5 things you should never pack in a checked bag — even though the airlines allow them
Let me tell you a cautionary tale: Once upon a time, a lovely couple (we’ll call them Mom and Dad) flew from Boston to Washington, D.C.
They did not want to drag their belongings through the airport, so they checked their bags. Since the flight was so short and they did not need many items for the flight itself, they packed everything into their checked bags, including a tablet, eyeglasses and a handicapped placard for the car.
Then JetBlue sent one of their bags to Detroit.
The couple was distraught. Would someone steal their tablet? Would they need to spend hours at the DMV applying for a new handicap placard? Would a nearby store have Dad’s size if he needed to buy clothes for the next day?
This tale comes with a happy ending. JetBlue was able to send the bag to D.C. on its partner airline, American, arriving a little more than 24 hours after its unexpected Midwest trip. No belongings went missing, and the suitcase was unharmed.
However, our couple learned a valuable lesson that day: No matter how short your flight is, you should never pack anything in a checked bag that you absolutely need for your trip or is valuable and could get stolen.
Just because your flight is only an hour or two long does not mean that your luggage won’t go on a longer journey — and possibly never come home at all.
Learn from this real-life tale: Of all the many things the airlines will allow you to bring, here are five things you should never pack in a checked bag.
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Prescription medicine
If you can only carry one thing on board with you, make it your prescription medicine. You likely need these pills to remain healthy or make it through the day. If you skip a day or two, you might experience adverse side effects or experience withdrawal symptoms.
It's not always easy to refill prescriptions should you check your meds and your bag gets lost. Depending on your health insurance, you may be able to get a doctor to call in a new prescription to a local pharmacy. That becomes trickier if it’s a weekend or holiday, or if your medication does not allow for refills before the previous prescription runs out.
Pill bottles generally aren’t heavy or bulky, so don’t chance it — always carry them on your person when you travel.
Related: Airline baggage fees: Here's how much it costs to check a bag on major U.S. airlines
Electronics
Many airport workers — and travelers — will have access to your bags once you check them, and while most are trustworthy, not everyone is.
Every time you pack a tablet, computer, video game device or other electronics in a checked bag, you risk having them stolen. Or, if your bag goes missing and never comes back to you, those expensive items (possibly with important data on them) are lost forever.
When you travel, pack electronics in your carry-on bag or leave them at home.
Valuables
The same principle applies to valuables, such as jewelry or cash, or even items with significant personal value. If it would be a financial or emotional loss should those items go missing, don’t put them in a suitcase that’s going to travel separately from you. Keep them with you on the flight.
Related: Here's what to pack in a carry-on bag every time you travel
Daily necessities
Think of the items you need to make it through the day and put those in your carry-on as well. Ideally, you would not check your eyeglasses, hearing aids, night guard or your child’s must-have lovey or fidget toy.
Airlines typically do not count medical and assistive devices (CPAP machines, breast pumps, etc.) toward your one carry-on bag and personal item allotment, so you are not forced to put them in your checked luggage if you’re concerned about space.
Hard-to-find items
If you can’t quickly and easily purchase an item at your destination, do not pack it in your checked bag. For example, I always carry on my curly hair styling gel (in a 3-ounce, Transportation Security Administration-approved bottle) because it’s hard to find and drugstore products won’t do.
If you’re a hard-to-find clothing size, consider packing at least one outfit in your rollaboard so you have a change of clothes should your checked bag go missing. Travelers with dietary restrictions should probably avoid checking their special vegan or gluten-free snacks if traveling to a location where such food items will be hard or impossible to find.
Related: Carry-on vs. checked bags: Which is the better choice?
Bottom line
Even if you believe firmly in the value of a checked bag, you want to always carry on the items you can’t live without and can’t easily buy at your destination, as well as expensive or meaningful items that would pain you to lose.
Remember that even if your flight is a quick hop, your checked bags are as likely to go missing as on a longer nonstop flight — and might even travel a greater distance than you did.
You will be better able to manage a misplaced bag situation if you don’t pack anything irreplaceable or absolutely necessary in your checked luggage.
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- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
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- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

