Earn 5x Bilt Rewards points on all purchases this Black Friday

Nov 24, 2021

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Editor’s note: TPG founder Brian Kelly is a Bilt advisor and investor. The information for the Bilt card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.


The Bilt Mastercard was launched over the summer and lets home renters pay their monthly lease with a credit card fee free while earning reward points. Aside from rental earnings, the card is an attractive option for everyday spending since it accrues 2 points per dollar on travel and 3 points per dollar on dining.

On Black Friday, though, the Bilt Mastercard will (temporarily) become one of the best overall cards for shopping in general thanks to a special, limited-time promotion.

This Friday — Nov. 26, 2021 — purchases you make with your Bilt MasterCard will temporarily earn 5 points per dollar spent, regardless of the purchase category. The promotion runs from 12:00 am to 11:59 pm Eastern Time. You can earn up to 50,000 bonus points total, which would require spending $10,000 that day.

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There are a few excluded transaction types, some of which include cash advances, gambling transactions, tax payments, court costs and insurance sales. Rent payments made via the card or its associated app will also continue to earn just 1 point per dollar.

But if you’re using your card to purchase holiday gifts and for other everyday expenses, you should qualify for that higher earning rate. The two regular bonus categories — travel and dining — will also be bumped up to 5 points per dollar for the day.

New cardmembers in the first month intro period who are earning 2 points per dollar on purchases with the card will likewise see their earning jump to 5 points per dollar on Black Friday.

BILT CARD RENDER CROP
(Photo courtesy of Bilt)

Overall, this promotion might be a good way for Bilt cardmembers to rack up bonus points just as they start their holiday shopping. It’s a generous deal, even compared to other 5x earning offers currently out there. For instance, now through Dec. 31, 2021, the Chase Freedom Flex is offering 5x points/5% back on Walmart and PayPal purchases, but only on up to $1,500 spending. By contrast, the Bilt’s bonus is effectively capped at $10,000. That said, you do only have a single day to take advantage of it, so you’ll have to be strategic in order to maximize Bilt’s promotional bonus.

As a Bilt cardholder myself, I plan on maximizing this promotion by buying gifts for friends and family and prepaying some of my ongoing expenses like utilities. The points I earn should help me fund a big holiday trip I’m planning since Bilt Rewards points transfer to major airline and hotel programs like American Airlines AAdvantage and World of Hyatt.

Don’t have a Bilt MasterCard yet? You can apply on the Bilt website and skip the waitlist with code “TPG4BILT.” You’ll get your virtual card number instantly and can add the card to Apple Pay or another digital wallet from the app, so you can take advantage of the Black Friday promotion even without a physical card.

Feature photo by Marko Geber/Getty Images.

Delta SkyMiles® Platinum American Express Card

Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new card in the first three months of card membership. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants in the first three months of card membership.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

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More Things to Know
  • Earn 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
$250
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.