Is flying private safer than flying commercial?
In 2019, the Duke of Sussex found himself under fire for regularly using private jets while simultaneously endorsing environmental causes. Prince Harry and wife Meghan Markle faced mounting criticism after reportedly taking four private jet flights in 11 days.
The Prince defended his air travel choices, explaining, "I spend 99% of my life travelling the world by commercial”. However, analysis of Harry and Meghan’s known flights from that point since their wedding in 2018 showed that six of the 10 return trips they took were by private jet. He later doubled down on his use of these aircraft, insisting he only does so “to ensure that my family are safe".
But is travelling by private jet safer than flying onboard a commercial airline aircraft?
As an industry, aviation today is incredibly safe. And while accidents have shown that vulnerabilities still exist, such as extraordinary malfunctions with Boeing’s 737 MAX, air travel around the globe has never been safer. When comparing a private jet from London to Nice — a route previously flown by Harry and Meghan — with a British Airways Airbus A320 jet that operates the same route (albeit from a different London airport), the obvious and most significant difference that has the potential to affect the safety of the flight is the lack of passengers on the private jet — which is especially true as the world finds its way out of a pandemic. But, in a British Airways Club Europe (business class) cabin with a 2-2 seating configuration, and surrounded by their royal protection officers — is there a chance the couple could have had their safety compromised on board? It’s extremely unlikely.
While the UK’s Civil Aviation Authority (CAA) admits that “Disruptive behaviour in-flight or on the ground can affect your safety and the safety of fellow passengers”, airlines routinely exercise their right to refuse to carry passengers that they consider to be a potential risk to the safety of the aircraft, its crew or its passengers. According to the CAA, there were 370 disruptive passenger reports in 2018, down from 417 the year before.
It’s worth highlighting that The Queen regularly takes the train to Sandringham, and airlines such as British Airways and Virgin Atlantic were always considered safe enough for Harry’s mother, Princess Diana. The future King and Queen, the Duke and Duchess Cambridge (William and Kate) flew with their children on a Flybe Embraer 145 commercial flight from Norfolk to Scotland, much to the amazement of other passengers in the cabin.
For private jet companies, such as NetJets, the world’s largest private jet company, and a reportedly a ‘favourite’ of Harry and Meghan, their services are marketed on the very promise that customers will experience “total security, privacy and comfort” — reducing the risk of any unwanted public encounters.
In terms of the safety of a private jet when compared with the likes of an Airbus A320 — a workhorse of the commercial skies — statistics show a difference in safety record. "While the airline industry has improved their accident rate by almost 80% over the last 10, 12 years, the general aviation industry [including business jets] has been flat," Earl Weener, a member of the US’ National Transportation Safety Board (NTSB), was quoted stating in 2017.
According to ICAO, the United Nations body for Aviation, out of 35 million commercial global flights in 2017, there were just five fatal accidents, a decrease from seven in 2016. The numbers show 2017 as being the safest year ever on record for aviation. By contrast, the ‘general aviation’ sector, which includes business jets, there were more than 210 fatal accidents, resulting in more than 345 deaths in the US alone according to the Federal Aviation Administration.
While there have been 188 fatalities in commercial air travel in a five-year period (2014-2018), there were 866 fatalities in other aviation categories on EU territory involving EU-registered aircraft. In 2018, 12 persons were killed in general aviation accidents involving EU-registered aircraft with a maximum takeoff weight above 2,250 kg, such as a Gulfstream private jet — an increase of around 70% compared to the previous year where seven fatalities were recorded. Since 2006, it is only the second time that more than 10 fatalities were registered from accidents on EU territory involving such large aircraft registered in the EU. In 2013, there were 11 fatalities registered in such accidents.

The accident rate for general aviation is improving — it’s declined from 1.1 fatal accidents per 100,000 flight hours in 2010 to 0.84 in the year that followed. But statistically, and based on direct comparisons each year, it’s theoretically still safer to fly commercial.
On the other hand, if an unforeseen emergency situation were to take place between London and Nice, would you be safer in a private jet? These aircraft have the ability to land at more airports than commercial aircraft given their smaller size, and can also change flight plans very quickly. In addition to this, private jets are often less exposed to bad weather or heavy turbulence as these jets often fly above the normal cruising altitude of a commercial airliner. In fact, some recent private jets from Gulfstream have the ability to fly up to 51,000 feet.
But with a harmonised aviation industry, modern technology across the board, including cockpit software, flight planning, air traffic control management, aircraft performance upgrades and more, the reality is that both private jets and commercial airliners are extremely safe.
The clear difference between flying commercial and flying private is less associated with safety, and instead on how flying private jets is worse for the planet than taking a scheduled passenger flight. While the amount of fuel burnt and therefore CO2 emitted is a lot lower than a commercial jet given the small size of a private jet, the personal carbon footprint of passengers is significantly higher.
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- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
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- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
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- Annual Fee is $325.
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Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
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You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

