Skip to content

Credit Cards Chance the Rapper Should Use for His Postmates Obsession

Aug. 01, 2019
4 min read
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

Imagine being a Postmates deliverer and getting a request from the one and only Chance the Rapper, asking you to pick up a few things for him. For some lucky deliverers, that was actually the case. From swim shorts to Big Macs, Chance has ordered it all. To show just how much you can order through the app, the delivery service shared The Receipt of Chance himself and let's just say he's a big fan of the service. Over the last five years, the rapper has spent more than $30,000 on Postmates orders, which brings us to the question: Is Chance the Rapper using the right credit card to maximize his points and miles on his Postmates obsession?

That information was not disclosed on the receipt, but we can tell you what cards he should be using and why:

Capital One Venture Rewards Credit Card

(Photo by Isabelle Raphael)
(Photo by Isabelle Raphael)

About The Card:

  • 50,000 bonus miles after spending $3,000 on the card within the first three months from account opening
  • 2x miles per dollar spent
  • Annual fee: $95

Chance's Earnings:

If Chance used the Venture card on all $30,000 then he could have earned 60,000 miles just from Postmates during those five years. This card doesn't offer any Postmates-specific savings, but it does offer the most amount of points, which is probably just fine for the famous rapper. Famous people still use points... right?

Sign up for our daily newsletter

Citi Premier® Card

About The Card:

  • 80,000 bonus ThankYou® points after spending $4,000 on the card within the first three months of account opening.
  • 1x point per dollar spent
  • $95 annual fee
  • $5 off every order of $25 or more

Chance's Earnings:

Say Chance spent $25 even every time he ordered. When you divide $30,000 by $25, you end up with 1,200 orders. When you add in the $5 savings offered on each of those orders, you end up saving $6,000. In the end, Chance could have walked away 24,000 points and an extra $6,000 in his pocket over the five years. So instead of $30,000, he wold have only spent $24,000. Chump change, right?

Bottom Line

With such a busy life and career, earning points and miles is probably the last thing on Chance the Rapper's mind, but does he know that you can donate your points and miles? As a philanthropistand a very generous one at that— this might be another way for him to continue to help out.

However, if you are personally looking for ways to maximize your Postmates addiction you should know that the company does not make it easy to rack up the points through orders, as they no longer code as dining. Instead, they're coded as a "courier service," which basically translates to general spending, and in most cases, that type of spending earns the lowest amount of points and cash back.

We love that Postmates delivers more than food, but that coding change is a major bummer. If you're really looking to maximize your food delivery services, use apps like UberEats, Seamless and GrubHub, since those typically code as dining and use the American Express® Gold Card to earn 4x points per dollar on all orders.

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers