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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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The valuable perks of Delta’s small-business credit cards — and why you should apply today
Ashley writes sponsored content for TPG and is also a family travel advocate. Formerly a contributor at Condé Nast Traveler and Matador Network, Ashley also had a family travel blog for four years before coming to TPG in 2021. She travels almost exclusively with her husband and two young kids but can also be seen enjoying solo trips to far-flung places like Costa Rica and Austria. Ashley loves storytelling and any opportunity to share travel stories at TPG. A hopeful polyglot, Ashley has a graduate degree in Spanish and currently studies French. Next up: Italian.
October 3, 2023 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Delta's small-business travel cards offer a range of benefits tailored to business owners, including earning airline miles and travel-related perks.
Options are available for various spending levels and travel frequency, allowing businesses to select a card that matches their needs.
Key travel benefits include priority boarding, a free checked bag for the cardholder and up to eight companions, and discounts on inflight purchases when flying with Delta-operated flights.
Additional features include the ability to add employee cards with customizable spending limits and consolidated mileage earning into a single account.
What to consider
Some offers mentioned in the article are no longer available; check for current details before applying.
Award travel booked with miles on Delta flights through official channels receives a 15% discount, but this does not apply to partner-operated flights or to taxes and fees.
Employee cards on certain options come with no additional fee, but terms vary by card.
What you'll miss from the article
A detailed comparison of the specific benefits and earning structures across Delta's business card portfolio, including which features best suit different business needs.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
Delta SkyMiles American Express Business cards reward small-business owners with valuable airline miles and other travel-related benefits. These benefits vary from card to card, but each one offers impressive benefits for anyone who wants to earn Delta SkyMiles on their business expenses.
The suite of cards has something for everyone — no matter how much you spend or how often you travel. You can choose the card that works best with your lifestyle and business needs.
Keep reading to learn more about Delta’s small-business credit cards and why you should consider applying today.
Delta small-business card benefits
MASKOT BILDBYRÅ/GETTY IMAGES
While Delta’s consumer American Express cards include benefits and bonus earnings geared toward the individual consumer, the business card portfolio is aimed at small-business owners. With every swipe, you’re earning miles that can be put to use for future flights — just by charging your business expenses to your card.
Delta SkyMiles Gold Business American Express Card
The entry-level card for small-business owners is the Delta SkyMiles® Gold Business American Express Card, which comes with the following benefits:
2 miles per dollar spent on purchases made directly with Delta
2 miles per dollar spent at restaurants worldwide
2 miles per dollar spent on eligible U.S. purchases for advertising in select media (up to $50,000 in eligible purchases per year)
2 miles per dollar spent on eligible U.S. shipping purchases (up to $50,000 in eligible purchases per year)
1 mile per dollar spent on all other purchases
$200 Delta flight credit after spending $10,000 on the card in a calendar year
The bonus miles on shipping and select advertising purchases are worth noting here, as they can really amplify a small business’ earning potential. Whether you’re paying to deliver your products to customers or using your card for marketing expenses in your local media market, the Delta Gold Business Amex has you covered.
New cardmembers can earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership, and the card offer a $0 introductory annual fee for the first year, then a $150 annual fee (see rates and fees).
Delta SkyMiles Platinum Business American Express Card
To elevate your earnings and travel experience, consider bumping up to the Delta SkyMiles® Platinum Business American Express Card. More frequent Delta flyers can get a ton of value from this card, including the following perks:
3 miles per dollar spent on purchases made directly with Delta
3 miles per dollar spent on purchases made directly at hotels worldwide
1.5 miles per dollar spent on eligible transit and U.S. shipping purchases, plus single purchases of $5,000 or more, per calendar year (note that if your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply — for example, you would earn 3 miles per dollar spent on purchases made directly with Delta and hotels instead of 1.5 miles)
1 mile per dollar spent on other purchases
One annual companion certificate for a round-trip ticket in Main Cabin each year you renew your card (payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for roundtrip international flights for itineraries with up to four flight segments is required; baggage charges and other restrictions apply; see terms and conditions for details)
Small-business owners who frequently make large purchases would be a great fit for the Delta SkyMiles Platinum Business Card, as earning 1.5 miles per dollar spent is a solid return. And if you (or your employees) are regularly on the road, earning 3 miles per dollar spent on their hotel stays can really boost your SkyMiles account.
New cardmembers can earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership, and the card carries a $350 annual fee (see rates and fees).
Delta SkyMiles Reserve Business American Express Card
For loyal Delta flyers with a lot of business expenses, the Delta SkyMiles® Reserve Business American Express Card is the one to get. The card features an array of perks, including:
3 miles per dollar spent on purchases made directly with Delta
1.5 miles on all non-Delta-related purchases after spending $150,000 on the card in a calendar year (note that if your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply — for example, you would earn 3 miles per dollar spent on purchases made directly with Delta instead of 1.5 miles)
One annual companion certificate for a round-trip ticket in first class, Delta Comfort or Main Cabin each year you renew your card (payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic, and no more than $250 for roundtrip international flights for itineraries with up to four flight segments is required; baggage charges and other restrictions apply; see terms and conditions for details)
If you don't have Medallion status, the Reserve Card adds you to the complimentary upgrade list, after Medallion members.
Aside from the travel-related benefits, the standout here is the bonus-earning rate you receive once you hit $150,000 in spending. Big-spending businesses can rack up tons of miles by leveraging the Delta SkyMiles Reserve Business Card.
New cardmembers can earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership, and the card carries a $650 annual fee (see rates and fees).
Travel benefits
ZACH GRIFF/THE POINTS GUY
The benefits you’ll get by holding a Delta SkyMiles Business card don’t end at earning SkyMiles. You’ll also get benefits on travel days.
When flying Delta-operated flights, you can expect Zone 5 priority boarding, a free checked bag for you and up to eight companions on the same reservation, and a 20% statement credit on eligible inflight purchases. These apply to any of the cards above.
And when it’s time to use your miles, you’ll automatically save 15% when using miles to book award travel on Delta flights through delta.com or the Fly Delta app (not applicable to partner-operated flights or taxes and fees).
Beyond the rewards and travel-related perks, there are a number of added benefits for small-business owners on these cards.
Get employee cards
When you add employee cards to your account, you’ll earn miles on every purchase they make for your small business. You can even set individual spending limits on each card to ensure they’re responsibly using company funds.
Even better? Employee cards on both the Delta Gold Business Amex and the Delta Platinum Business Amex come with no annual fee.
Earn SkyMiles in 1 account
When you (or your employees) swipe your card, you don’t have to worry about managing a separate SkyMiles login. That’s because all SkyMiles earned from your business card and employee cards go into the same account.
You can then use those miles for your own travel or put them to use for your employees.
Bottom line
If you’re in the market for a business credit card, look at one of Delta’s American Express cards for small-business owners. No matter which card you choose, you’ll earn bonus miles on a variety of purchases and enjoy an array of travel perks — like a free checked bag and priority boarding on Delta flights.
Apply for one of Delta’s small-business credit cards and start earning SkyMiles on your business expenses today.
Official application links:
Delta SkyMiles Gold Business American Express Card
Delta SkyMiles Platinum Business American Express Card
Delta SkyMiles Reserve Business American Express Card
For rates and fees of the Delta SkyMiles Gold Business, click here. For rates and fees of the Delta SkyMiles Platinum Business, click here.
For rates and fees of the Delta SkyMiles Reserve Business, click here.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
