Here’s how to stack Target’s latest promotion with Q4 bonus categories
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Holiday shoppers, rejoice: Target’s offering 5% off of digital gift cards, up to $25 off of $500, as reported by Frequent Miler. This may not seem like a huge discount, but will still take the edge off of larger purchases such as kitchen appliances or video game systems. If you regularly shop at Target, purchasing a gift card now also allows you to shop with the funds at a later date, when you might be able to stack additional coupons and discounts or scour the post-holiday clearance sales.
We usually recommend shoppers use the Target RedCard if they hold either the debit or credit card version, in order to take advantage of the automatic 5% off. But for this 5% promotion that effectively matches the RedCard benefit, it makes more sense to pay with a credit card like the Chase Freedom (No longer open to new applicants), which is offering 5x for checking out with PayPal this quarter, or the Discover it Cash Back, which is currently offering 5% cash back on Target.com (on the first $1,500 in purchases each quarter in rotating categories, enrollment required). Both of the cards mentioned will offer bonus points on the first $1,500 in qualifying purchases between October 1 and December 31.
What you need to know:
- Digital gift cards are only valid if purchased directly from Target.com
- The offer is valid for up to $500 in Target GiftCard purchases — $25 maximum discount — per household on Target.com
- The 5% offer applies to email and mobile delivery of Target gift cards only, and cannot be used toward physical gift cards
- The minimum card amount is $10
- This bonus doesn’t extend to any other gift cards issued by Target or other retailers including Visa or MasterCard
- The promotion will not count toward reloads of previously purchased gift cards
- If you’re using the Chase Freedom, you’ll only qualify for the 5x bonus category if you pay for the digital gift card via PayPal, which Frequent Miler successfully tested in conjunction with the 5% promotion
Welcome to The Points Guy!
Earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in the first three months of card membership. Offer ends 11/10/2021.
With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.
- Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
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- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
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- Terms Apply.
- See Rates & Fees