The Critical Points: Stop Making 'Entitled' Your Standard Response
Each week in his column "The Critical Points," TPG Loyalty and Engagement Editor Richard Kerr presents his opinion on a loyalty program, card product or recent news that he believes is overlooked, unsung or the result of groupthink taking mass opinion in a direction with which he doesn't agree. His goal is not necessarily to convince you to agree with his position but rather to induce critical thought for each of the topics and positions he covers.
Each year I continue to write, the internet seems to become more of a difficult work environment. 2019 is no exception for a year-over-year increase in the divisive nature of content, personalities and commenters — which no doubt will continue on this post. There's no silver bullet to rooting out online vitriol, so instead of trying to tackle the entire personality of the internet, let's focus on one thing to try and correct — a behavior that routinely appears among TPG readers and followers.
The haste to characterize a writer as "entitled."
It has become a default response for us to encounter critical analysis and immediately dismiss it as entitlement. An article detailing a loyalty program that gives poor value is often criticized as acting entitled to outsized value. An article or post describing shortcomings with an airline, a hotel or a credit card's customer service is blasted as though the author is demanding special treatment and acting entitled — even though the criticism focuses on missing benefits which are largely published in the terms and conditions of the loyalty program in questions.
Simply put: criticism does not equal entitlement.
Today, let's look at both the responsibilities of the reader and of the author so we can all begin curtailing this default response.
Reader Responsibilities

Here's what I'd love to see both TPG readers and anyone reading publications to consider before jumping to the conclusion of entitlement.
Bypass the Millennial Stereotype
One of the media's favorite words right now is 'millennial'. Behaviors and business trends are consistently tied back to millennials' individual behaviors and preferences, and the overall portrait of this demographic isn't flattering. Generally speaking, these individuals are dismissed as entitled (there's that word again) to a happy life and rewards without working for it. Not to spoil your millennial stereotype, but our grandparents said the same thing about our parents and our great-grandparents said the same thing about our grandparents — and I think the cycle has been and will ever be continuing.
(As an aside, if you want to read some interesting millennial studies, head to the Qualtrics millenials landing page.)
To those of us routinely exposed to these opinions about millennials in both traditional and social media, it's thus no surprise that when reading an author from this group — or any author, for that matter — the notion of entitlement jumps to the forefront of our mind. Why do I think this happens? Because we're lazy. Jumping to the conclusion of entitlement often means readers aren't putting in the time and effort to understand a (potentially) different point of view. Instead, they default to recurring stereotypes they hear rather than dissecting what they've just read from an independent viewpoint.
Let's bypass the millennial stereotype from now on.
Skip the Bias
If you engage with a publication or media organization of any kind, you must come to read and interact with the content without preconceived notions. Too often we see the phenomenon known as "confirmation bias" — looking for reasons to continue on with your own perception rather than being open to a new one. We recognize that TPG isn't a perfect organization, but we have an incredible amount of great content from some of the most respected writers and editors in the aviation and loyalty industries. That being said, it's often apparent that a commenter has come to an article looking for something to confirm their own bias, leaving with a "I knew it, still no good" attitude.
TPG doesn't accept free flights or hotels so we can remain editorially independent — with the exception of select events (like delivery flights) where we are legally barred from paying but accept the press invitation to provide our readers with exclusive access. In these rare instances, we will clearly disclose the circumstances. Readers and followers demand we remain unbiased yet often see no need to read without bias themselves.
I will gladly meet you in the middle of the road: I won't bring bias in my writing if you come to read with a neutral mindset, without preconceived notions. Let the article you read stand on its own. If you do so and still think it's no good, then fair enough: Give us critical feedback. We welcome the discourse, but it should be of the healthy variety.
Author Responsibilities

This is a two-way street, however. It's the responsibility of authors to convey authority on the subject they are covering and not give readers an easy reason to jump for the "entitled" label. This basically boils down to being aware of what your audience does and does not need to know, how those things match expectations and what tone to take when describing them. A snarling complaint about a poor wine selection in long-haul economy is simply out of touch, just like it's poor form to compare a free breakfast offering at a limited-service property to what you'd get at a luxury resort. Our review authors and editors do a great job of describing the service and amenities they encounter, but most importantly, those experiences are being compared to published descriptions of hotels, airlines and loyalty program benefits before choosing a tone that matches the experience.
Do I believe published benefits should be given? Of course, and so should you. Expecting an elite status benefit as published does not equate to having an entitled personality. Should we as authors understand life happens and things don’t always go according to plan? Yes. Finding this balance takes time, but we as authors must carry the burden of providing content that's relatable and empowering to the reader, which (in turn) ensures we aren't immediately dismissed as entitled.
Bottom Line
Getting rid of this default entitlement response is really a two-way street between readers and authors. Both groups must do their due diligence before publishing and reading (respectively). I'm aware of my own bias as an author for many years now, but I do believe readers owe it to the publication and themselves to come to an article without bias, ready to read with independent, critical thought. If — at that point — it's still apparent an author is demanding benefits or services which are not written or beyond reasonable expectation, then you're more than welcome to place an entitled label on the piece and move on with your day.
But let's all stop making 'entitled' our standard response.
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| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
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Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
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Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

