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Quick Points: Triple stack these offers to maximize your next Lyft ride

Dec. 02, 2022
5 min read
Car with a Lyft sticker in the rear windshield
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How often have you landed at an airport and checked fares to get to your destination on both Lyft and Uber? If you’re like me, you check both and order a car on whichever platform is cheaper. Although that system can work well, your potential rewards earnings on the two platforms are far from identical.

Frankly, the little you can earn on Uber is no match for the ability to triple stack on Lyft. You can earn bonus credit card points, airline miles or hotel points and even cash back on your Lyft rides. You just need to know where to look.

What is this magic Lyft trifecta, and how do you start maximizing your Lyft rides? Let’s take a closer look.

Chase Ultimate Rewards: 10 points — 20 cents per dollar back

WYATT SMITH/THE POINTS GUY

Chase recently extended its partnership with Lyft, so Chase Sapphire Reserve cardholders will continue to enjoy 10 points per dollar on all Lyft rides through March 2025. TPG values each Chase Ultimate Rewards point at 2 cents, so at 10 points per dollar, you get 20% back on your Lyft rides in Ultimate Rewards points by using the Chase Sapphire Reserve card.

Sapphire Reserve cardholders enjoy even more Lyft benefits with a complimentary Lyft Pink All Access membership for two years, worth up to $199 annually. This includes various benefits like discounted rides, free bike and scooter rentals and priority pickup upgrades. Activate by December 31, 2024.

If you don’t have the Chase Sapphire Reserve card, you can earn 5 points per dollar on Lyft rides (or a 10% return based on TPG’s valuations) or 5% cash back using any of these cards:

To earn these increased Chase award rates, simply add your Chase card to the “payment” section of the Lyft app.

Related: How to redeem Chase Ultimate Rewards points for maximum value

Dosh: 10% back on Lyft rides — 10 cents per dollar back

DOSH

By linking your desired card to the Dosh app, you’ll start earning cash back when you use your card at participating merchants. The amount you’ll earn depends on the merchant you’re shopping with, and you can cash out your rewards through PayPal or Venmo when you have at least $25 in your account. Cash back is earned in addition to your credit card rewards.

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In the case of Lyft, Dosh will reward you 10% back when you use your Dosh-connected card in the Lyft app. There's a daily maximum of $2 from Dosh.

Related: Expert stacking: How I earned $80 in cash back and rewards from one dinner

Alaska Airlines: 1 or 2 Mileage Plan miles per dollar — 1.8 or 3.6 cents per dollar back

ALASKAAIR.COM

Alaska Airlines recently partnered with Lyft, giving Mileage Plan members another way to earn miles. For 2022, you can earn 2 miles per dollar spent on Lyft rides. After Jan. 1, 2023, you'll earn 1 mile per dollar spent on Lyft. Remember, you can only earn on the base fare of your Lyft ride.

If you prefer to earn Hilton Honors points or Delta SkyMiles, you can select accordingly in the Lyft app. Unfortunately, you can only earn rewards with one of these partners at a time.

Here's a breakdown of what you'll earn from each rewards partner:

Hilton Honors, up to $10,000 per year:

  • 3 Hilton Honors points per dollar spent on private Lyft rides in the U.S. (1.8% return).
  • 2 Hilton Honors points per dollar spent on shared Lyft rides in the U.S. (1.2% return).

Delta SkyMiles:

  • 2 Delta SkyMiles per dollar spent on airport Lyft rides in the U.S. (2.82% return).
  • 1 Delta SkyMile per dollar spent on non-airport Lyft rides in the U.S. (1.41% return).

Alaska Mileage Plan:

  • 2 Alaska Mileage Plan miles per dollar spent on all Lyft rides in 2022 in the U.S. and Canada (3.6% return).
  • 1 Alaska Mileage Plan mile per dollar spent on all Lyft rides after 2022 in the U.S. and Canada (1.8% return).

Once 2023 kicks off, if your goal is to earn as many points as possible at the highest rate, you should credit your airport rides to Delta SkyMiles and your non-airport private rides to Hilton Honors or Alaska Mileage Plan. However, you’d need to manually switch your rewards partner before each trip.

To add your Alaska Mileage Plan, Delta SkyMiles or Hilton Honors membership number to Lyft and start earning points, go to the “rewards” section of the Lyft app.

Related: Your complete guide to the Delta SkyMiles program

Bottom line

The ability to triple stack offers on Lyft means that you can save north of 30% on Lyft rides when you factor in the value of your earnings. Much of this depends on your value of your Ultimate Rewards, Alaska Mileage Plan, Delta SkyMiles and Hilton Honors points. Regardless, earning cash back on Dosh alone is highly appealing.

Featured image by JUSTIN SULLIVAN/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers

TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023