So You Have a Carry-On Sized Bag: Check or Carry On?
Let's say you're flying with luggage that will fit in the overhead bin. There's always the option to check it instead of carrying it on, but there are concerns with doing either.
Travelers tend to have a tried and true philosophy on which they prefer, and it's normally based on their experience: having luggage damaged or stolen when it's checked, the ease at which they can travel when they have a small suitcase to drag, etc.
We decided to turn to the trusted TPG Lounge of almost 37,000 members to ask what they would do in this scenario. Here's what they said:
Carry On
Some TPG Lounge members are adamant about carrying on their luggage as long as it'll fit in the overhead. It tends to be quicker than waiting for it at baggage claim, and it can ease travelers' minds that their luggage won't get lost, stolen or damaged. Plus, it ensures that your luggage will stick with you through it all — including connections. The downside is that you'll have to keep it with you at all times and find space for it in the overhead.
"Never ever check. Status makes this easier as I’m first to board." – Gloria L.
"I never check a bag. One, it can cause problems if I happen to catch an earlier first or if I’m delayed and change routes. Also I prefer to slide my laptop bag on it and wheel it through the airport than carry the laptop bag. Plus no waiting at baggage claim." – Jay M.
"I travel often but the only time I check a bag is when I go home to visit my family bc I usually bring my dog with me and he already counts towards my “bag” to bring in. Plus it allows me to bring bottles of wine or tequila from Mexico. Other than that, carry on all the time!" – Marisol B.
Check It
Travel can often be stressful, so it can be a luxury to say goodbye to your carry-on sized bag before going through security. The reason why people typically don't choose this option is to avoid checked luggage fees, luggage damage or stolen items.
"We usually check our luggage. Rarely carry on. I don’t like wrestling with my suitcase(s) while navigating trams and lounges. I have a nice bag I carry that has room for a change of clothes and my basic toiletries and meds so it’s never been an issue." – Kristi C.
"Always check. Ain't nobody got time to fight for overhead space." – Kevin W.
"I fly a lot of international so there is a lot of scrutiny of carry on bags. Because of how long it takes to usually clear immigration and customs my bags are usually there waiting right after that, so it doesn’t impact time at all and save a lot of hassle." – Ivan B.
"I don't typically travel with more than my carry on, even when going internationally for several weeks, and I always check it. Nothing drives me more bonkers than the ridiculous amount of time it takes to board and deplane due to carry on luggage, so I make sure I'm not part of that problem." – Michael S.
Even though having one of those things happen to your belongings is never fun, there are ways to combat them.
There are several cards that will waive your baggage fees with airlines. And many cards will cover lost luggage or even incidental costs for baggage delays. Plus, most independent travel insurance covers theft, so long as there is a police report.
It Depends
These travelers are open to checking or carrying on their bags. It all depends on the flight leg, whether the flight is short or long, who they're traveling with, or whether they're in a rush or not.
"When I travel to Europe, I carry on on the way over and check my bag on the way back. I put a backpack in my roller carryon and use it as a carry on on the way back. Wine must be checked, after all!" – Traci S.
"Without kids: carry on. With kids: check. (Too much of a pain dragging luggage and kids.)" – Eu T.
"I do both? Lol. I bring a carry on size and bring it with me going to my destination. But on the way back, the bag is always heavier due to all the stuff i buy, so i check it in and only keep my absolutes on my person (e.g. anything i would be really salty to lose)." – Lisa L.
"I keep it with me if I'm heading out — but often check it when I'm coming home. I travel for work a lot, so I'm usually in a hurry when I get to a destination, not so much when I'm home. (My carry-on is designed to fit under the seat, which helps a lot.)" – Kelly H.
"I usually carry on, however if they’re checking bags at the gate for free due to limited overhead space I always do so. Luckily haven’t ever had a problem, as i don’t mind waiting at the carousel afterwards and oftentimes already have a checked bag anyways to wait for." – Sherilyn G.
"I prefer hands free for getting food at the airport and not having to cram the suitcase in the bathroom stall with me but since I've been taking shorter trips lately where a carry on is all I need, I have not been checking it." – Beck B.
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| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

