How my Chase Sapphire Reserve won me daughter of the year
Editor's Note
I've had my Chase Sapphire Reserve® (see rates and fees) for almost a year now, and it's easily my favorite credit card. I love its automatic annual travel credit and how it allows me to get a facial at the Sapphire Lounge during a layover at LaGuardia Airport (LGA). Of course, I also love that it earns bonus Chase Ultimate Rewards points on a wide range of dining.
But when I saw that I could get my parents exclusive VIP tickets to this year's PGA Championship with my Chase Sapphire Reserve, my love for the card reached a new level.
My parents love golf. They gave me my first set of clubs when I was in elementary school, and I grew up thinking that major tournament weekends were national holidays. Much to my parents' disappointment, I never picked up their love for the sport. However, when I learned I could score VIP tickets with my credit card and let them experience the tournament in person rather than watching it at home, I hoped I could redeem myself a bit.
Spoiler: It worked. Here's how my credit card unlocked an experience that made me daughter of the year.
Chase Experiences
Many credit cards come with entertainment access. This can include early access to tickets for concerts and sporting events and exclusive access to these events.
A few months ago, I was perusing the experiences available through the Ultimate Rewards portal and noticed that PGA Championship tickets were available.
Those with the Chase Sapphire Preferred® Card (see rates and fees) could purchase basic grounds tickets for cash or points. But as a Sapphire Reserve cardholder, I also had the option to purchase VIP experience tickets for a slightly higher price.
It's worth noting that I found some of the wording in the ticket descriptions confusing. However, I called Chase for clarification, and the agents answered my questions quickly and clearly. Even with this extra step, the process was remarkably painless.
PGA Championship Chase lounge
All Chase Sapphire Reserve cardholders, along with one guest, could enter the lounge by simply showing their card — even without VIP tickets.
The lounge was an impressive two-story structure on the 11th hole. Inside, guests could help themselves to complimentary snacks, soda and coffee; they could also buy beer, wine, seltzer and cocktails at the bar.
The snacks included a grab-and-go table of cookies and popcorn, and the staff brought around heavier bites throughout the day.
The large structure provided ample indoor and outdoor seating, and each level had a covered outdoor patio area with prime views of the 11th green.
Those looking for a reprieve from the heat could settle into one of the many seating areas in the air-conditioned interior and watch TV coverage of the tournament.
The lounge also featured an exclusive Polaroid photo op with a backdrop designed by a local artist.
Additionally, Chase brought in some unique surprises throughout the tournament, including a bourbon tasting and a viewing of the Wanamaker Trophy.
Even so, I heard several people remark that the best part of the lounge was having access to real restrooms instead of the portable ones located throughout the grounds.
PGA Championship VIP Chase experience
As VIP ticketholders, we could skip the long line to get into the lounge and go straight to our VIP expedited check-in.
We also had access to premium seats in front of the first-level patio. This section had a dedicated wait staff, and VIPs received complimentary beer, wine and seltzer. Even better, these seats were reserved. So if the lounge reached capacity and had a waiting list, we would have still been allowed in and had seats in this area.
Other Chase benefits
The lounge was only available to Chase Sapphire Reserve cardholders, but there were a few benefits available to both Chase Sapphire Reserve and Chase Sapphire Preferred cardholders.
Grounds tickets through the Ultimate Rewards portal
Chase Sapphire Preferred cardholders could purchase grounds tickets for the tournament through the Ultimate Rewards portal even after tickets through the main event website sold out. Additionally, by purchasing through the Ultimate Rewards portal, cardholders could pay for their tickets with Ultimate Rewards points instead of cash.
PGA Shop perks
Chase Sapphire Preferred and Reserve cardholders enjoyed a dedicated checkout line in the PGA Shop throughout the tournament and $20 off a purchase of $150 or more on Sunday.
Complimentary radio
Additionally, Sapphire Preferred and Reserve cardholders could visit a booth near the 10th hole to get a complimentary Chase-branded radio, which streamed live ESPN coverage of the tournament.
Bottom line
It's easy to get caught up in a credit card's earning potential and travel benefits and forget about its entertainment access. However, if concerts and sporting events are important to you, be sure to check out our full list of the best credit cards for VIP access.
If you've been considering adding the Chase Sapphire Reserve or Chase Sapphire Preferred to your wallet, now is a great time to do so. The Sapphire Reserve offers a welcome bonus of 125,000 bonus points after spending $6,000 on purchases in the first three months from account opening. The Sapphire Preferred offers 75,000 bonus points after you spend $5,000 on purchases in the first three months of account opening.
For more details, check out our full review of the Chase Sapphire Reserve and Chase Sapphire Preferred.
Apply here: Chase Sapphire Reserve
Apply here: Chase Sapphire Preferred
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.