Earn 5x Bilt Rewards points on all purchases this Black Friday

Nov 24, 2021

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Editor’s note: TPG founder Brian Kelly is a Bilt advisor and investor. The information for the Bilt card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.


The Bilt Mastercard was launched over the summer and lets home renters pay their monthly lease with a credit card fee free while earning reward points. Aside from rental earnings, the card is an attractive option for everyday spending since it accrues 2 points per dollar on travel and 3 points per dollar on dining.

On Black Friday, though, the Bilt Mastercard will (temporarily) become one of the best overall cards for shopping in general thanks to a special, limited-time promotion.

This Friday — Nov. 26, 2021 — purchases you make with your Bilt MasterCard will temporarily earn 5 points per dollar spent, regardless of the purchase category. The promotion runs from 12:00 am to 11:59 pm Eastern Time. You can earn up to 50,000 bonus points total, which would require spending $10,000 that day.

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There are a few excluded transaction types, some of which include cash advances, gambling transactions, tax payments, court costs and insurance sales. Rent payments made via the card or its associated app will also continue to earn just 1 point per dollar.

But if you’re using your card to purchase holiday gifts and for other everyday expenses, you should qualify for that higher earning rate. The two regular bonus categories — travel and dining — will also be bumped up to 5 points per dollar for the day.

New cardmembers in the first month intro period who are earning 2 points per dollar on purchases with the card will likewise see their earning jump to 5 points per dollar on Black Friday.

BILT CARD RENDER CROP
(Photo courtesy of Bilt)

Overall, this promotion might be a good way for Bilt cardmembers to rack up bonus points just as they start their holiday shopping. It’s a generous deal, even compared to other 5x earning offers currently out there. For instance, now through Dec. 31, 2021, the Chase Freedom Flex is offering 5x points/5% back on Walmart and PayPal purchases, but only on up to $1,500 spending. By contrast, the Bilt’s bonus is effectively capped at $10,000. That said, you do only have a single day to take advantage of it, so you’ll have to be strategic in order to maximize Bilt’s promotional bonus.

As a Bilt cardholder myself, I plan on maximizing this promotion by buying gifts for friends and family and prepaying some of my ongoing expenses like utilities. The points I earn should help me fund a big holiday trip I’m planning since Bilt Rewards points transfer to major airline and hotel programs like American Airlines AAdvantage and World of Hyatt.

Don’t have a Bilt MasterCard yet? You can apply on the Bilt website and skip the waitlist with code “TPG4BILT.” You’ll get your virtual card number instantly and can add the card to Apple Pay or another digital wallet from the app, so you can take advantage of the Black Friday promotion even without a physical card.

Feature photo by Marko Geber/Getty Images.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,600

CARD HIGHLIGHTS: 3X points on dining and 2x points on travel, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Regular APR
16.24% - 23.24% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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