Tip: Get a Fifth Night Free on Many Hotel Award Redemptions
Redeeming your points toward a well-deserved trip can be a great feeling, especially knowing that you'll be creating memories to last a lifetime. The legacy hotel brands we've come to love (for the most part), such as Marriott, Starwood and Hilton, all have great redemption opportunities and all share a common benefit that many forget when planning their trips.
With the three programs, if you redeem for a four-night stay, you can get the fifth night for free — no extra points or cash required (aside from possible taxes and fees). Make sure to check that there's availability for the five consecutive nights before you plan to take advantage of this complimentary benefit.

Here's some more program-specific information to make sure you're able to take advantage of this benefit:
- Marriott allows you to get a free fifth night if you've redeemed your points for four nights. If you're staying at a Marriott property longer, such as 10 nights, you'd only have to redeem for 8 nights — your fifth and tenth nights are covered.
- Starwood is also a great option — you'll get the fifth consecutive night for free after redeeming for four nights. This applies only to SPG Category 3, 4, 5, 6 and 7 properties, so be sure your property is eligible before redeeming.
- Lastly, Hilton also offers the fifth night free — but it gets complicated. Unlike what Marriott and Starwood offer, you have to be an elite member to get the fifth night free on award redemptions (though it's easy to get Gold status for free). Furthermore, Hilton bases the free night on peak and off-peak seasonal pricing, which makes this option somewhat less attractive. You can find the full terms here.
For more information on Fifth Night Free benefits, check out this post.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.

