How one of my new credit card perks helps me avoid rush hour traffic
I live in downtown Austin, where electric scooters litter the sidewalks, sloppily leaning against a skinny tree or shamelessly sprawled along the side of the road like discarded children's toys. I eye them and their riders with suspicion, giving them a wide berth as they wobble down poorly paved roads next to my car.
Related: Love 'em or hate 'em, here's everything you need to know about electric scooters
I've been pretty disdainful of scooters until now, but they've slowly grown on me for short commutes across town. They're extremely useful for getting through the downtown gridlock in a city like Austin, where it can take almost an hour to go three miles during rush hour and where parking is pretty much non-existent.
I'm a big fan of walking, which is why I live downtown in the first place. But sometimes walking just doesn't work out, like when it's more than 100 degrees outside and I don't want to show up to an event sweating like I just ran a marathon. Other times, scooters help me get from Point A to Point B when I'm a few minutes behind schedule and don't want to power walk. Finally, electric scooters are a bit more eco-friendly than driving.
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I still think scooters are dangerous, especially when I see people whizzing down the street after a drink (or two, or three). They can go up to 20 miles per hour, which can spell disaster when paired with a crack in the street or an unsteady hand (scooters technically count as vehicles and are required to stay off of the sidewalk). And while users are strongly encouraged to wear helmets, the vast majority of people don't have them on hand — myself included. I do my best to be super vigilant, keep a close eye on traffic regulations and oblivious drivers alike, and make sure I never mix drinking and scooting.
Of late, I've found myself gravitating toward Lyft scooters for two reasons:
- I always have the app on my phone, since I use Lyft for ride-hailing. I often delete apps that aren't in frequent use, and most of my scooter-specific apps have fallen by the wayside.
- I get three Lyft rides per month now, thanks to my Chase Sapphire Reserve.
Related: Chase partners with Lyft for customer discounts
I used to be scooter brand-agnostic. With several competitors in Austin, I could take my pick between Lime, Lyft, Spin, Uber, Bird, Jump and likely at least one other company with a trendy startup name.
While Lime scooters are a bit on the large side for my 5' 2" frame, the rest are essentially indistinguishable from each other from an operational standpoint. So those three free rides each month have made all the difference in tipping me toward Lyft for my tiny-wheeled adventures, since none of the scooter brands cost all that much to operate, especially compared to ride-hailing cars.
Related: Here's how to activate your Lyft Pink membership
I don't have a good solution to the valid safety concerns, or for the clutter of scooters galore clustered around downtown. But at least in Austin, electric scooters are here to stay for the time being. And now that I get three rides for free each month, I have one more reason to use them.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + 4% back in Bilt Cash on everyday purchases |
Pros
- Unlimited up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Housing payments may include transaction fees, depending on the payment method
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.