COVID-19: Requesting a voucher vs. refund for flights, hotels and cruises
Many of you have had to cancel travel plans this year. The coronavirus pandemic is forcing travel providers to cut their offerings to near zero, and stay-at-home orders are having a huge effect on flights, cruises, hotels and every other aspect of the travel industry.
Airlines have been proactive with rebooking options, and have waived cancellation and change fees. Now, with the slump extending for weeks and likely months, they are strapped for cash — so they tend to offer vouchers for future travel, rather than refunds.
Cruise lines have been offering vouchers too, sometimes with an added bonus, in some cases up to a very enticing 125% of the value of the original ticket. But vouchers, be they airline or cruise, expire and often carry other restrictions.
So, you may opt for a cash refund instead.
When it comes to airlines, we've covered in detail how you are entitled to a refund for your canceled flight. We've also explained why it's a good idea to wait until the last minute to request one. Airlines are legally obligated to offer a refund if they cancel a flight operating to, from or within the U.S.
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The key to understanding the process is knowing the difference between voluntary and involuntary flight changes.
In this video, TPG Audience & Community Producer Wallace Cotton explains what's involved and what you should do when asking for a refund versus a voucher from an airline, a cruise line, an accommodation or a tour provider.
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Annual Fee
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| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month

