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Join TPG experts online today to learn live in a webinar how to maximize business credit cards

Feb. 29, 2024
3 min read
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Join TPG experts online today to learn live in a webinar how to maximize business credit cards
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Register for the free webinar now.

There are many ways to leverage top credit cards to unlock a variety of rewards, such as "free" flights, hotel rooms or even cold, hard cash back in your pocket. However, there's a key strategy that travelers often overlook in earning rewards: using business credit cards.

Before you click away, know that you may not need to own a big, super-formal company to be eligible for a business card.

Whether you are running a full-fledged business or have a side hustle, we want to help you not only demystify the business credit card landscape but learn how to earn and use those rewards, too. If that sounds right up your alley, join us Thursday, Feb. 29, at 4 p.m. EST for a special free webinar focusing on how to earn and maximize rewards from business credit cards.

Register for the free webinar now.

Even if you can't watch it live, registering will ensure we send the recording link to you to watch whenever you'd like.

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Joining me for the session will be Ashley Onadele, a TPG freelancer and family travel expert, and Ed Pizzarello, chief operating officer of RMR Capital and longtime award pro and business traveler. The three of us have decades of combined experience with utilizing business credit cards, and together, we'll dig into topics like:

  • What are some of the best business credit cards?
  • Who's eligible for business credit cards?
  • How do you maximize rewards earned from business credit cards?

We'll also leave time for audience questions, so get your list ready.

A man using a laptop in a kitchen
10’000 HOURS/GETTY IMAGES

Even if you don't have a formal business, this session can still apply to you. Most credit card issuers allow freelancers or entrepreneurs just getting started to apply (and get approved) for a business credit card. You simply use your Social Security number to apply as a sole proprietor.

Of course, it can help to have a federal employer identification number along with a history of revenue to demonstrate your ability to pay your bill — and potentially secure a higher credit limit. However, that's not always a requirement. I have been approved for several business credit cards in the past without an EIN.

In other words, just about anyone can be eligible. There are many reasons to get a business credit card — from separating your personal and work expenses to accessing business-related perks and bonuses.

Again, even if you can't join the session live, be sure to register anyway. That way, you'll receive all follow-up communications, including a link to the free recording.

Don't miss out on your chance to hear directly from experts in the realm of business credit cards. Registration closes shortly before the webinar starts, so register today to secure your spot. We can't wait to see you there.

Featured image by THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best for businesses with high spending
TPG Editor‘s Rating
4.5 / 5
Go to review

Rewards

2 - 10X miles

Intro offer

LIMITED-TIME OFFER: Earn up to 400K bonus miles

Annual Fee

$395

Recommended Credit

740-850
Excellent

Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

Pros

  • The Capital One Venture X business card has a very lucrative welcome offer.
  • In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month
Apply for Capital One Venture X Business
at Capital One's secure site
Terms & restrictions apply. See rates & fees
Best for businesses with high spending
TPG Editor‘s Rating
4.5 / 5
Go to review

Rewards Rate

2X miles2 miles per dollar on every purchase
5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel
10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business Travel
  • Intro Offer

    LIMITED-TIME OFFER: Earn up to 400K bonus miles
  • Annual Fee

    $395
  • Recommended Credit

    740-850
    Excellent

Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

Pros

  • The Capital One Venture X business card has a very lucrative welcome offer.
  • In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month