How to use the Amex Business Platinum's $200 Hilton statement credit
Editor's Note
The Business Platinum Card® from American Express is a favorite at TPG, thanks to its impressive range of statement credits and perks.
One of the card's standout benefits is up to $200 in Hilton statement credits per calendar year.
Let's dive into this benefit and how it compares to similar statement credits offered by some other American Express cards.
Related: Forgettable statement credits checklist: Perks and benefits not to be overlooked
$200 Hilton statement credit
Amex Business Platinum Card members receive up to $200 in statement credits for Hilton purchases every calendar year. Rather than receiving the credits all at once, they're divided throughout the year so that members earn up to $50 per quarter (enrollment required).
Purchases made directly with a Hilton portfolio property are eligible to receive the statement credit. These can include eligible room rates, as well as incidental purchases charged to the room, such as dining purchases, room service and spa treatments.
To receive the statement credit, you must also have a Hilton for Business membership. If you don't currently participate in the program, you will be registered upon enrolling in this benefit.
Data points suggest the following purchases should trigger the statement credit, even when not staying at a hotel:
- Gift store purchases at a Hilton property
- Dining purchases at a restaurant in a Hilton property
Of course, your experiences may vary.
Director of credit cards, points and miles content Carly Helfand recently put her $50 quarterly Hilton statement credits toward prepaid dining vouchers at the Conrad Algarve, helping turn a points stay into a near all-inclusive experience. It's a clear example of how versatile these statement credits can be — even without booking a cash room rate.
Check out our guide to maximizing Hilton statement credits to learn the best ways to use this benefit on the Amex Business Platinum.
Bottom line
The addition of the Hilton statement credit to the Amex Business Platinum's lineup of perks is a great value proposition, as it gives cardmembers more value above and beyond the card's $895 annual fee (see rates and fees).
If you're a current cardmember, log in to your account to enroll in the benefit and register for Hilton for Business.
To learn more, read our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
For rates and fees of the Amex Business Platinum, click here.
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| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.