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TPG Talks episode one: Use online shopping portals and apps to save money and earn miles from home

April 18, 2020
3 min read
Close-Up Of Small Shopping Boxes With Credit Card On Laptop
TPG Talks episode one: Use online shopping portals and apps to save money and earn miles from home
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We kicked off our 'TPG Talks' webinar series with an in-depth look at how to use online shopping portals and mobile applications to both save money and earn points and miles from home. Below you'll find the recording of the first TPG Talk along with a few show notes and links to helpful posts we have.

Show notes:

In today's show we discussed the basics of using online shopping portals, best practices to make sure your purchases are accurately tracked, the amazing power of CashbackMonitor.com, some of our favorite mobile apps that allow us to save money and finally the power of stacking multiple saving strategies into a single purchase.

  • 6:33 - Introduction to Shopping Portals featuring the United MileagePlus Shopping Portal
  • 8:50 - Shopping Portal Aggregators featuring CashbackMonitor
  • 11:37 - When do earning rates change?
  • 14:37 - Best practices for using Shopping Portals
  • 15:53 - Overview of Rakuten (formerly Ebates) to earn cash back or Membership Rewards points for online and in-store purchases
  • 20:40 - Apps to utilize for points and savings
  • 29:15 - What security do these apps offer for your credit card information? What risks are there to the consumer?
  • 31:11 - How to maximize purchases through Amazon
  • 32:44 - Stacking for maximum points and savings
  • 39:35 - Do you lose credit card protections by using a shopping portal or app?
  • 40:31 - What options are available for online grocery delivery services?
  • 42:45 - Uber Eats through Rakuten
  • 43:33 - Do apps limit the number of cards that you can add?
  • 44:15 - What apps should you start with?
  • 46:02 - Evreward vs. CashbackMonitor
  • 46:54 - Chrome Extensions
  • 48:40 - Can you scan receipts into multiple apps?
  • 49:22 - How do you not go crazy doing this?
  • 50:58 - Can you pay with a gift card when using a shopping portal?
  • 51:45 - Current no brainer deals
  • 52:44 - Airline dining rewards programs
  • 56:20 - What to do if your purchase isn't credited

Follow-on reading and important links:

The beginner's guide to airline shopping portals

How to use Rakuten (Ebates) to earn bonus cash back or Amex points

Cashbackmonitor.com

Your definitive guide to online grocery delivery services

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Sign-up for the apps discussed in today's show:

(The above links are presenter referral links, we appreciate the support)

Bottom Line

Be sure to catch all the future TPG Talks webinars live by registering for your spot. You can catch all of our upcoming live events across all of our online channels through our master calendar. You can also re-watch recordings of all previous TPG Talks on the TPG Learning Hub.

Featured image by Getty Images/EyeEm

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TPG featured card

Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 10X points
10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases

Intro offer

80,000 bonus points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

$550

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more