Skip to content

Earn 5x Bilt Rewards points on all purchases this Black Friday

Nov. 24, 2021
3 min read
A young family at Christmastime searching the internet on a laptop. Christmas tree and gifts in the background.
Earn 5x Bilt Rewards points on all purchases this Black Friday
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Editor’s note: TPG founder Brian Kelly is a Bilt advisor and investor. The information for the Bilt card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.


The Bilt Mastercard was launched over the summer and lets home renters pay their monthly lease with a credit card fee free while earning reward points. Aside from rental earnings, the card is an attractive option for everyday spending since it accrues 2 points per dollar on travel and 3 points per dollar on dining.

Sign up for our daily newsletter

On Black Friday, though, the Bilt Mastercard will (temporarily) become one of the best overall cards for shopping in general thanks to a special, limited-time promotion.

This Friday — Nov. 26, 2021 — purchases you make with your Bilt MasterCard will temporarily earn 5 points per dollar spent, regardless of the purchase category. The promotion runs from 12:00 am to 11:59 pm Eastern Time. You can earn up to 50,000 bonus points total, which would require spending $10,000 that day.

New to The Points Guy? Sign up for our daily newsletter and check out our beginner’s guide.

There are a few excluded transaction types, some of which include cash advances, gambling transactions, tax payments, court costs and insurance sales. Rent payments made via the card or its associated app will also continue to earn just 1 point per dollar.

But if you're using your card to purchase holiday gifts and for other everyday expenses, you should qualify for that higher earning rate. The two regular bonus categories -- travel and dining -- will also be bumped up to 5 points per dollar for the day.

New cardmembers in the first month intro period who are earning 2 points per dollar on purchases with the card will likewise see their earning jump to 5 points per dollar on Black Friday.

(Photo courtesy of Bilt)

Overall, this promotion might be a good way for Bilt cardmembers to rack up bonus points just as they start their holiday shopping. It's a generous deal, even compared to other 5x earning offers currently out there. For instance, now through Dec. 31, 2021, the Chase Freedom Flex is offering 5x points/5% back on Walmart and PayPal purchases, but only on up to $1,500 spending. By contrast, the Bilt's bonus is effectively capped at $10,000. That said, you do only have a single day to take advantage of it, so you'll have to be strategic in order to maximize Bilt's promotional bonus.

As a Bilt cardholder myself, I plan on maximizing this promotion by buying gifts for friends and family and prepaying some of my ongoing expenses like utilities. The points I earn should help me fund a big holiday trip I'm planning since Bilt Rewards points transfer to major airline and hotel programs like American Airlines AAdvantage and World of Hyatt.

Don't have a Bilt MasterCard yet? You can apply on the Bilt website and skip the waitlist with code "TPG4BILT." You'll get your virtual card number instantly and can add the card to Apple Pay or another digital wallet from the app, so you can take advantage of the Black Friday promotion even without a physical card.

Feature photo by Marko Geber/Getty Images.

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases