Why I love Hilton's approach with 'free' breakfast for elite members
I don't really like breakfast all that much, and, typically, if I'm eating it while traveling, it's because I have an opportunity to eat a local specialty, like a bagel in New York or pain au chocolat in Paris.
So, perhaps unsurprisingly, when Hilton first eliminated complimentary continental breakfast for Gold and Diamond elite members in favor of a daily per-person food-and-beverage credit at U.S. hotels, I welcomed the change and all the new options it opened up for me and my fellow breakfast skippers.
But even for breakfast devotees, the credit still has some advantages that the old system couldn't match.
Here are a few reasons why my enthusiasm for Hilton's approach to "free" breakfast has only grown in the years since the rollout — and why I think more travelers should embrace them.
Related: I tried out the new Hilton Honors 'breakfast' benefit — and I'm a fan
Variety
As a self-professed hotel fanatic, I love nothing more than checking into a property I'm really excited about and exploring it to the fullest during my stay. I'm keenly interested in how hotel teams curate local experiences for guests, and so many of those efforts come through dining — from the design of bar and restaurant spaces to the inclusion of regional ingredients on menus.
With the daily credit, I can explore more options rather than repeatedly visiting the breakfast buffet. On a three-night trip to the Conrad Los Angeles last January, my husband and I used one day's credit on happy hour snacks at the patio fire pits, another on poolside cocktails and a third on lunch at the rooftop restaurant. I came away from that stay feeling like we'd really gotten the most out of our time at the hotel (and, by the way, I'd highly recommend it).

Of course, hotel dining outlets often carry high prices, especially at higher-end resorts where travelers like to use points. So yes, we do sometimes go over the food-and-beverage credit threshold — but that's where the Hilton Honors American Express Surpass® Card comes in handy. The card comes with quarterly $50 statement credits for purchases made directly with properties in the Hilton portfolio, so even if our stay is covered with points, we can offset other on-property purchases with this benefit.
My husband and I both have a Surpass Card, so when we exceed the daily credit limit, we're often reimbursed.
Known entities
Of course, like most people, I travel for various reasons, many of which are not vacation. For every property I visit that imbues its menu with a sense of place, there's a seriously unglamorous one with food I have absolutely no desire to sample — especially if it's a run-of-the-mill buffet.
I believe these hotels are where the food-and-beverage credit shines.
Many of them feature a grab-and-go marketplace where you can spend your credit on prepackaged meals, snacks or drinks. In addition to being so much more convenient (ever tried to save something from a breakfast buffet for later by wrapping it in napkins, only to get it all over your stuff and ultimately dump it in the trash in frustration?), these outlets often include familiar brand names or even items from local merchants. This can be much more appealing than an overpriced buffet with precooked dishes that have been under heat lamps for hours.
Related: Know your benefits: Hiltons can’t opt out of the food-and-beverage credit for elite members
Flexible schedule
With hotels only offering breakfast during set morning hours, the food-and-beverage credit's flexibility makes it a lot more usable. I often leave a hotel early to catch a flight or set off on a long day of driving for a road trip, completely missing breakfast hours. Other times, I'm working remotely and my schedule doesn't allow me to pop down to the hotel restaurant in the morning. And when traveling from the West Coast to the East Coast, jet lag can also influence how early I'm ready to mobilize.
But thanks to the credits, I can still use my elite benefits in a way that works for my schedule.
For example, last summer, I arrived at the Hilton London Heathrow Airport at 2 a.m. after a series of mishaps that resulted in a truly heinous travel evening. With an early flight requiring a 5 a.m. departure, I was more than happy to use the food-and-beverage credit for middle-of-the-night emotional support french fries instead of airport hotel breakfast.
Bottom line
Hilton Honors' food-and-beverage credits are convenient, flexible and easy to use, making them a great perk of the hotel chain's elite status. Whether you're committed to breakfast, love a lobby bar moment or want to stock up on snacks for later, the credit covers options to suit your needs.
In my opinion, the breakfast changes have made Hilton Gold and Diamond status even more valuable, especially since they're attainable on multiple cards. Cardholders of the Hilton Surpass Card, the Hilton Honors American Express Business Card and The Platinum Card® from American Express (enrollment is required) enjoy complimentary Gold status as long as the card remains open. Meanwhile, you receive automatic Diamond status through the Hilton Honors American Express Aspire Card.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

