Earn 75,000 bonus miles with Capital One Venture X's current offer
Editor's Note
The Capital One Venture X Rewards Credit Card stands tall in the travel credit card market. This is thanks to its straightforward benefits, ability to earn valuable Capital One miles and annual fee of $395, modest compared to its premium counterparts.
Let's dive into the Venture X's bonus and benefits to help you decide whether now is the time to add the card to your wallet.
Current Capital One Venture X offer
New Venture X applicants can earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
According to TPG's December 2025 valuations, this bonus is worth $1,388.
Capital One miles are most valuable when you leverage one of the issuer's 15-plus transfer partners. However, cardholders also have the option to redeem at a fixed rate of 1 cent per point to cover recent travel purchases on the card or make bookings through the Capital One Travel portal. This bonus is worth a respectable $750 if you redeem it this way.
Application rules and restrictions
Capital One has imposed a 48-month family rule across its lineup of Venture cards, including the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card.
This new Venture family rule restricts you from moving 'down' the Venture card family (in terms of annual fees), meaning if you already have the Venture X and earned the bonus in the last 48 months, you won't be approved for the VentureOne ($0 annual fee) or Venture ($95 annual fee). So, that's something to keep in mind if you want to pick up one of these two lower-tier cards in the future.
Additionally, if you've opened the Venture X and received its bonus in the last 48 months, you won't be eligible for this current bonus.
Capital One's other application restrictions require you to wait six months between approvals for new Capital One cards, including both personal and business cards.
Related: 6 things to do when you get the Capital One Venture X
Why you should apply for the Venture X
The Venture X provides several benefits for frequent travelers to enjoy. Key perks include:
- Anniversary bonus: The card pays 10,000 bonus miles on your account anniversary, starting on your first anniversary. As of December 2025, TPG values those 10,000 miles at up to $185 when utilized with Capital One's transfer partners.
- Annual travel credit: Cardholders will receive a $300 annual credit for bookings made through Capital One Travel.
- Authorized users: Additional authorized users can be added at no charge. However, beginning Feb. 1, 2026, each authorized user will cost $125 annually to retain Capital One and Priority Pass lounge access.
- Global Entry or TSA PreCheck: Cardholders receive up to $120 in statement credits for either TSA PreCheck or Global Entry.
- Lounge access: Cardholders, authorized users and up to two guests per visit get complimentary access to Capital One lounges and more than 1,300 Priority Pass lounges until Feb. 1, 2026. After this date, you'll be required to pay for guest access to both types of lounges.
- Luxury hotel perks: The Capital One Premier Collection offers free breakfast, room upgrades and other perks at participating hotels and resorts. Cardholders can also access Capital One's lower-tier Lifestyle Collection.
- Stacking car rental perks: Cardholders can stack car rental perks with Hertz.*
*Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
On top of these benefits, the Venture X makes it easy to earn Capital One miles at competitive rates:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other purchases
If you maximize the full value of just two of the Venture X's annual perks — the $300 travel credit and 10,000 bonus points — you will effectively recoup your $395 annual fee. That's because TPG's December 2025 valuations place the bonus points at $185. When you add the value of the $300 credit to this, you reach a total annual value of $485.
Related: Cashing in Capital One miles? How to get the maximum value when redeeming miles
Bottom line
The Venture X can be a great option for many travelers, and the card will likely become more compelling over time as Capital One continues to invest in its rewards program and expand its lounge network.
To learn more, read our full review of the Venture X.
Learn more: Capital One Venture X
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees