Chase Freedom cardholders: Get up to 15% more value from your card this month
Editor's Note
Chase Freedom cardholders will be happy to know that a popular promotion has returned, and it's perfect timing if you’re looking for gifts for upcoming graduations, Father’s Day (June 15) or simply the summer season.
The Freedom Month of More promotion includes bonuses on both the earning and redemption sides, with elevated rates through the Chase shopping portal and extra value when using your points for Apple products and gift cards. Cardholders can earn cash back on purchases all month long.
Here’s a detailed look at the available offers in the Month of More promotion.
Eligible Chase cards for this promotion
This promotion runs through May. The following cards are eligible:
- Chase Freedom Unlimited® (see rates and fees)
- Chase Freedom Flex® (see rates and fees)
- Chase Freedom Rise®
- Chase Freedom®*
- Chase Freedom® Student Credit Card*
*Card no longer available to new applicants
The information for the Chase Freedom, Chase Freedom Student and Chase Freedom Rise cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
With the Freedom cards, your points are typically worth just 1 cent each for any of the redemptions we’ll cover in this promotion. However, the Month of More offers 10%-15% more value, making your points worth up to 1.15 cents apiece.
Simply log in to the Ultimate Rewards portal to take advantage of the new options detailed below.
Up to a 10% bonus for Apple products
If you’ve been eyeing Apple products, now is a great time to make a purchase.
When you use your Chase points through the Apple store on the Ultimate Rewards portal, your points are worth 10% more, which makes your points worth 1.1 cents each.
Up to 15% off gift cards
If you’re looking to purchase gift cards, you’ll enjoy up to 15% off when you use your Chase points.
The following brands are offering up to 10% discount on gift cards:
- Belk
- Brinker
- Chilis
- Columbia Sportswear
- Domino’s Pizza
- Fandango
- Focus Bands
- Gap Options
- Krispy Kreme
- Maggiano’s
- Michaels
- Nike
- Nordstrom Rack
- One4all
- Petco
- Red Robin
- Ulta Beauty
- Zaxby’s
The following brands are offering up to 15% discount on gift cards:
- Bath & Body Works
- DoorDash
- Spafinder
For example, a $100 gift card at Belk typically costs 10,000 points, but with this discount, you could get one for 9,000 points, saving you 1,000 points.
Up to 15% bonus cash back with Shop Through Chase
We always recommend you check shopping portals for opportunities to earn bonus points when shopping online.
Right now, the Chase shopping portal has bonus earnings of up to 15% cash back on brands like Chewy, Sephora and The Home Depot.
| Cash-back bonus | Retailer |
|---|---|
15% | FTD |
8% |
|
5% |
|
This promotion works as if you were shopping through any online portal. Head to "Earn Bonus Points" on the Ultimate Rewards portal and shop through the link of the respective retailer to earn these bonus points this month.
Related: Your ultimate guide to Chase Offers
Is it worth it?
Normally, your cash-back rewards are worth 1 cent each for redemptions.
However, if you also carry the Chase Sapphire Preferred® Card (see rates and fees) or the Chase Sapphire Reserve® Card (see rates and fees), your Ultimate Rewards points can be worth up to 2.05 cents each, according to TPG's May 2025 valuations. That’s because you can unlock transfers to Chase’s travel partners, which include 11 airline and three hotel loyalty programs.
Throughout May, Freedom cardholders can redeem their points for 1.1 cents each on Apple products and up to 1.15 cents apiece on select gift cards. That’s far less value than what you typically obtain using your points for travel. However, you need another card to unlock this option; simply having a Freedom card doesn’t allow you to use Chase’s transfer partners.
If you don’t have a card that unlocks the ability to transfer your points or don’t have any travel coming up, the best time to redeem your points for gifts is when you can use them at boosted rates (like these). Remember that you can combine Ultimate Rewards points between accounts if you need a few more for a redemption or want to pool your points with a card that offers a higher value.
The question ultimately comes down to whether you are happy to use your points in a way that saves cash when purchasing items online or whether you prefer to hold your points until you can use them for maximum value. Depending on your answer, you’ll know whether this promotion is a good time to use your points.
Bottom line
If you have a card in the Chase Freedom family, you can take advantage of higher points value when you redeem for Apple products or gift cards through the Chase Ultimate Rewards store this month. Plus, you can earn up to 15% bonus cash back when you shop at select stores through the Chase shopping portal.
These may not be the most lucrative redemption options for your Chase Ultimate Rewards points, but they can go a long way toward helping you save on any shopping you'll do this month.
Related: From international business class to domestic travel: 6 Chase Ultimate Rewards sweet spots
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.