The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
News
One year in, here's why TPG staffers are loving the Capital One Venture X card
Ashley writes sponsored content for TPG and is also a family travel advocate. Formerly a contributor at Condé Nast Traveler and Matador Network, Ashley also had a family travel blog for four years before coming to TPG in 2021. She travels almost exclusively with her husband and two young kids but can also be seen enjoying solo trips to far-flung places like Costa Rica and Austria. Ashley loves storytelling and any opportunity to share travel stories at TPG. A hopeful polyglot, Ashley has a graduate degree in Spanish and currently studies French. Next up: Italian.
October 27, 2022 • 10 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Related stories
Quick summary
A premium travel card has gained popularity for its broad lounge access, annual travel credits and flexible redemption options.
Cardholders benefit from a yearly travel credit, anniversary bonus miles and complimentary elite status with a major car rental company.
The card allows adding multiple authorized users at no additional cost, extending lounge access and other perks to them.
Recent enhancements include new luxury hotel partnerships and a culinary-focused airport lounge concept.
What to consider
Some offers mentioned in the article are no longer available.
Travel credits and bonus perks require booking through the card's dedicated travel portal.
Certain benefits, such as car rental elite status, require separate enrollment and may have specific terms.
What you'll miss from the article
Firsthand experiences from multiple users detailing how to maximize lounge access, travel credits and transfer partners for significant travel savings.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
The Capital One Venture X Rewards Credit Card entered the market one year ago with big plans to disrupt the premium travel card industry. I’m a fan, and I’ve taken advantage of almost every benefit on the card since I opened it. It also quickly became my preferred card for everyday spending thanks to the 2 miles per dollar I get on every purchase.
It’s hard not to love a card that offers so much value, including an annual $300 credit (plus up to 10 miles per dollar) for purchases through Capital One Travel, access to over 1,400 airport lounges worldwide, a 10,000-mile anniversary bonus and more.
The best part? This is available for an annual fee of just $395 — well below its competitors.
I’m not the only one who’s seen incredible value from Venture X. Many of my colleagues here at The Points Guy have also been making the most of the card since it first launched a year ago.
Keep reading to find out how — and why — the card could be a great fit for your own wallet.
Benefits of the Capital One Venture X card
I mentioned a few of Venture X’s perks above, but there are so many. Here’s a quick rundown of the most valuable:
75,000 miles after you spend $4,000 on the card in the first three months.
$300 automatic annual credit for bookings through Capital One Travel.
Unlimited access to Capital One Lounges, including two complimentary guests.
Unlimited access for you and two guests to Capital One’s Partner Lounge Network of over 1,400 locations, including Priority Pass locations, restaurants and Plaza Premium lounges.
10,000 bonus miles every account anniversary, starting on your first anniversary.
Up to four authorized users at no additional cost — who then get their own access to Capital One Lounges, Plaza Premium lounges and Priority Pass locations.
Up to $120 in statement credits for either TSA PreCheck or Global Entry.
The card also comes with trip cancellation and interruption insurance, trip delay reimbursement and cellphone protection. And with Capital One Travel, you can save an average of 15% on flights using price alerts that notify you when it’s the best time to book. If you book when Capital One Travel recommends, you’ll also get free price drop protection. For added flexibility, you can even add the option to cancel your flight for any reason or freeze a flight price for a few days.
In addition, Capital One Travel proactively matches or beats hotel rates from Expedia and others, ensuring you get the best price on your room.
All of these benefits look great on paper, but I’ve put Venture X through its paces this year — and it’s earned a spot in my wallet for the long term.
My first year with Venture X
The Capital One Lounge at Dallas Fort Worth International Airport (DFW) features local food and craft cocktails. WYATT SMITH/THE POINTS GUY
The sign-up bonus was only one of the reasons why I jumped at the chance to add Venture X to my wallet. Sure, the current offer is worth $750 when used directly for travel purchases, but here at TPG, we peg those 75,000 miles at nearly $1,400 if you strategically utilize Capital One’s fantastic transfer partners.
Here’s how I’ve made the most of the Venture X since I opened an account earlier this year:
Received an annual $300 credit for airfare booked through Capital One Travel — dropping my out-of-pocket cost for an expensive flight down to just over $200.
Earned 10 miles per dollar on rental cars booked through Capital One Travel in Hawaii — and enjoyed a complimentary upgrade thanks to Hertz President’s Circle status.
Gained access to the incredible Capital One Lounge in DFW during a long layover, allowing me to fuel up with fresh, locally-sourced food and relax with a craft cocktail.
Transferred miles to Air France-KLM Flying Blue during a transfer bonus for four, one-way tickets from Paris to San Francisco, saving me thousands of dollars.
I appreciate the Venture X card not only for its generous perks and comparatively low-annual fee, but also because I earn 2 miles per dollar on my everyday purchases. The miles add up that much faster, putting me even closer to my travel goals.
Other TPG staffers
Don’t just take my word for it. Here’s how other TPG staffers use the Capital One Venture X Rewards Credit Card:
Colby Kirkpatrick, social media manager
One big Venture X reward I used this year was the $300 travel credit through Capital One Travel. With that, I covered almost the entire cost of my Chevrolet Tahoe car rental on my $0 Road Trip up California’s iconic Highway 1 — and I used Capital One miles at a fixed value to erase the rest of the purchase. Both were incredibly easy to use.
Erica Silverstein, cruise editor
I used the $300 travel credit when I wanted to stay one night in London in the West End area. The hotels in this popular tourist area were especially pricey, so this offset most of the cost of that stay. And I've used the Priority Pass membership to get airport lounge access at Washington, D.C.'s Dulles International Airport (IAD) and Miami International Airport (MIA). I plan to use the Global Entry credit for my son since the perk applies to any application fee charged to Venture X, not just that of the primary cardholder.
I’ve enjoyed having access to Priority Pass lounges which has been particularly helpful for international travel, as not all major carriers have their flagship lounges in European airports. I used the $300 travel credit toward a one-way ticket in premium economy to Germany, and I also like that I earn 10 miles per dollar when I book hotels through Capital One Travel. I’m saving my miles to redeem them for a big trip to New Zealand and Australia.
A trip down under is on one TPG staffer's list using Capital One miles. AIRPHOTO AUSTRALIA/GETTY IMAGES
Katie Genter, senior writer
I've had the Capital One Venture Rewards Credit Card since 2015, but I opened a new Capital One Venture X Rewards Credit Card in March 2022 because its sign-up bonus was difficult to refuse. I plan to use those miles by transferring them to one of Capital One's transfer partners.
In the meantime, I've gotten great value from Venture X. I use the card as my everyday spending card since I know I'll earn at least 2 miles per dollar on all purchases — including things like campsite reservations and charity donations, which usually wouldn't earn bonus rewards on my other cards. I've visited the Capital One Lounge in Dallas several times and really do think it's the best lounge in Dallas for any cardholder. And I've benefited several times from price drop protection after booking flights through Capital One Travel with my Venture X card.
Matt Moffit, senior credit cards editor
I applied for Venture X the first month after it came out, as I was eager to earn the initial sign-up bonus. I transferred my miles to Singapore Airlines KrisFlyer as part of a promotion to earn KrisFlyer Gold status by converting bank rewards to the program.
To share the benefit of lounge access, I added family members and friends as authorized users on my Venture X. This free benefit has granted each of them complimentary access to over 1,400 lounges around the world thanks to Capital One’s extensive network.
Finally, I signed up for the Hertz President's Circle status perk included with this card. This has let me skip the line at some rental locations and receive car upgrades.
The Capital One Venture X Rewards Credit Card launched one year ago — and it’s been a hit with many at TPG (myself included). Whether it’s saving money on otherwise expensive hotel stays with the $300 travel credit, earning up to 10 miles per dollar on bookings through Capital One Travel or enjoying the extensive lounge access on the card (including for authorized users), there’s a lot to love about Venture X.
The card also earns at least 2 miles per dollar on every purchase while offering extensive travel protections, and the 10,000-mile bonus on the one-year card anniversary is definitely a reason to celebrate.
Perhaps most importantly, the card's benefits keep getting better — with recent announcements of Capital One Landings, a new culinary-focused airport lounge concept and Premier Collection, a curated list of luxury hotels with exclusive perks for Venture X cardholders.
All of this (and more) can be yours with the lowest annual fee of any premium travel card.
Don’t miss out on the chance to take your travel — and your rewards — further. Apply for the Capital One Venture X card today.
*Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
