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Earn Points for Paying Your Rent with a Credit Card — Without Racking Up Extra Fees

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Update: RadPad pulled the plug on this promotion just two weeks after launch.

Paying rent is one of the toughest pills to swallow, especially because you can’t rack up credit card points without incurring a fee for doing so. The question of whether or not it’s worth it to pay rent with a credit card is valid and, in most cases, depends on which points you’re earning and what their current rate of value is. But thanks to a new offer from RadPad and Android Pay, you can pay your rent with a credit card from now through 2016 without racking up any additional fees.

Pay your rent with a credit card and pay no additional fees.
Pay your rent with a credit card and pay no additional fees by using Android Pay and RadPad.

RadPad will take your credit card payment and then send a check directly to your landlord on your behalf, so they won’t even know the payment’s been made via a credit card. Make sure you have the Android Pay app on your phone, add a credit card to your account, open the RadPad app and select Pay My Rent. From there, just add your landlord’s name and where to send the check, choose a date and select Android Pay Credit Card. RadPad will take care of the rest.

Keep in mind that Chase credit cards aren’t accepted by Android Pay. However, Citi, American Express, Bank of America and US Bank cards are accepted, so there are definitely rewards you could rack up. You’re better off paying your rent with the Starwood Preferred Guest Credit Card from American Express, since there’s no category bonus with this purchase and TPG values Starpoints at a whopping 2.5 cents apiece in his most recent valuations. Not only will you be earning valuable Starpoints with this offer, but if you sign up for the card now, you’ll get some major help with meeting the minimum spend requirement — there’s currently a sign-up bonus of 25,000 Starpoints after you spend $3,000 within the first three months of opening your account.

H/T: View from the Wing

Featured image courtesy of Shutterstock.

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  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
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  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
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Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
N/A 16.24%-23.24% Variable Introductory Annual Fee of $0 the first year, then $95 0% Excellent Credit