Chase Sapphire Preferred Card No Longer Offering an Authorized User Bonus

Sep 11, 2018

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Update: Some offers mentioned below are no longer available. View the current offers here – IHG Rewards Club Premier Credit CardUnited Explorer Card, Chase Sapphire Preferred® Card

If you’ve clicked onto an application page for the Chase Sapphire Preferred Card recently, you may have noticed that the line about 5,000 points for adding an authorized user was missing. Unfortunately, that wasn’t just a fluke: Chase has formally pulled this AU offer, so the most you’ll be able to earn from this card’s sign-up bonus is 50,000 points (after spending $4,000 in the first three months).

The loss of this opportunity to earn 5,000 Ultimate Rewards points shouldn’t dissuade you from applying if you were already interested in the Chase Sapphire Preferred, but considering that it’s free to add authorized users on this card — and that the AU simply had to make a purchase in the first three months to qualify for the bonus — this offer was an easy way to boost the value of the card’s sign-up bonus from $1,000 to $1,100 (based on our latest valuations).

The Sapphire Preferred isn’t the only Chase card to drop an authorized user bonus, either; the Chase Freedom and Chase Freedom Unlimited no longer come with any incentives for adding AUs. While it’s unclear whether authorized user bonuses are gone for good, the fact that they’ve been wiped from several Chase cards at the very least suggests they won’t be back anytime soon. That said, as of publish time, authorized user bonuses (after the AU makes a purchase in the first three months) are still available on the Chase-issued IHG Rewards Club Premier Credit Card and United Explorer Card, so co-brand cards appear to be in the clear for the time being.

Bank of America® Premium Rewards® Visa® credit card

This card from Bank of America gets really interesting if you have a BofA checking, savings or investment account. Depending on the value of your combined accounts you can potentially get as much as 3.5x points on travel/dining and 2.625x points on other purchases making it the richest consumer banking bonus out there.

Apply Now
More Things to Know
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Intro APR on Purchases
Regular APR
17.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Recommended Credit

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