s important to know just how long it will take for those miles to show up.

Starwood claims that transfers can take up to 14 days, but usually transfers post much faster than that. It’s tricky to estimate just how quickly your transfer will post, however, because rather than processing transfers transaction by transaction, Starwood seems to process the transactions in parcels based on the day of the week, so there are no exact timelines, and even transfers to the same airline might take different amounts of time based on the day of the week that you ask for them.

To try to make some sense of it – and at least collect some hard data with exact transfer times, I set up transfers to several of SPG’s major airline partners on two different days, and here’s what I found.

Transfers made on Monday, August 27

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AirlineDate Transfer Posted
Air Berlin
August 30
Alaska Airlines
September 4
ANA
August 30
Asia Miles
September 10
Asiana
Still not posted
British Airways
September 4
Delta
August 28 (the winner!)
Flying Blue
Not yet posted
LAN
September 4
US Airways
September 3
United
September 4

Transfers made on Tuesday, September 4

AirlineDate Transfer Posted
Aeroplan Air Canada
September 6
ANA
September 10
American Airlines
Not yet posted
Virgin Atlantic
September 9

So as you can see, there’s quite a lot of variety in posting times – especially if you consider my first ANA transfer went through within 3 days, while the second one took a week to post!

Making things even more confusing is the fact that even though some of my original August 27 transfers didn’t show up in my frequent flyer accounts until a few days later, my airline accounts still listed them as having gone through on August 27 itself – even though those miles weren’t there when I originally checked on that day, so I could not verify when they finally did post.

What’s worse is, while some of my September 4 transfers still haven’t posted, even some of my original August 27 transfers haven’t posted yet. So stay tuned for an update when all these finally do go through, and I’ll try to parse out how Starwood sends these through to get a more accurate way of estimating airline transfers.

Because even getting a 5,000-mile bonus doesn’t matter as much if you can’t use those extra miles for the award you want.

My best advice would be, if you need to transfer points to miles in a hurry, check if the airline you're transferring to is a partner of either American Express Membership Rewards (points that you earn on cards like the Premier Rewards Gold or the Platinum card) or Chase Ultimate Rewards (British Airways, United, Korean Air, Southwest) since those transfers process almost instantaneously and you won't have to worry about losing your award opportunity. Just note, Amex transfers to ANA and Singapore Airlines take approximately 48 hours, as do Chase Ultimate Rewards transfers to Priority Club.

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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
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2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.