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Southwest adds Apple Pay, doubles cash back for Apple Card holders
Sept. 23, 2019
•
2 min read
Southwest adds Apple Pay, doubles cash back for Apple Card holders
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Southwest has joined a host of other airlines and added Apple Pay as a payment method via its app, as first reported by Simple Flying. While on the surface that seems like good news -- after all, Apple Card card holders receive 2% cash back on all Apple Pay purchases -- in reality it doesn't change much for most of us. After all, you can already load nearly any card to Apple Pay and receive your rewards.
So while the Apple Card has received generally decent reviews and works pretty well for a no-annual-fee card, there are other much better options than putting airline spend on an Apple Card:
- Both The Platinum Card® from American Express and The Business Platinum Card® from American Express offer 5x rewards on flights booked on American Express's website, though the personal version also allows you to book directly with the airline and still earn 5x Membership Rewards. These cards have hefty annual fees, though, which may be off-putting.
- The Chase Sapphire Reserve® is another premium travel card with a high annual fee, but it earns 3x Ultimate Rewards on all travel, including airlines. It also has some of the best trip protection in case of delay or cancelation.
- If you're looking for another no-annual-fee option, the Citi® Double Cash Card offers 2% cash back on all purchases (1% when you buy and 1% when you pay), Apple Pay or not. And as of today, cardholders of both the Citi® Double Cash Card and a ThankYou Points (TYP) earning Citi card can convert their cash back to ThankYou points -- which is huge!
I'm glad to see that Southwest is jumping on the mobile pay bandwagon (which I'm a huge fan of), it's still a better idea to put your airline spend on cards other than the Apple Card, especially when so many of them offer such high bonus categories. Next, I'm hoping for 5x cash back on all Google Pay purchases -- think it's too much to ask?
Featured image by APPLE
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Best for businesses with high spending
TPG Editor‘s Rating
Go to reviewCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
Rewards Rate
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Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
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The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
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- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month