Select Amex cardholders can now earn 20,000 points by adding authorized users

Apr 1, 2021

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Editor’s note: This story has been updated with the latest information. 


With strict once-per-lifetime card bonus rules, it pays to take advantage of easy opportunities to earn extra Amex Membership Rewards points.

Recently, American Express sent out a round of emails to earn bonus points when adding authorized users. By adding users and meeting relatively modest spending requirements, you could walk away with 20,000 bonus Membership Rewards points.

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I received an offer to add authorized users to The Platinum Card from American Express. The bonus is a one-time award of 20,000 Membership Rewards points when adding one or more authorized users — for up to four users total. There is also a spending requirement of $2,000 in the first six months for each authorized user in order to earn the bonus. This offer ends Sept. 7, 2021.

If you’re an Amex Platinum cardholder, be sure you check your email for the exact details of your offer. Other users have reported a lower targeted offer for up to 20,000 Membership Rewards points total — 5,000 Membership Rewards points per authorized user (for up to four users). We’ve also seen similar offers on the American Express® Gold Card in the past.

Related: Best ways to use Amex Membership Rewards points

(Screenshot courtesy of Amex)

Based on TPG’s valuations, which peg Membership Rewards points at 2 cents apiece, 20,000 points are worth $400. If you have any authorized users to add, that’s a fantastic deal given the relatively low spending requirements.

Remember that it costs $175 each year to add up to three authorized users to your Amex Platinum (see rates and fees), but they’ll enjoy many cardholder benefits such as The American Express Global Lounge Collection access, Marriott Bonvoy Gold elite status, Hilton Honors Gold elite status and more.

Related: Why you should add authorized users on your Amex Platinum

Bottom line

Setting up someone to be an authorized user can give them a taste of financial independence or help establish credit for someone 18 years or older.

Related: Building credit history: Adding your kids as authorized users to your credit cards

Keep in mind that becoming an authorized user for Amex will add to a person’s 5/24 score. However, when you apply for a 5/24 card, you can call the Chase reconsideration line and ask for the authorized user accounts to not be considered (although it’s not completely guaranteed this will work). While Amex allows just one welcome bonus per “lifetime” per card type, being an authorized user doesn’t make someone ineligible.

Even if you weren’t targeted for these offers, it can’t hurt to try calling in to see if they can add them to your accounts.

Featured image by Isabelle Raphael/The Points Guy.

Additional reporting by Benji Stawski and Stella Shon.

For rates and fees of The Platinum Card from American Express, please click here.  

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.