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News
Final day to book 214 Hyatt properties before award prices increase Tuesday
Summer Hull has been covering (and using) travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.
Clint Henderson is a managing editor at TPG who has worked in the journalism industry for more than 25 years. He is obsessed with travel and has used points and miles to explore the world.
also contributed to this story
March 27, 2023 • 16 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Award rates at 214 World of Hyatt properties will increase starting Tuesday, with many hotels requiring over 5,000 more points per night on average.
Popular destinations, including resorts and city hotels, are moving up in category, making them ineligible for certain free night certificates.
Bookings can still be made at current rates for stays up to 13 months out, but changes take effect for reservations made or modified after Monday.
Some all-inclusive resorts will see especially steep increases, with award nights rising by up to 15,000 points per night.
What to consider
Most bookings allow free cancellation until a few days before check-in, but some exceptions apply, especially during winter holidays or at select all-inclusives.
Certain all-inclusive properties impose a $50 cancellation fee and stricter cancellation windows—review policies before booking.
Some offers and booking strategies mentioned in the article may no longer be available.
What you'll miss from the article
A detailed breakdown of which properties are changing categories and strategies to maximize value before the new award rates take effect.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
If you haven't had a chance to book a stay, know that Monday is the final day to book World of Hyatt properties before the award rates for many popular spots increase.
Across the properties going up, there will be an average price increase of more than 5,000 World of Hyatt points … per night. That’s not great news, but there is still time to lock in redemptions at some of our favorite hotels before prices increase.
At most properties, you can lock in stays for 13 months out (through April 2024) at the current award rates. Also, the vast majority allow free cancellations if your plans ultimately change.
However, there are a few exceptions to that general rule, especially around the winter holiday week, when some stays are nonrefundable. Some all-inclusive properties, such as some Secrets properties, charge a $50 cancellation fee at any point that you change your mind.
SECRETS MOXCHE PLAYA DEL CARMEN/FACEBOOK
Read the fine print carefully before making a booking you are unsure about keeping, but know that most bookings are penalty-free until a few days before check-in.
If you want to make bookings but don't currently have Hyatt points in your account, there are a few ways to do that.
First, if you have Hyatt Globalist status, you can have Hyatt make you some bookings without points needed until you get closer to check-in. Beyond that option, a few credit card transferable points programs, including Chase and Bilt, can typically transfer points instantly to Hyatt.
Here are some properties to prioritize if you want to lock in some stays today before they cost more starting Tuesday.
Hotels going from Category 4 to 5
Unfortunately, there are many popular properties that will soon be out of reach via the most common Hyatt free night certificates.
These awards are given out in several ways, including via the World of Hyatt Credit Card or by reaching certain qualifying night thresholds during the year.
Here’s a partial list of those properties that will no longer be eligible.
Andaz San Diego is a nice property in the heart of San Diego's Gaslamp Quarter, close to popular restaurants and a ton of nightlife. The rooms are contemporary and the service is friendly and efficient, from the front desk to the restaurant staff. There is a hopping rooftop bar with great views of the city.
What it will cost
The Andaz San Diego will go from Category 4 to Category 5. When this change takes effect, it will go out of range of a Category 4 award certificate.
Award nights for standard rooms increase from 12,000-18,000 points per night to 17,000-23,000 points per night.
Chicago Athletic Association
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Chicago Athletic Association. HYATT
2 of 4
Chicago Athletic Association. HYATT
3 of 4
Chicago Athletic Association. HYATT
4 of 4
Chicago Athletic Association. HYATT
Why you should stay there
Chicago Athletic Association is housed in a classic building — formerly an 1890s-era private athletic club. The building may date to the late 19th century, but the rooms are refreshed and midcentury modern.
The central Chicago location is also a selling point, as the property sits near Millennium Park and the Art Institute of Chicago. It even has an on-site Shake Shack and a bocce ball court.
What it will cost
Chicago Athletic Association is going from Category 4 to Category 5. When this change takes effect, it will go out of range of a Category 4 award certificate.
Award nights for standard rooms increase from 12,000-18,000 points per night to 17,000-23,000 points per night.
The Eliza Jane was a sweet spot for many looking to visit New Orleans as it was new, trendy, well located and still eligible for the Hyatt Category 1-4 award nights.
What it will cost
Eliza Jane is going from Category 4 to Category 5. When this change takes effect, it will go out of range of a Category 4 award certificate.
Award nights for standard rooms increase from 12,000-18,000 points per night to 17,000-23,000 points per night.
Unfortunately, Hyatt is also making some properties out of reach for even its more exclusive free night certificates. Category 1-7 free night certificates are provided when you pass 60 elite nights and qualify for World of Hyatt Globalist status.
These properties are moving out of range of that valuable certificate:
Alila Marea Beach Resort Encinitas.
Carmel Valley Ranch.
Hyatt Carmel Highlands, Overlooking Big Sur Coast & Highlands Inn, A Hyatt Residence Club.
Park Hyatt Beaver Creek Resort and Spa.
Hyatt Centric Key West Resort & Spa.
Wentworth Mansion.
The Lodge at Spruce Creek.
Ksar Char-Bagh.
Viceroy Bali.
Hotel Gajoen Tokyo.
Keemala.
Hotel Excelsior Dubrovnik.
Hotel Martinez.
Le Narcisse Blanc Hotel & Spa.
Boheme Hotel.
Mykonos Riviera Hotel & Spa.
7Pines Resort Sardinia.
Ca'Sagredo Hotel.
Grand Hotel Cocumella.
La Villa del Re.
Margutta 19.
Villa Spalletti Trivelli.
Villa Geba.
El Lodge Ski and Spa.
Nobu Hotel Marbella.
Grand Hotel Villa Castagnola.
Park Hyatt Zurich.
Villa Orselina.
Park Hyatt Zurich
1 of 3
Park Hyatt Zurich. CAPE PEMBROKE/HYATT
2 of 3
Park Hyatt Zurich. PETER WESLEY BROWN/HYATT
3 of 3
Park Hyatt Zurich. CLINT HENDERSON/THE POINTS GUY
Why you should stay there
The Park Hyatt Zurich is a sleek and modern midrise in the heart of the financial capital of Zurich. The modern artwork hanging on nearly every hotel wall is worth a visit alone.
What it will cost
The Park Hyatt Zurich is going from Category 7 to Category 8. When this change takes effect, it will go out of range of Category 1-7 award certificates.
Award nights for standard rooms increase from 25,000-35,000 points per night to 35,000-45,000 points per night.
Park Hyatt Beaver Creek
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Park Hyatt Beaver Creek. SUMMER HULL/THE POINTS GUY
2 of 5
Park Hyatt Beaver Creek. SUMMER HULL/THE POINTS GUY
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Park Hyatt Beaver Creek. SUMMER HULL/THE POINTS GUY
4 of 5
Park Hyatt Beaver Creek. SUMMER HULL/THE POINTS GUY
5 of 5
Park Hyatt Beaver Creek. SUMMER HULL/THE POINTS GUY
Why you should stay there
Park Hyatt Beaver Creek is a five-star option in essentially every way if you want a ski-out Colorado mountain vacation.
Standard rooms routinely cost over $1,000 per night during the peak ski season. Staying with points is a way to have a ski vacation that's as easy as stepping out onto the snow and being right next to the gondola without spending thousands of dollars on lodging.
Booking with points also means you get to skip the nightly resort fee. Those with Hyatt Globalist status luck out, too, with saving on mountain prices for breakfast each day.
What it will cost
The Park Hyatt Beaver Creek is going from Category 7 to Category 8. When this change takes effect, it will go out of range of a Category 7 award certificate.
Award nights for standard rooms increase from 25,000-35,000 points per night to 35,000-45,000 points per night.
Expect ski season nights to be at the high end of that range.
Popular leisure and big-city destinations increasing
In addition to the painful number of properties climbing from Category 4 to 5 and Category 7 to 8, plenty of hotels are moving up other levels on the award chart.
Many popular leisure resorts and busy city destinations will inch up from Category 6 to 7, meaning extra points for stays booked as of March 28.
Here’s a breakdown of some popular spots that you should strongly consider booking now before prices increase.
Grand Hyatt Kauai Resort & Spa
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Grand Hyatt Kauai. SUMMER HULL/THE POINTS GUY
2 of 6
Grand Hyatt Kauai. SUMMER HULL/THE POINTS GUY
3 of 6
Grand Hyatt Kauai. SUMMER HULL/THE POINTS GUY
4 of 6
Grand Hyatt Kauai. SUMMER HULL/THE POINTS GUY
5 of 6
Grand Hyatt Kauai. SUMMER HULL/THE POINTS GUY
6 of 6
Grand Hyatt Kauai. SUMMER HULL/THE POINTS GUY
Why you should stay there
Grand Hyatt Kauai is a large, lush Hawaiian resort in sunny Poipu. It has one of the best pool complexes you’ll find anywhere, with a 1 1/2-acre saltwater lagoon, 150-foot waterslide and multiple layers of pools for playing, sunning and swimming.
This hotel also has an above-average club lounge, so those who have or purchase access can save on food costs by indulging there.
Standard rooms can cost close to $1,000 per night during peak times, making this a popular award redemption location.
What it will cost
The Grand Hyatt Kauai is going from Category 6 to Category 7.
Award nights for standard rooms increase from 21,000-29,000 points per night to 25,000-35,000 points per night.
It’s hard to beat the location of the Andaz 5th Avenue, given its proximity not only to Fifth Avenue but the New York Public Library, Bryant Park, Broadway and more. It’s close to almost everything without being in too frantic of a location.
What it will cost
Andaz 5th Avenue is going from Category 6 to Category 7.
Award nights for standard rooms increase from 21,000-29,000 points per night to 25,000-35,000 points per night.
Hyatt Regency Maui. CLINT HENDERSON/THE POINTS GUY
Why you should stay there
The Hyatt Regency Maui offers an excellent location near Lahaina on Maui. It’s set on 40 acres on Kaanapali Beach and has a giant feature-filled swimming pool with a grotto bar, waterslide and bridge right next to the beach.
There are a total of 806 guest rooms and 31 suites, many with dramatic views of the ocean. This has traditionally been a great way to redeem World of Hyatt points (when available). However, cash prices have soared since the pandemic.
What it will cost
The Hyatt Regency Maui goes from Category 6 to Category 7.
Award nights for standard rooms increase from 21,000-29,000 points per night to 25,000-35,000 points per night.
Hyatt Regency Aruba Resort Spa and Casino. TADEU BRUNELLI/HYATT
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Hyatt Regency Aruba Resort Spa and Casino. TADEU BRUNELLI/HYATT
4 of 4
Hyatt Regency Aruba Resort Spa and Casino. TADEU BRUNELLI/HYATT
Why you should stay there
The Hyatt Regency Aruba Resort Spa and Casino has many amenities in a central location on the beach. On top of that, it has a large pool complex with a waterslide, activity pool and adults pool. Rooms were recently renovated, and as the name implies, there’s an on-site casino.
What it will cost
The Hyatt Regency Aruba Resort Spa and Casino goes from Category 6 to Category 7.
Award nights for standard rooms increase from 21,000-29,000 points per night to 25,000-35,000 points per night.
Grand Hyatt Vail
Grand Hyatt Vail. HYATT
Why you should stay there
Grand Hyatt Vail is a full-service ski hotel without quite as high a price tag as the Park Hyatt Beaver Creek. That will still be true, but both are going up in award cost.
Right now, the maximum you’ll pay for mountain-adjacent lodging at the Grand Hyatt is just 29,000 Hyatt points per night, which is a great deal while you can lock it in.
This is not as ski-out as the Park Hyatt. However, during the heart of the season, an on-site ski lift will take you up the mountain, though you need to be an advanced beginner to an intermediate skier to traverse that terrain. In other words, new skiers will still need to take the shuttle to ski school.
What it will cost
The Grand Hyatt Vail is going from Category 6 to Category 7.
Award nights for standard rooms increase from 21,000-29,000 points per night to 25,000-35,000 points per night.
Expect standard rooms to fall at the top end of those ranges during much of the ski season.
The all-inclusive resorts in the World of Hyatt program will also take a hit. Some will go from costing 25,000 points per night for double occupancy to 40,000 points per night. Hyatt uses a letter system for all-inclusives instead of numbered categories.
Lots of properties are increasing one category (for example, from C to D), and some are going up two categories (C to E). Some of the popular all-inclusive resorts changing categories are:
Zoetry Agua Punta Cana.
Zoetry Casa del Mar Los Cabos.
Zoetry Montego Bay Jamaica.
Hyatt Zilara Cap Cana.
Hyatt Ziva Cap Cana.
Hyatt Zilara Rose Hall.
Hyatt Ziva Rose Hall.
Hyatt Ziva Cancun.
Hyatt Zilara Cancun.
Hyatt Ziva Los Cabos.
Hyatt Ziva Puerto Vallarta.
Secrets Papagayo Costa Rica.
Secrets Wild Orchid Montego Bay.
Secrets St. James Montego Bay.
Breathless Montego Bay Resort & Spa.
However, before locking in your stays, carefully review the cancellation policy. Many of these properties impose a $50 fee if you need to cancel — and most require this at least four days prior to arrival.
The Zoetry brand has multiple properties going up in award cost, including the Zoetry Agua Punta Cana. It's next to the water with multiple on-site restaurants and standard rooms that start at over 700 square feet.
What will cost
Zoetry Agua Punta Cana is going from Category C to Category E (moving up two categories).
Award nights for standard rooms increase from 25,000 to 40,000 World of Hyatt points per night.
Hyatt Ziva and Zilara Cap Cana
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Oceanfront Junior Suite Double at Hyatt Ziva Cap Cana. HYATT
2 of 5
Hyatt Ziva and Zilara Cap Cana. HYATT
3 of 5
Hyatt Ziva and Zilara Cap Cana. HYATT
4 of 5
Hyatt Ziva and Zilara Cap Cana. HYATT
5 of 5
Hyatt Ziva and Zilara Cap Cana. HYATT
Why you should stay there
The Hyatt Ziva and Zilara Cap Cana in the Dominican Republic are side-by-side resorts, one dedicated to adults and the other for family travelers. There’s an on-site beach, pool and even a water park, making for a fun one-stop-shop resort.
What it will cost
The Hyatt Ziva and Zilara in Cap Cana are going from Category C to Category E (increasing two categories).
Award nights for standard rooms increase from 25,000 to 40,000 World of Hyatt points per night.
Hyatt Zilara and Ziva Rose Hall
Hyatt Zilara and Ziva Rose Hall. CLINT HENDERSON/THE POINTS GUY.
Why you should stay there
The Hyatt Zilara Rose Hall and the Hyatt Ziva Rose Hall are two of the best all-inclusives in Jamaica. They have been favorite redemptions for folks at TPG over the years, offering good value in a setting where food and drinks are included.
Between the two neighboring resorts (one is adults-only, one family-friendly), you’ll find multiple pools, beaches and lounge areas.
What it will cost
The Hyatt Zilara and Ziva Rose Hall in Montego Bay, Jamaica, are going from Category C to Category D.
Award nights for standard rooms increase from 25,000 per night to 30,000 World of Hyatt points per night.
Bottom line
If you want to maximize your free night awards and World of Hyatt points at any of the 214 properties going up in price (view the full list), you need to do it Monday.
As mentioned, you can book future stays as far out as the calendar allows, typically 13 months. These changes go into effect for bookings made or modified on or after Tuesday.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
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Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
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Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
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No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
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$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.