Skip to content

Loyalty to Disney Cruise Line is about to get you some major new perks

Feb. 24, 2023
4 min read
2Photo Jun 30, 1 49 55 PM (1)
Loyalty to Disney Cruise Line is about to get you some major new perks
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

It's official: Disney Cruise Line's Castaway Club loyalty program has a new top tier.

The cruising arm of tourism giant Disney made a dream come true for its most loyal fans Thursday when it posted details of what it's calling Pearl status. This new loyalty level brings valuable new perks for Disney supercruisers.

Long awaited by Disney cruise lovers, the new status level — the fourth for the program — will be awarded for life to customers after they complete a whopping 25 cruises with the brand.

Until now, the highest level of the Castaway Club loyalty program was its Platinum level, which customers reach after completing just 10 cruises.

The new Pearl tier brings just three new perks beyond what Disney cruisers at the Platinum level already receive, but they all have solid value:

  • The ability to book new itineraries four days before the general public.
  • Early access to activity planning 123 days before sailing.
  • A complimentary unlimited digital photo package.

The early booking perk is particularly valuable for Disney fans who are determined to snag specific cabins and suites on new Disney itineraries. Choice cabins on new Disney itineraries often sell out faster than Tinker Bell can sprinkle a handful of fairy dust.

Early booking access is something that comes with all three of the other Castaway Club tiers — Silver, Gold and Platinum. However, Castaway Club members at those levels only have early booking access one, two or three days in advance, respectively.

Related: Disney Cruise Line's Castaway Club loyalty program: Everything you need to know

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

Even a single extra day in early booking access can make all the difference in getting the exact cabin you want on a Disney cruise.

The new early-access-to-activity-planning perk is something that Castaway Club members at the Silver, Gold and Platinum level already get. However, in the case of those tiers, the early access isn't quite as early at 90, 105 and 120 days, respectively.

A pool area on Disney Wish. SUMMER HULL/THE POINTS GUY

As with the early access to itinerary booking, the early access to activity booking can make all the difference in a Disney fan being able to craft the perfect vacation.

The complimentary photo package is a notable perk, too. Disney has lots of official photographers on board its ships to snap photos of you and your kids with princesses and the like. However, they don't offer those photos for free. Paying for even a relatively small number of photos taken by these onboard photographers — even in digital form — normally can cost hundreds of dollars.

Related: 11 ways to save money on a Disney cruise

In addition to the above perks, the new Pearl level of status will bring all the perks awarded to members at the three lower tiers, too. That includes access to an exclusive terminal area for check-in (available starting at the Silver tier) and a free dinner at the upscale Palo restaurant on Disney ships (available starting at the Platinum tier).

One caveat: While Disney has revealed the details of the new program on its website, the new status level won't officially be awarded to customers who have sailed 25 cruises until May 1.

The new status tier comes as Disney Cruise Line is significantly expanding both its fleet and its itinerary lineup. This results in a surge of new customers and, in turn, more members for its loyalty program.

Related: The 3 types of Disney ships, explained

After going a decade without adding a single new vessel, Disney is in the midst of launching three more ships in quick succession.

The first of the new vessels, Disney Wish, began sailing last summer. Two sister ships are due to begin operating in 2024 and 2025, respectively. The new ships, which collectively are known as the Triton class, nearly double the line's size when measured by passenger capacity.

Until last summer, Disney had just four vessels.

The added vessels will allow Disney to expand sailings from the west coast of North America and in other areas.

Planning a cruise? Start with these stories:

Featured image by ASHLEY KOSCIOLEK/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5XNew! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
3XEarn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2XEarn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
Open Intro bonus
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Valuable dining and food-related credits
  • Flexible rewards with airline and hotel transfer partners
  • Multiple travel and purchase protections
  • No foreign transaction fees
  • Access to Amex Offers for additional savings (enrollment required)

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.