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News
Now live: You can transfer Capital One miles to Choice Privileges
Katie Genter is a digital nomad who has traveled full time since June 2017. She writes and edits stories about points and miles, and loyalty programs, often letting her personal experiences color these stories.
January 4, 2022 • 9 min read
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Quick summary
A new partnership allows certain rewards program members to transfer points to a major hotel loyalty program at a 1:1 ratio.
This option can provide strong value for hotel stays in select destinations, especially when cash prices are high.
Award bookings with this hotel program are limited to reservations within the next 100 days and rates can fluctuate seasonally or by day of week.
Other hotel and airline transfer partners remain available, offering flexibility for those seeking different redemption options.
What to consider
You must have a U.S.-based loyalty account to transfer points to this hotel program.
Award availability and pricing can change frequently, and some properties may have higher rates during peak periods.
Transferring points may not always provide the best value compared to other transfer partners, as per TPG's valuations (January 2022).
What you'll miss from the article
Detailed examples of high-value hotel redemptions and step-by-step instructions for transferring points to this hotel program.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
Capital One has been making major changes to its rewards program for the past few years.
Although Capital One announced that Choice Privileges would join its roster of transfer partners back in April 2021, the ability to transfer Capital One miles to the hotel program finally went live on Jan. 2, 2022, as noted by Frequent Miler.
That's exciting news for Capital One cardholders, but you might not want to transfer your miles over to Choice just yet. Choice Privileges does present some potentially valuable opportunities to redeem points toward travel, however, there are some ways that Choice can improve its loyalty program. That's why I'm unlikely, personally, to transfer my Capital One miles to Choice.
That said, here are the details on the new transfer partnership, some instances where Choice Privileges points can provide value and when you might want to look elsewhere for accruing Choice points.
Capital One's hotel transfer partners
Capital One currently has 17 transfer partners: 14 airlines and three hotels. So, Choice Privileges isn't the only transfer partner to consider if you're looking to redeem your Capital One miles for hotels. The three current options include:
Accor Live Limitless: 1,000 Capital One Miles = 500 ALL Rewards points
Choice Privileges: 1,000 Capital One Miles = 1,000 Choice points
Wyndham Rewards: 1,000 Capital One Miles = 1,000 Wyndham points
My favorite aspect of the Choice Privileges program is the value you can get from Choice points in select destinations and situations. Of course, one major downside is that you can only make reservations within the next 100 days when booking with Choice points. Choice varies award pricing every few months and often charges different award rates for weekends, which can make it hard to plan ahead. That said, it can still be worthwhile to strategize your travel around Choice Privileges.
For example, you can stay centrally in Tokyo, Japan, for just 8,000 to 12,000 points per night on most dates. And yes, these rates are similar to what I'd seen pre-pandemic when travel to Japan was easily possible.
(Screenshot courtesy of choicehotels.com)
Or, you can stay in an excellent location in Venice, Italy, for just 16,000 points per night from Feb. 1, 2022, to April 15, 2022. Then, rates will jump to 25,000 points per night until midsummer -- which frankly is still a steal for its location.
(Screenshot courtesy of choicehotels.com)
And you can stay in the middle of New York City at several hotels for 30,000 points or less per night on many dates. For example, you can stay at the Cambria Hotel New York Chelsea on most dates for between 25,000 and 30,000 points a night.
(Screenshot courtesy of choicehotels.com)
You won't pay more than 30,000 points per night for most Choice hotels, especially now that Hyatt Hotels acquired Apple Leisure Group (which removed the ability to book AMResorts properties with Choice points). So, when cash prices are high in a particular destination, consider transferring Capital One miles to Choice for your stay. Just be sure to check award availability on Choice's website before transferring your miles.
Transferring Capital One miles to Choice Privileges is relatively straightforward. Start by logging into your Capital One account and clicking on "Redeem" in the left-hand panel showing your rewards balance. Then scroll down and click on "Convert Rewards."
(Screenshot courtesy of capitalone.com)
Scroll down and find Choice Privileges. Click on "Transfer Miles."
(Screenshot courtesy of capitalone.com)
Doing so will bring up a box. Enter your Choice Privileges number twice and then click "Next." Note that you can only transfer miles if your Choice Privileges account is based in the U.S.
(Screenshot courtesy of capitalone.com)
On this final page, you should enter the number of miles you want to transfer and then click "Complete Transfer."
(Screenshot courtesy of capitalone.com)
I didn't transfer any miles. After all, my Capital One balance is a bit depleted right now. And, as I noted above, transferring miles from Capital One won't be my preferred way to earn Choice points. However, if you do transfer miles, Capital One's website notes that "rewards will be transferred to your loyalty program within 24 hours."
If you want to earn Capital One miles to transfer to partners, you'll need a Capital One card. Here are five cards that earn transferable Capital One miles:
Capital One Venture X Rewards Credit Card: Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on flights booked through Capital One Travel and 2 miles per dollar spent on all other eligible purchases ($395 annual fee).
Capital One Venture Rewards Credit Card: Earn 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 2 miles per dollar spent on all other purchases ($95 annual fee).
Capital One VentureOne Rewards Credit Card: Earn 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on all other purchases (no annual fee).
Capital One Spark Miles for Business: Earn 2 miles per dollar spent on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel ($0 annual fee for the first year, then $95 after).
Capital One Spark Miles Select for Business: Earn 1.5 miles per dollar spent on every purchase (no annual fee).
The information for the Capital One Spark Miles Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The information for the Choice Visa has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
If you're going to transfer transferable points to Choice, you'll get the most value by transferring Citi ThankYou points. After all, you get 2 Choice points for 1 Citi point. To look at it another way, based on TPG's valuations, you'll lose 0.5 cents of value per Citi point transferred, 1.25 cents per Capital One mile transferred and 1.4 cents per Amex point transferred.
It's great that Capital One finally has Choice Privileges as an active 1:1 transfer partner. Although I don't plan to use this redemption option with my Capital One miles, it will provide value to some cardholders looking to redeem their miles for hotels. In particular, transferring Capital One miles to Choice Privileges is likely to provide the most value if you're traveling during peak times or visiting expensive destinations.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
