Skip to content

Bilt apologizes after erroneously sending scary emails to some members

April 10, 2024
4 min read
Young African man with laptop working indoors, home office concept. stock photo
Bilt apologizes after erroneously sending scary emails to some members
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Editor's Note

TPG founder Brian Kelly is a Bilt advisor and investor.

Bilt apologized April 10 after some Bilt Rewards members received an alarming email notice from Bilt Legal that their accounts were in jeopardy due to misuse. And there's good news for those who may have transferred their points out just in case.

If you're not familiar, the Bilt Mastercard® offers holders the opportunity to earn points on paying rent (up to 100,000 points in a calendar year) and everyday purchases.

The information for the Bilt Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

More than one TPG staffer was a recipient of the email, which stated:

"We have reason to believe that behavior on your account demonstrates an intent to engage in sustained misconduct and wrongdoing in connection to the program. Pursuant to the legally binding Bilt Rewards Terms & Conditions, Bilt has the right to 'reject, revoke, cancel, terminate, or suspend any membership, benefit, and/or any and all points, or take any other action at its discretion... "
THE POINTS GUY

"We only ever use this account to pay rent and spend enough so we meet the non-rent spend minimum, so it was extra shocking because we only use it for what the card is made for. We also haven't even redeemed anything with our points yet," one TPG staffer said.

Around 2:30 p.m. Eastern time, Richard Kerr, vice president of travel at Bilt, posted a notice to Reddit explaining that the initial email was sent by mistake. Not long after, a corrective email was sent.

THE POINTS GUY

When TPG reached out to Kerr directly for comment, he said, "A small subsection of members received an email regarding loyalty program misconduct. This was sent in error, and members' accounts are currently in good standing. We apologize for any confusion this may have caused and have added 250 points to any members who received the incorrect email."

Related: 5 ways to pay your rent or mortgage with a credit card

Unfortunately, the erroneous communication spurred some Bilt Rewards members to action, with one Redditor commenting that they had transferred their points "to avoid losing them," while several others noted they did the same.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

But Bilt told TPG that any points transferred by mistake would soon be returned to users' accounts.

Protecting your rewards

If you find yourself on the receiving end of a similar notice in the future, you can take these steps in an effort to protect your points, and your sanity.

First, confirm that the communication you've received is actually from your reward program or credit card issuer. This may mean you have to call a support line and speak to a representative to get additional information.

Related: How the Credit Card Competition Act can affect your credit card rewards

Next, although the fine print in the terms and conditions you agreed to may be lengthy, they're worth reading so that you know exactly what you signed up for and what specific actions could jeopardize your earned rewards.

The more you know, the better prepared you'll be if you find yourself in a spot similar to this one.

And if you find yourself in a situation that you can't figure out on your own, don't hesitate to reach out to The Points Guy for answers. We have a special editor to help with consumer problems. You can email us at ombudsman@thepointsguy.com.

Bottom line

While the email from Bilt was no doubt scary, Bilt Rewards members will be made whole.

One Reddit commenter said that they received both the original erroneous message and the second "disregard" email but no notice about getting comped 250 points.

Bilt assures us those points are coming.

To learn more about the Bilt program, check out our full review of the Bilt Mastercard.


Learn more: Bilt Mastercard


Featured image by DELMAINE DONSON/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
Intro offer
Open Intro bonus
Enjoy a $250 travel credit & earn 75K bonus miles
Annual fee
$95
Regular APR
19.49% - 28.49% (Variable)
Recommended credit
Open Credit score description
670-850Excellent, Good

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app